Chase Sapphire Preferred 80k Reddit - Is the Chase Sapphire Preferred worth it anymore? : r/CreditCards.

Chase Sapphire Preferred 80K Bonus. I was always not at home when they sent that letter. Assuming spending enough on travel to get the $300 travel credit for the CSR, then the AF's for the two are 95 and 250. I am looking to go with this card. 80K subscribers in the referralcodes community. TPG values the 60,000 point bonus at $1,230, but that is based on …. The bonus is worth $750 in travel through Chase and $600 in statement credits. Earn 60,000 bonus points, worth $750 when redeemed for travel. It also gives you the freedom to spend points on anything in Chase Travel. It's used to get around rules like One Sapphire, the restriction on personal SW bonuses, and to exceed 5/24 by MDDing while at 4/24. Chase has pulled Experian and Equifax for me in the past. Also keep in mind that when you go to finally use your points, you may get better value out of transferring them to Chase's travel partners rather than redeeming them for 1. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. I just got engaged so I’ll be able to hit the MSR with my wedding expenses. I will be studying abroad in ~4 weeks and will be booking numerous flights, so this seems to be. My data points before today: 5/24 status - 2/24 Recent credit card last 6 mos (Amex Gold and Amex blue. FICO 8 TransUnion as of 6/26: 756 Discover IT: $13,600, July 2019 Chase Freedom Unlimited: $12,800, November 2021 Chase. I just opened a CSP card a month ago to get the 60k bonus but I’m