Amex Cli Myfico - Amex rules for CLI (have they changed recently?).

Re: Amex CLI every 6 months? Yes, six months is the magical number. Oct 9, 2023 · AMEX appears to be all over the place nowadays with the CLI cadence. I requested a cli on my bread cb amex, approved 2000 cli, 6000 - 8000 hard pull I have the card a bit over 6 months Hard pull - 6623563 - 2. Specifically, have you received a CLI after they reduced your CLI? My CL was cut last July and I still use the card and PIF but I was wondering if I was pushing my luck if I request a CLI or are they still doing auto reviews? Thanks!. 3rd Macy's Amex CLI --- +$7,500!!! Hi All! So the sayings are true, Macy's Amex is Citibanks Synchrony card Quick background on this one. I have no problem with doing so but I'm okay with the limit of 20k and wondering if I even have to. The linked post has everything you need about Amex CLIs. Didn't get the 3x CLI at 61 days, but got an auto CLI to $3,000 sometime after. There have been quite a few posts in the past about people with low SL's with Amex not being able to get the much talked-about 3X CLI at day 61. How It Works; Pricing; Take the myFICO Fitness Challenge. im almost to my 61 days for the 2 Amex I have and I'm about to ask for a CLI. Congrats on the CLI and thanks for sharing your datapoint. Having my AMEX BBC a few months (past 61 days) and being over 6 months since my last CLI on any AMEX, I attempted to submit a request for - 6460897. a 5% increase tht the fed reserve gave them on 1. Waited until the Fall of 2018, then applied for the Bonvoy Brilliant online (when it became available), started with initial CL of $5K, did the 3X CLI request and achieved $15K in 5/2019. Amex CLI Denial (multiple) - Approval for new Amex card. Sorry if this has been asked before, but does Amex ever offer automatic CLI's? I've been with them for five statements so far, but have seen nothing …. This is one of their better products with no annual fee or other BS. Recently, I received a CLI from both AMEX and Chase. 0 by TransUnion ®, and the key factors that affect your score for free, even if you are not an American Express ® Card Member. ue in April of this year starting limit was $3700. My last increase was from 25K to 30K. Has anyone else had any issues with Amex cli? Tried doing it multiple times throughout today and yesterday and the lady in the chat - 6363383 - 2. Ayyee so I knew today was 181 days since my initial 3x CLI (from my 6k SL to 18k), which was 61 days after opening, so I decided to poke them. ) I waited until after the 4th statement cut due to the uncertainty of 90 day, 110 day, etc and figured 4 statements is probably a safe point, and got the instant approval via the web link (which IS back!) increasing from $2000 to $6000! This was, by far, my lowest card being the. I've only put about $200 on it in the last year with a recent $95 purchase that hasn't posted yet. Oct 24, 2023 · AMEX Upgrade + CLI. I have the card a bit over 6 months. Never got an auto CLI, that was my starting limit. I inadvertently saw how to temporarily display the CLI link back under Account Services. AMEX Delta Reserve $50k | BoA Alaska Airlines $15k | Cap1 Quicksilver $3. Asking is a SP, and you can generally try after 61 days. I pay only the statement balance. As 370Z said- check out the thread about 61 day CLI. The agent is not an underwriter, just someone who will input the request. Delta SkyMiles Blue- SL-$1K | CL- $19. After the initial 3x 90 post account opening, future CLI's will be every 6 months across all cards linked to you and your business EIN. Then, you can follow these steps: Log into your online account and select the card you want to request the increase for. Last Payment Made - March 10th, 2023. I was approved for 10k SL after closing on my home in October. CLI - BreadRewards Amex (formerly Comenity MC) This started out as the Comenity MC, with a $1700 limit. From the Card Management tab at the left, select Increase Your Credit Limit in the middle of the screen. I'm assuming the card will grow FINALLY. Re: Question on American Express CLI. That being said would it be more prudent to ask for a CLI from $3,000 > $9,000 on the Hilton and from $3,000 > $6,000 on the BCE or increase them both to $7,500. @nwa479 wrote: Got an email tonight showing my Amex BCE credit line was auto increased from $6,000 to $11,000. She tried on day 31 this month and she got her CLI $15K<$20,500. (I had to leave $1,000 on the Everyday, else I would've left even less. This is a card I have no used in months and actually planned on canceling (BCE) because they will not let me switch to the ED card. It was balanced chased down from $9,000 to $4,800 at the very beginning of my rebuild back around 2012ish, and has been stuck there ever since. So I called in to a rep and asked if my account was eligible for a credit limit increase after 61 days, she said not until 6 months. There have been very, very rare instances as reported in the AmEx 3x CLI mega thread, but it's profile-specific. I'm in garden mode right now but have been itching to do SOMETHING with credit so I decided to see if I could get a CLI on my Amex Clear. I just wanted to contribute the data point, in case it would help or interest anyone. Valued Contributor Mark as New; Bookmark; Subscribe; Mute; Subscribe to RSS Feed; Permalink; Print; Report Inappropriate Content ‎05-04-2020 08:55 PM ‎05-04-2020 08:55 PM. Not a good option for those with OCD though. Just enroll in MyCredit Guide and you can check your FICO® Score and Experian® credit report online for free. (I push 8-12k/mo through it and never carry a balance) Same deal with my initial Discover. Got the dreaded " Your request for a line of credit increase has been submitted. Valued Contributor All FICO ® Score products made available on myFICO. Just got my 2nd Amex CLI with my Ch 7 reporting. Today I reached my 180 days for AMEX CLI!!! My CL was at 6000 so I went for it and asked for 18000 Amex replied with 12,200 CL so i took - 3395201. So it's been awhile since I asked for an increase and decided to swing for the fence. publix cordele ga Goal Score: 700+, working on paying high utl cc debt. How It Works; Pricing; Education; Community; Support; myFICO® Forums; Types of Credit; Credit Card Approvals; AMEX CLI!!!!. My 61 days on the BCP is coming up in 6 days. The increased CLI can’t hurt your credit. Re: Amex BCP double CLI congrats on the cli KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA …. Doesn't hurt to retry however you may have reset the 180 day clock with them. New EX was 726, and the only inq was Amex back in December. I've had a perfect track record (I pay all 4 cards multiple times a month, and rarely ever carry a balance) with Amex and today hit 181 days since my last CLI. The one thing you can do to remedy that is move credit card lines around once you have reached 13 months. Thanks to this awesome board I just received a day 61 Amex CLI on my new at BCP. When I used the card I was given an automatic CLI of 1k to 2K. I opened my AmEx BCE August 23 with a $2,000 SL, requested and received my first 3x CLI to $6,000 102 days later on December 3, and requested a CLI to $19,000 96 days later on March 8, which was partially approved in the amount of $18,000, another 3x. pellet sifter lowe's 10/05/19, applied and was approved with a SL of $1,000. Just had an online chat with AMEX and requested a CLI. Requested CLI 4/27 - SP $22K requested $25K and countered at $22K. Amex received August with an initial SL of $1000. So the lucky day 61 finally arrived for my AMEX! The SL was 6,000 and I said why not see if they would 3x it. Must've been a SP since my 3000 credit monitoring services didn't just light up like a Christmas tree. Requested a CLI to $20k and was denied. Got a 2x cli on the Amex cash magnet card 3 months ago. Re: AMEX Financial Verification for CLI question I've let a request expire once and then went back to request a much lower amount after the request disappeared and was approved. Its been six months since the first and last CLI on my amex, statement just cut and I request another (3x) cli and got the 7-10 day - 5363870. Continued the luv button smash on the macys amex since you can request one every 31 days. When I went to request the CLI through the desktop link, it told me I was still too new, so I called up customer service, who then routed me to a credit limit team. Before diving into the advanced fea. My Amex BCE hit the six month mark two days ago. $55k is within that ceiling, $65k is above the ceiling currently. Should I recon? Can I even recon this? Or now do I …. I know I should probably wait the full 6 months, but I'm feeling risky! UPDATE: FYI - I see it on my iPad, but not my. Although i would love to ask for the 3x CLI on the higher limit card, is their a better chance they would give it on the card with a 0 balance or it doesnt matter ?. Subscribe to RSS Feed; Mark Topic as New. Congratulations on your approval. My feeling is a lot more cards bucket than previously imagined. I have learned and benefitted SO MUCH from you all in recent months. I never downloaded their app, but the option to request a CLI has not appeared on the web site for me yet. Total revolving limits 748700 (628200 reporting) FICO 8: EQ 701 TU 717 EX 682. AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ FIDELITY REWARDS VISA $23500 SL/ FNBO JEEP CARD $7700/FNBO FORDPASS REWARDS $1000/ NFCU FLAGSHIP $30K SL /SOCKDRAWERED WELLS FARGO ACTIVE CASH $8200/ CAPITAL ONE QUICKSILVER $3000 SL/ APPLE CARD $6500/ INVESTEX CREDIT UNION PLATINUM REWARDS. @captainsensation nah you should be fine, it's just that when you go above 25k they might ask for IRS dox for POI. You will receive a written response within 7-10 days. The card would have been due for inc again last month. Amex has been a crazy ride since getting in unusually early with a …. So, decided to go for my CLI with my BCE that I've had since 08 but didn't know that I could a CLI on it multiple times so it was only at a 2k limit then. Paid on time and in a full each month but this last one where I carried a balanced over. • Chase Freedom Flex, $500 Limit, June 2020. DP's: Fico EX 8 around 710, 35% utilization reporting on this card, PIF since last reported. Data points - have $2100 balance right now (BT for 0%) - put about $4k total through since Jan. For the app denial part, not sure. Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO) Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!) Take the FICO Fitness Challenge. New Year, New CLI—AMEX BCE and Chase Prime. "what is consulting services agreement" Re: AmEx 61 day CLI result: 7-10 day written response. All FICO ® Score products made available on myFICO. It was at the 61 day mark back in 2012. 10/1 - from $27,900 to $44,500. Every opportunity I've had I've requested a CLI on this card - resulting in a denial. Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea. I've been with amex since 2017 and have 4 personal cards total with them. Dec 9, 2023 · I have one of the original AMEX Optima Cards. Ask for $6k and see what they say. So a lot of us are aware of the very nice 3x CLI feature from AMEX. Last recorded: FNBO Evergreen and PSECU Founder's Card Dec 2021. Alas, my request triggered the FR. An interesting strategy for people trying to get the highest AmEx CL possible without enduring a FR would be to first CLI to $24. Now that it's been at least 93 days (according to the date on the …. 8k to start so I asked for increase to 30k - instant approval! I didnt try for anything higher to avoid IV or any tax form stuff. @nwa479 wrote: My last CLI for the Bread Rewards Amex (formerly Comenity MC) was on May 26, 2023. I have 2 business and one personal AMEX card. Community I need your help ! - AMEX CLI. They nailed me with a hard pull on my last cli on the bread amex on 12/12/2022 6k - 8k = 2k cli { BK7 DC 12/2019 } target 1300/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 2500 /first savings bank cc 2500/ cap1 QS 5000/ cap 1 savor one 3100 /comenity rewards mc 4k, Penfed …. Last month I tried to CLI to $24,500 (under 25k) and the only reason I was. On my BCE, I requested the 3x CLI after 60 days and went from $2,000 to $6,000. Jan 31, 2024 · From the reports I've seen in the forum, Amex is not as predictable as it once was in terms of time periods, and many people have gotten CLI's after shorter intervals than used to be the case. Blue Cash Preferred- $10k to $20k. A very nice bump, congratulations! - 6725432. 2k counter I accepted very happ. AMEX CLI Increase/ New Card Application Timeframe? Hey all I've had my first CC with Amex (Amex BCP) for 90 days and requested 1st CLI on it and they took me from $15k SL and increased it to requested $30k. I applied for an AMEX CLI on my BCE. Apr 15, 2023 · Discover It (Student) $1500 | Capital One QS $2300 | Amex BCE $4800 | Chase FU $3200 | Amex Green NPSL | CSP $4200 | Discover it $3000. Many DP's here suggest that this is not possible and I was so shocked after the 1st one that I didn't take screenshots. I waited till 6 months and change, but was denied a CLI as well. The only update I have seen a few people post is that there is no longer a 60 day lockout after opening your account to ask for a CLI. FICO 9 (EX) 850 (TU) 850 (EQ) 850. lucchese jones You can probably call me an addict. Edit: I got itchy and decided to go to AMEX for a CLI and they gave me almost triple what discover gave me for a CLI rip. Maybe having a "rare" card and a $6K SL might help get that 3X, although i would gladly take 2X or wait until the 91 mark to try again. Didn't get the full 3x this time but I've gone from a $1K approval with little credit history in April of last year to $16,100 today. That CLI was kind of crazy considering my total CL across 5 …. Got my BCE in the mail today and immediately went for the 3x credit limit, as I've heard many people have had luck with it on activation. Requested to go from 2k to 4k to match a couple of my existing lines. All PIF, frequently before statement …. The inquiries and card openings from my spree had that much of a hit. Re: Macys Amex - CLI above $25K Yup, both Macy's AmEx and retail are $50K each. Valued Contributor Amex CLI CONGRATS!!!! I can't wait to req my 3xcli. Always denied on previous attempts during the years. Re: Amex BCP double CLI congrats on the cli KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $38,000 CL/ NFCU MORE REWARDS $33,000 /. KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED …. Just spoke with a customer service rep who confirmed that new accounts with AMEX(first time cardholder) must wait 90 days before you're eligible for a CLI. current heating oil prices oregon @If it's your 1st card you can hti the CLI @ 61 days. 3 Conversely, when debts are defaulted on or settled, your credit score will likely go down. I was thinking to myself why not - 3285604. So, in other words, if you get a cli on a personal card, for example, you'll have to wait 181 days to attempt a cli on a business card. Debating whether I want to ask for $5K or $10K on my next request. I requested an increase in Feb 2023. { BK7 DC 12/2019 } target 1600/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 2500 /first savings bank cc 2500/ cap1 QS …. I only plan to up it by 5K every 6 months so as to not trip any income verification process. AmEx CLI $17,900 --> $23,600 Because of the below thread, I was checking BT offers and realized I hadn't requested a CLI since 3/22. Jan 4, 2024 · KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $38,000 CL/ NFCU MORE REWARDS $33,000 /. How do I request a credit line or credit limit increase? You can request a credit limit increase on your personal or small business Card by calling the number on the back of your Card or through your online account. WellI grew a pair and decided to ask AMEX for a CLI since I'm now officially in at 60+ days. dps office humble I got my BCP almost 2 months ago and I asked for a CLI right away. The letter I received primarily noted that my credit needed a bit more improvement, but also that I needed more experience with American Express. I'm completely shocked right now. 8k cl asked for 35k didn't want to ask for a 3x I thought that wouod be pushing it. I use the card a few times each month for gas and pay in …. Got denied for the second time when requesting a CLI on my BCP. The online CLI increase button has been busted every time I look so I called. Re: Amex CLI - Hard or Soft pull? I've gotten a few cards the last two months and Amex is by far the longest to report. MyCredit Guide is a free tool, available whether you have an American. Hi I have had Amex card for past 3 years or so start with 10k and a year latter it went up to 12k. Your New Line of Credit Information: New Line of Credit:$9,000 **** Blue Cash Everyday® CLI $3K<-->9K ****. It could be because I only just hit 3 months and 1 day since I activated my card, and it simply had not appeared yet. Just wanted to share some data points related to my card/CLI. For the past few years, all my CLI requests to Amex have triggered income verification requests. Re: AMEX SPG CLI upon Activation. She sent me back a link to the "credit line increase request page" and said "they n. Just requested again today 1-11 and asked for $3500 to get it to …. funny female aa speakers According to my notes, my last increase was 5/2023 to $3900. She put $39 on the card last month and PIF. myFICO® Forums; Types of Credit; Credit Card Approvals; Amex Delta SkyMiles Platinum CLI - $2,000; Options. tn hunting clubs Entered in, click "check request. I tried to get a CLI after 90 days and was denied so I decided to garden and just keep paying off the balance. flat! (started at $1k) The final cli was $4k and still a SP. Im back with another credit update to share with you all. Jan 11, 2024 · Re: AmEx BCE CLI to $34k! @markbeiser wrote: After going from $1k to $27k in 9 months, I let it sit there for a while, but lost my willpower this morning and hit the request button and got approved! I only asked for an increase to $34k this time to avoid triggering anything. So far I have $30K on my Amex BCE, but I havent asked for any more (I'm planning to apply for more amex cards soon, though). My income is $22K so I want sure that my request will support the income. I requested a cli (11,400 -> 18,000) from amex after paying down some debt, experian fico score is 792. If it's just a matter of waiting a few days until after your closing, what. Hi Everyone, I have been lurking on the forum for a while, and I finally decided it was time to introduce myself and join the fun. Re: Amex rules for CLI (have they changed recently?) @Superduper2014 wrote: I am getting ready to request a CLI on one of my Amex credit cards. Current Score as of March 2024: EX 661, TU 624, EQ 655. I recently opened an AMEX card (8/13), with yesterday (11/11) being day 90, and today being day 91. It was a long list and I was quite surprised as all of my scores now are over 700, my score from AMEX is 694, about 10 points. OK, so I got one today :) Background: Got the card in December, EX about 680, $7. I've got a BCE card that is about a year old but has seen little use over the past 3-6 months. Congrats on your Amex EDP CLI! Message 8 of 19 1 Kudo MyFault. Chase Freedom Unlimited : $6000 | Discover It Chrome : $3500 | AmEx CS Investor : $6000 | Chase Sapphire Preferred : $5000 | Chase Amazon Prime : $2000 | AmEx Hilton Surpass : $1000 | AmEx Business …. So NEXT month or month after I should be in the 750-770 range and SHOULD qualify for a CLI on my 18 month old Delta Gold AMEX. This had always bothered me because that was the …. Our bank policy does not permit us to increase the line of credit on your account within six months since increasing the line of credit on one of your existing American Express accounts. Does the 3x limit trick work on an amex as well? We just got 25k on a new business card, curious if after 60 days we can up it like you can - 6390958. law and order extended family cast Now my score is 675 and carrying small balances on my cards with them. I'll also add that prior to my BK7, I had the Macy's Amex with a $50k limit at the time of the account closure. Amex Platinum CLI My initial credit limit with my Amex Platinum was $7,500. Re: Amex BCE 9k to 27k cli approved. I rarely spend even 3% of my limit, but I don't think they've ever turned me down for a CLI. Blue $4K limit and Gold $7k open spend). I've also had 3 successful CLIs on the BCP. The Request C redit Limit Increase link should now be visible on the page. " But it is completely invalid, im not in any type of those programs or behind on any loans. Reason for denial: Fico Score too low. Woohoo! Decided to ask for my 2nd CLI on my Blue Cash Preferred card and Amex said yes! I used to think that Navy Federal would end up being my first card to reach 25K but Amex said nope, hold my beer! Got this card April 2020 with a 10K starting limit. I spoke to Amex back in mid April nd was told I had to wait until my 6 month mark as well. Tried at the 6 month mark and was approved to 3K. I've received two auto increases on Delta Reserve over the last two years. Amex CLI Bank Statement/Income Verification Request Question. I have had the EDP since April finally decided to ask for a CLI long past the 61 day 3x CLI. Chase Freedom Flex : $7500 | Discover It Chrome : $3500 | AmEx CS Investor : $6000 | Chase Sapphire Preferred : $5000 | Chase Amazon Prime : $500 | AmEx Hilton Surpass : $1000 | AmEx Business Plus : $2000 | AmEx …. May 6, 2022: Inquired about a CLI; agent said "New cardholders become eligible at 90 days. So I decided to apply for a CLI with my Amex Blue on the 9th. It has been over 4 years and I ha. I have been platinum for 5 years and was up to @$22. Scores across the board are 765. Re: Amex Cash Magnet CLI denied. Enter this at your Mac's Terminal command line (or in Cygwin on Windows), no line. Congrats on your Amex CLI 🤑👍 - 6753029. After hearing that they could do less than …. I have a balance I'm planning on paying off in a couple weeks. Today marks the day, tried online got the prompt to call, uh oh. @TMDSCT wrote: Congratulations on the CLI approval. Your best bet is to wait another 90 days. Bread American Express Cashback - SL: $5,000 CL: $7,500 Mercury Finance - SL: $3,500 CL: $4,250;. I was eligible for a cli on both cards so i requested and got approved for a 3x cli on the blue cash everyday. Amex 3x CLI Approved! This is my first CLI on my only Amex (BCE. I wasn't ready to apply until now, so I didn't …. I just went from $6K to $18K this month on my BCE. Requested lower to about 20k ish and got countered with 14. You click the link and it asks you for a "PCN Number?" No clue what that is, so I just copied and pasted the Ref Number from the email into that box. I was approved for the SPG card with $1,000 limit last week. I seem to be on a roll lately! I hit 90 days from my last CLI attempt with Amex on my Platinum Delta SkyMiles card, which was denied due to both low score and being too soon on the request. After 61 days with a new Amex, we can ask for a CLI of up to 3x the current CL. Increased Offer! Hilton No Annual Fee 70K + Free Ni. But the denial reason was because of my FICO score which the score given in the reasons is wrong and not up to date. 11/24/20 AmEx Cash Magnet $10k SL, CLI after 36hr to $20k- $35k CL. Wells Fargo Dillard's Limit (LAst Month) $3900 Usage $4200. This is very helpful to know for the future. Thanks to reading about the AMEX generous cli posts, once I hit my 90 mark from account - 6668107. Asked for a CLI to $8,500, almost instant denial. The risk assessment should be based on past spending and repayment habits. The limit before this CLI increase was 23700, I requested 30K but Amex countered me with …. Yes, six months is the magical number. Then did another request for a CLI 6 months later to get it to $25K. Hello, I currently have an Amex Blue Card Everyday w/ 35k limit. Saw a post about the Request an increase button missing and decided to go looking for it. Seriously out of date, at least 10 more since then. I'm 4 months away from making a similar request from $9k to $27k. Currently at $20K and asked for $35K, which was countered at $29K (honestly I was hoping for a nice round $30K). Amex BCE 27k to 50k cli first 50k card!!! Was commenting on another thread about Amex cli's and went to take a screenshot realized I was able to ask for another CLI on a whim asked for 50k (23k cli) and instant approval no hp no poi. Starting FICO 8 Scores: All FICO ® Score products made available on myFICO. The 2nd card, began with a $5k cl but I immediately after approval transferr. You can toss the letter you get in the mail from Amex in a few days. So I'm not sure how some people get more CLIs right away. I guess I should've asked for a much smaller increase. Didn't even ask for bank statements. Subscribe to RSS Feed; Mark Topic as New; Mark Topic as Read; Float this Topic for Current. Overall utilization too high (based on 3-month-old report) 4. Within about a second of my submitting the request, I got a page saying my credit limit was increased from $6K to $7K. Sep 7, 2022 · Re: AMEX 3X Cli. In today’s fast-paced digital world, finding ways to enhance productivity is essential. I was told here, and read on another website (MagnifyMoney), that AMEX will only do a soft pull for CLI’s. A mere single $1K SP Increase but suits just fine. I read a few people saying wait until 181 days but just curious do I ask for 3X my limit agai. That's why we're giving you VantageScore ® 3. By: Author Kyle Kroeger Posted on Last updated: May 18, 2023 Cat. Congratulations on your Amex CLI! Current Cards (in order of approval): Current FICO 8 | 9: Credit Age: Inquiries (6/12/24): Banks & CUs: Message 11 of 11 0 Kudos Reply † Advertiser All FICO ® Score products made available on …. I shifted the limits around among three - 6737767. Dec 27, 2021 · Apparently you DON'T need to wait 90 days after a CLI denial if it was for low usage of current credit limit! YMMV, but I got denied for a CLI for that reason, maxed out the card, payed it off, and within 2 weeks I applied for another and got approved for 3x. KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $38,000 CL/ NFCU MORE REWARDS $33,000 /. I requested an increase via mobile app, late last night and woke up to a $1500 cli ! They took me from $2500 -> $4000 on my NFCU Amex. Started as a secured card and last cli was May 2020. My utilization is 0% for the card. My SL on the BCE was 1k, and auto CLI to 2,500 last May. Hi, i 'hv Amex Blue Cash Everyday for 9 months with 8000 limit, plz advise can i apply for 3x CLI with my score 760, & how much can i apply - 6377294. I used the card responsibly and after a year was able to successfully get a BCP card with a 1K limit. Jan 13, 2013 · The Definitive Amex 3X CLI Guide. My EX Fico 8 is currently 659, but when my score on Amex updated today it was only 639, …. So my DW opened her Hilton Honors Amex June 2021 and was given a $10,000 SL which she has used extensively ever since. My scores and utilization are in a much. Here are my DPs: Util = 20% (Will go up to c. Opened my BCP in 2014 with a sl of $2000. AMEX CLI Question Is there a certain spending pattern that AMEX prefers to qualify for Credit Line Increases? American Express Platinum Card Currently rebuilding as of 04/11/2019. Thanks to USB/Elan's weird reporting, I probably left some on the table. Starting FICO 8 Scores: Current FICO 8 scores: Take the myFICO Fitness Challenge. KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY …. How It Works; Pricing; Education; Community; Support; Member Dashboard; Log In Log Out; Start Plan. Does anybody know when you request a CLI with AMEX on their website will it tell you instantly if you were approved or not? Message Edited by credit4me on 10-16-2007 04:01 PM. In fact, my first card is almost 2 month's old and is still not showing yet. What is the rule regarding asking for a cli within 3 or 4 mon. Only a denial or approval based on credit criteria will restart the clock. Its up to $12k from an initial SL of $1k. FICO 9 Score: EQ-744, TU-720, EX-732. Credit Card Approvals; Amex $7500 to new Cli 15,000; Options. Not sure but does Amex soft pull for CLI? In any event I got a second Delta blue in April of this year starting limit was $3700. I tried to 3x cli a few times and was denied for lack of use, so the last few months I was using it for groceries and getting ready to hit the mark where I could try for another 3x cli and boom, Amex gives me a auto-CLI up to $9k (Its also my …. They asked how much I would like and I said 20k. Now it is at 12k for a long long - 1801130 myFICO® Forums. in a short timeframe, a $1,000 SL can increase to $3,000 then to $9,000 - 6716977. I wanted to apply for a CLI on the Surpass may. Amex CL increases are definitely soft pulls. rabbit dogs for sale in sc I got a Wayfair Card with the SCT about 3 weeks ago and got a $3500 SL. The CLI denial letter didn't mention the prior negative relationship. Unlock a constellation of exclusive rewards, preferential pricing, and unparalleled customer service, crafted to illuminate your life's aspirations. Amex CLI denial (bucketed?) I tried at 90-something days and now again at 180-something days and both times state the following reason: "Your account was opened recently, and your tenure with American Express is too short. Right now, this is mostly a matter of principal, …. So i was tolling along with my AMEX BCP card and CLIs. Just signed on, hit the CLI button, and instant increase to $4300. Hello All, I recently asked for a CLI on my BCP and got the upload 3 bank statement prompt. My TU Vantage score, on the Amex app was 718. I tried to get a cli on my bcp and I got Declined because of BK. SL $1000 - I've used this card heavily and paid in full most months. @ahleahsis wrote: Congrats on your AMEX CLI! I'm surprised they didn't ask for income verfication as typically they do when requesting a cl over $25k. Chase was very quick, while Cap One was slower, but way faster than Amex. I've got a Platinum, Gold and BBP that see's the majority of my spend. Macys AMEX CLI Approved, limit now at $21,000. Just crossed my 60-day mark since opening up my AMEX Everyday Card which had a start of $5K - Tried a double up to $10K on the luv button and APPROVED! From what I understand with this card and the limits this is fairly standard but this was a biggie for me with AMEX, I had the Gold Card for years …. DP for others: I had to manually find the Request Credit Limit. I always begin to worry though, because I also applied for a Fidelity VISA (which hasn't reported yet; $6300 SL). I received the dreaded "7-10 day" message, and just now, about 2. Doubled it at the 3 month mark to 30K and just upped it 5K for a total of 35K. I don't ever recall seeing anybody anywhere reporting a successful reallocation across Citi Retail Services cards (Sears, Macys, Bloomingdales, Best Buy, etc) even when they're co-branded Mastercards or AMEX and not store cards. Each time I did in my first year the reason for denial listed was: You have not had your account for a long enough time (paraphrased) After a year my CLI request was approved. Opened 12/22 - $2K recon to $5K. I requested $6500 and was approved. Total Revolving CL- $204,500 | Order of Opened Cards. May 24, 2022 · I inadvertently saw how to temporarily display the CLI link back under Account Services. However, received the ever so lovely 7-10 day message. I got a CLI on April 3,2014 (That was for my 1st 61 days). Congrats on getting to a $55k limit on an AMEX revolver. I was beginning to worry my oldest card would be stuck with a paltry limit but figured I would try again. **** Your request for line of credit increase of $25,000 can be approved for $9,000. They were opened about a month apart in 2016. 3 CLI Configurator is a powerful tool that allows users to configure and fine-tune their Betaflight flight control software through the command-line interface (CLI). My Ex Fico score on the Amex app was 740. 8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6. The DW did a CLI request for her Amex. A BCE & a Hilton with no annual fee. I put around 2k on it and got denied at the 61 day mark for an increase to 15k. Amex makes its bread and butter through high spenders generating lots of swipe fees, so your relationship with them is mostly defined through spend and how you pay off that spend. Suprised though as i got a much higher limit from AMEX BCE before discover but with this increase, my discover barely just got over my AMEX. Click Check Spending Power (no need to type in anything) and then immediately click Account Services at the top. Six months later, I requested another increase online and went to $10,000. Today is the 91st day and hit the cli button and asked for a 3x cli. You can use the Amex check status link to see the last time you were increased, and use that to figure the next eligible date. Later tried for the green AMEX as CK recommended with "good" chances for approval (as they had for the Everyday card). The maximum CLI Amex will increase is 3X your current limit. (This is NOT an FR, if you don't do it your card stays active, just you don't get the CLI). People are getting credits of up to $6,000 and getting them multiple times. Current limit $2000, requested $4000 increase. They will like you best if you spend a bunch and pay it in full every month, no carried balances, no Plan It. Turn on suggestions FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are …. Normal guidance is to request up to 3X your SL with the caveat that a request of $35K or more may trigger an IRS 4506-C request to get copies of …. Since opening my score went up from 658 to 678 fico on exp, trans, and eq. I put in the request of 18,000 and they countered with 10,300! This is exciting as it is my first card over 10k and my total CL overall is now 20,250, up an astonishing 18,250 since M. My Amex blue cash been stuck at $2,000 for a long time Decided to increase it to $3,200 and it was instant approved! Excited :) - 2149849. Click on it and asked 6k (previous limit was 2k). I got busy with life and didn't request any CLIs until about 3 months ago, when I got the Amex 3x special to $3,000. Bread Cashback Amex - $1K CLI!. Not that it was a bad thing to do, they are probably just being …. Thanks to @simplynoir for the link, went from $10k to $30k (asked for $35k of course. Using the link from the thread for the missing Amex CLI button I was able to get a CLI from $16k-$24k over the weekend. Well last month we went on vacation and long story short ended up being two days late on the payment. SOCKDRAWERED FNBO JEEP CARD $7700/ WELLS. I applied and got the BCP back in July of this year, and in September i applied and got the hilton honors card. I asked for an increase to $35k and was immediately denied; they wanted to verify income. The income you provided is insufficient relative to your overall debt obligations as reflected in our records or on your credit report. Haven't used card in few months. I got the card in august of 2013 with a $1500 limit, and was initially - 3859385 myFICO® Forums > Types of Credit > Credit Card Approvals > Amex CLI; Options. SOCKDRAWERED FNBO JEEP CARD $7700/ WELLS FARGO ACTIVE CASH. Amex CLI After trying two of my capital one cards this morning I decided to take a shot on my Amex BCE as well. I didn't upgrade immediately because I wanted to make sure it wasn't a hard pull and also wanted confirmation that my account history …. I decided to put in a new limit of $28,000 (it was $24,000 before) and it was instantly approved! Happy day!. After 180 days, requested and got the CLI to $9,000. So if denied, no loss as no inquiry. crime scene photos jeff polaroids reddit Have a balance of just over $1k on it right now. I got an income verification from tax returns 4506-T request to be completed online. Amex reallocated a card limit on my Amex BCP to ED card without asking me after my last failed attempt on ED CLI. Unfortunately, I was denied a CLI at 61 days. A week later, I get an E-Mail from AMEX on the 16th. Subscribe to RSS Feed; Mark Topic as New; Bread American Express Cashback - SL: $5,000 CL: $7,500 Mercury Finance - SL: $3,500 CL: $4,250; All FICO ® Score products made available on myFICO. May 21, 2022 · AMEX Blue Cash Everyday CLI. Dozens of fancy point-and-click task managers promise to organize your to-do list, but so often power users find that nothing outdoes that trusty old classic: the todo. Along the lines of "Participating in a debt relief, or credit counseling services, etc. Last time I applied I was approved for a CLI from $9,000 -> $23,100. In total, I have $45K in revolving …. like others said, backing out kept requesting income verification. Yes, American Express ® MyCredit Guide is a free service that allows you to view your FICO ® Score and Experian ® credit report for free, whether or not you are currently an American Express Card Member. Hey all! Mixed blessings abound. I'm suspicious this influences a lot on the CLI than any other factor almost. It's still at $1k and I'm always denied a CLI. $1 million identity theft insurance. I cannot seem to get an CLI with these people am I doing something wrong? - 96771. CH7 BK was dismissed Dec 2022 - Pre approved for Ally card though experian. This often means that you will be denied your requested credit limit increase but not always. Yes, all typical AMEX cli rules that apply to personal cards also apply to business cards. Congrats on your first biz card, that's awesome! I recently picked up the BBC as my first biz card and my experience with it has been great so far! The SL may be in part due to the velocity of applying for two AMEX cards within 2 months. I only charge about $200 a month on the EDP and around …. You can find out if other card issuers do a soft or hard pull by despite me not asking for it (i only did the 3x cli request on my Blue Cash). You'll need to check to see what limit they've set you at. I don't know if that matters, but I'm pretty happy where I'm at right now. (pc'd from SkyMiles Platinum back to Blue) Delta SkyMiles …. Thanks, everyone! I pulled all three reports from annualcreditreport, and there are only three entries: The initial HP from Experian on April 13th, an "ND" entry on Equifax on the same day, and an "AR" entry on Equifax from November 4th. This counts for people w/ 2+ cards as the CLI clock is per cardholder not per card. WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂. @GZG wrote: @BSSD0113 wrote: Hi all! I opened an Amex Everyday preferred card a little over 2 years ago with a 640 score. Are there restrictions after they give you the 1st CLI on o. I don't post here often but read CONSTANTLY. 5K | NFCU cashRewards VS $14K | NFCU More …. Re: Delta Amex reserve CLI to 75k Congrats on the cli KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $38,000 CL/ NFCU MORE REWARDS $33,000 /. This time I requested to go to 40K. Issue was not putting spend on it (denial reason every time) so I let. Hi, I have been with amex since 2012 when I got the gold charge card and in 2013 I got my blue cash everyday credit card. The increased CLI can't hurt your credit. Member since 2017, plenty of spend, 0$ balance, 4K limit. I am thinking of asking for a CLI to $50k from my $31. May 6, 2022 · Just spoke with a customer service rep who confirmed that new accounts with AMEX(first time cardholder) must wait 90 days before you're eligible for a CLI. 7/1 - 3x from $9,300 to $27,900. I got an Amex Clear last summer, with an initial credit line of $2000. So today, I asked for $9k on the BBP and they gave it to me instantly. Does anyone know if AMEX gives automatic CLIs? I've been on this forum since September and I haven't seen anyone mention AMEX gave them a CLI, but then again, it seems like a lot of people on this forum have the charge card. My Bread Cashback turned 6 months old yesterday, so I decided to pull the trigger on a CLI request this morning. I tried again just now, asking to go from $5K to $10K and I was instantly approved for the full amount! The last approval letter gave me an EQ score of 822 (out. We plan to use this card for everything, in conjunction with Chase Freedom. Amex online CLI request status check? I'm sure this has been covered already and I've missed it, but has anyone had experience with checking on an …. It stated with something like $17,000. They learned a lot of lessons in 08, 09 and 10. Unfortunately, a spending limit is AA from Amex. Rules For American Express Credit Limit Increases: (mixed with some failures as well, but nobody really fails as you have nothing to lose) in this myFICO forum thread. I tried at 60 days and was declined for 3x so after waiting 90 days I decided to try again. I went ahead and connected my personal Arvest checking and money market accounts to Amex. I then reallocated $5k from Everyday to BCE for $20k total. Just requested $8500 CLI (bringing my total exposure to $24. I only want to get another $5k on it. Since then I've had a CLI to $9k, then to $27k a few days ago. Re: AMEX Blue Business Cash CLI. I'm not expecting anything until late 2027 when it falls off, but I'll rinse and repeat in. Long story short, I burned AMEX back in 2017/2018. AMEX’s Method of Counting Days/Months Towards CLI. Starting Scores 06/10/13 EQ474 EX538 TU503. I got the Amex BCP card a year ago with a SL of only 1K. 3) pre approvals come and go with every lender. Don’t lose hope! My AMEX CLI story. So Amex has the 180 day thing whenever you get an increase or - 6580685. If they mentioned a spending limit, they are most likely talking about your Green. FINALLY Blue from AMEX CLI!!!! I am so excited I can't even say! My Blue from American Express is the oldest card in my wallet. Re: AMEX CLI - Requesting Bank Statement. Traditionally one would be potentially eligible for a 3X CLI 91 days after approval, and then after that you would again be eligible again 181 days after the approval or 91 days after a denial. Re: Amex CLI after BK removal Chapter 13 discharge can only happen after completing the Chapter 13 payment program. A lot of the current options weren't even available until the past few years. 60 day AMEX CLI Unaware of the heirarchy of AMEX cards (order of difficulty to obtain) i stupidly applied for the SPG card after being approved for the Everyday card. Had been at a $1000 limit since opening in March of this year, tried for a CLI after the 61-day mark but was denied. I've had the charge cards since 2019 and the other two for a year now. Rebuilding Current FICO 8: TU: 814 EX: 774 EQ: 806 Current Cards: Chase Freedom $4,800 Ally $300 Chase Ink Unlimited $4,000 American Express BCP. There is an exhaustive and complete thread on the 3X CLI and Credit line move options out there if you search. However, Amex gives me 45 days to reverse the situation. For the most current information about a financial product, you s. CreditOne AMEX Auto-CLI! It's small but I'll take it! Have had the account since July with an initial $1,000 limit. As long as it's in place, you won't be able to get a CLI on any of your cards. A GUI, or graphical user interface, allows a user to interact. However, I wanted to know if doing this will trigger possibly income …. Are you in the market for a credit card? If so, American Express might already be one of your first contenders. I have an account with a balance currently 22% of the limit and 1 card with a $0 balance. Congratulations on your Amex CLI! Current Cards (in order of approval): Current FICO 8 | 9: Credit Age: Inquiries (6/12/24): Banks & CUs: Message 2 of 20 4 Kudos 1GaDawg85. Applied for a CLI on Amex (about two weeks past 61 days). Good evening my fellow ficoers, So I recently logged into my Macy's account online and received the popup invitation to upgrade my Macy's store card to the Amex version. Tried 3x 60 day CLI WITH Amex Delta reserve 3700 to 11100. Like many others, the CLI link has been missing for me on the AMEX site. This coming Saturday, I hit my 6 month plus one day date to apply for my second CLI. Re: AmEx BCE CLI to $34k! @markbeiser wrote: After going from $1k to $27k in 9 months, I let it sit there for a while, but lost my willpower this morning and hit the request button and got approved! I only asked for an increase to $34k this time to avoid triggering anything. I figured I would wait for the AMEX CLI decisions and then after evaulate what blanances I'm carrying and if it's worth the BT offer. My situation is a little different. I got the card in September ($7200 CL) and in less. I got my BCE card on October 9, 2022, with a $1k credit limit. Update: Some offers mentioned below are no longer available. TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837. My initial limit for the Gold Delta was $1,000, app'd for 3x CLI after 61 days and was counter-offered to my current limit of $2,200. Re: Bloomingdale's Amex "SP" $12,500 CLI to $20K Approved! congrats on the cli KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $38,000 CL/ NFCU MORE. its only for cli not for getting a new card and if you got a cli you my have gotten your max amount and in my case i got my max. a successful CLI request on an AMEX-issued CC blocks you from successfully requesting one on every one of them for another 180 days. GOAL 820 FICOs on ALL 3 CRs by JANUARY 2025. " I had thought this is a message you only get when your account is less than 61 daysand I opened mine in Dec 2019. $1k to $34k in 15 months, I think I'm done with requesting CLIs on. They nailed me with a hard pull on my last cli on the bread amex on 12/12/2022 6k - 8k = 2k cli { BK7 DC 12/2019 } target 1300/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 2500 /first savings bank cc 2500/ cap1 QS 5000/ cap 1 savor one 3100 /comenity rewards mc 4k, Penfed PCR signature. Re: Urgent - Amex CLI Bank Statement Request - CLI - Help. 1/19/22 AppleCard/GS $10k CL, SL $6k SL AU, wife. Re: Amex BCE 3x CLI Approval ($6K -> $18K) Congrats on the cli KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $2K SL/ FIDELITY REWARDS VISA $23500 SL/ NFCU FLAGSHIP $38K CL/ NFCU MORE REWARDS $25K SL /. and on my 61 day CLI, i requested 3x but got denied (which i expected). I tried to 3x cli a few times and was denied for lack of use, so the last few months I was using it for groceries and getting ready to hit the mark where I could try for another 3x cli and boom, Amex gives me a auto-CLI up to $9k (Its also my cardmember anniversary). I am planning on requesting a CLI on the 2nd to 3x (27k) and see what happens. Congrats on your AMEX BCE CLI! Current FICO 8: I recently referred someone to get the BCE and had an offer for +4% cashback for 3 months if they were approved. So I called American Express 2 days ago, asking if I was eligible for an increase on my account. 3k total exposure with BOA between 3 cards). With AMEX, I requested a CLI on my delta blue, trying to aim for $18k from $6k, but they counter with $12k, which I was happy to accept. Aug 22, 2017 · My 61 days on the BCP is coming up in 6 days. Also, some lenders treat a new credit card the same as a CLI so you'd want to pay attention to the order in which you apply. @Empires wrote: How do you apply for it online? I looked everywhere …. I was assuming because I was using 30% util. myFICO® Forums; Types of Credit; Credit Card Applications; Amex CLI guidelines; Options. Nov 4, 2022 · Re: amex cli - did I mess it up. @SDMarik wrote: @GetMeSlick wrote: Asked online for my Amex Ed preferred (recently upgraded from Amex Ed regular for 40k points offer) at $11k limit. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are …. I looked everywhere and did not find any info on this specific scenario. Current util is sitting around 23% …. Income: Monthly ($28k-$33k) / Annual $354k-$360k. Nov 4, 2021 · AMEX CLI! It's been slow growing for my cards lately but for some reason, I just decided to give the AMEX CLI button a try. I prematurely requested a CLI before all of my paid accounts updated to the CRA's. Looked back at my statements and saw the CLI occurred in November 2018 lol. Jan 11, 2022 · Congrats on getting to a $55k limit on an AMEX revolver. Emperically a request for a $35K or more CL seems to be the common threshold that triggers a request although if your combined CL across all AMEX cards is already at or near their comfort …. This card just converted from the Comenity MC to an Amex card on 9/16/23. When I went for a CLI on my $30k Amex I started at $50k, received the IV language, then slowly walked my request amount down until I received an approval at $35k. Scores 730 to 740 across all three bureaus. Got my AMEX BCE in 2017 with a starter $1,000 limit. I'm 2/3 into the AMEX trifecta but I don't see any benefits from getting the platinum. I immediately got the request for Form 4506-T; hit the Back button and used decrements of $5,000 until I was automatically approved at $35,000. So it does seem that there is a $5k max CLI request beyond $30k. I had been denied for an increase everytime after the initial 61 day cli. Since having the card back in 2012 I've always called around 4-6 month mark to check eligibility for a CLI. Current util is sitting around 23% across all. The BCE is less than a year old, and I received an increase of 8k (18k TCL). After 62 days I hit the CLI button for 25k (I di. I've read through the 3X CLI thread and while there have been exceptions, almost everyone goes by the 61+ days for their first CLI. Jan 5, 2022 · The mininum interval after a successful CLI request is 6 months, and it does apply across all your AMEX-issued CC (not those from 3rd parties that just use the AMEX payment network like the Wells Fargo Propel). The first attempt was last year (AUGUST 2020) and the second on DECEMBER of last year (2020). Re: AMEX Delta Reserve CLI 100k! A CLI of an additional $50,000. What Credit Score Is Needed For Amex CLI. This is still my 3rd highest CL card. Re: How to request amex cli online? Yup and just pay all of your balance before doing it. Decided what the heck let's try to fun, instant approval to 3600!! And stupid me didn't try for x3, I know bone head move😯. Normally 61 days for possible 1st CLI on new card, 91 days for a denial, 181 days after a sucessful prior CLI Correct, although I as well as a few others have actually been able to request another CLI at ~91 days after the last successful CLI. After 60 days I did the 3x CLI and was approved and now I've been having this card with $13,200. In the business realm I don't really worry about increasing the credit limits, since they already total about 30x my usual business credit card spend and, as you say, don't affect my scores. I was approved for this card 61 days ago for a $2k SL. KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $38,000 CL/ NFCU …. My next highest cards are FNBO @ 15k and BOA CCR. After the standard spiel, approved for 4K SP increase. First thanks to everyone in the forums I have learned so much! Now to Amex so I have had my Surpass (SL 9K) almost a year now and got a Delta and PRG back in december. Not that I have anything to hide but also don't like handing over personal stuff to banks. I got my first 3x CLI to $3k using a link someone posted on this forum after 93 to 95ish days, as the link had not shown up in my Account Services on their web site until after I got my CLI. Does anyone know exactly when I should try for my next CLI? I know it's soon. Total revolving limits 741200 (620700 reporting) FICO 8: EQ 701 TU 704 EX 687. AU on Blue Everyday 3/2020 (now 35k) …. Another Navy CLI! 8k increase was 20k now 28k. $150k business income in application. In the past year or so, American Express has started to deviate, at times, from making account holders wait the 61 days to be eligible for a CLI. AMEX CLI Hard Pull? So I decided to follow the suggestion of some people on this board and request a CLI online for my otherwise useless BCE. I have 10 cards and 2 with a balance. 9k and asked for $24k (want to keep under the FR threshold) and got an instant - 3340237. I tried to request a CLI this morning (91st day since opening) and …. Amex usually uses a SP for a CLI, but it would be a shame to mess up one of the largest purchases of your life if you happen to be one of the few exceptions (and there are a few around here). Late Night Macy's CLI - APPROVED. That CLI was kind of crazy considering my total CL across 5 cards at the time was $25,400 before being approved. My limit on the BCE card is $6k but I would like to take it to $15k (at le. The one time I asked for a CLI is May 7th this year just getting the balance down to ZERO from a 0% APR offer and when I tried for my first CLI request on the card (I believe I was asking for $25K, I don't recall) I got declined, and the AA letter said ""Your recent payments are too low in relation to the balances on your account. (This is currently the same limit as my NFCU Rewards Visa) Request was auto approved! New limit will be available in 15 mins. Happy to report I got the 3x CLI on my Delta Reserve card. This compensation may impact how and where products appear on this site. 5 weeks later, I got the explanation in the mail as to why I was denied: 1) not enough history with Amex, and 2) too many …. I asked for a 2x increase, and was approved from 6k to 12k. I had been sitting at $35k for quite a while, so I decided to shoot for $50k. AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ FIDELITY REWARDS VISA $23500 SL/ FNBO JEEP CARD $7700/FNBO FORDPASS …. It felt like forever that all my AMEX cards were stuck at $1000 SL. Opened two Amex cards about a year ago (Gold and the Cash Preferred). I just received a new card and it hasn’t even been 10 days! However I was wondering when the best time to ask for a CLI increase is. Currently rebuilding as of 04/11/2019. Re: Bread Cashback Amex - $1K CLI!. The limit started at $2000, and now the limit is $18,000 without a single charge since he got the card. Just requested again today 1-11 and asked for $3500 to get it to $21,000. Some have gone up to $50K to even $75K (myself) before they began asking for IV or access to banking accounts. In October at 6 months I got my first CLI. The old 24K thing is not in existence and certainly isn't a FR. May 24, 2019 · Applied for a CLI on Amex (about two weeks past 61 days).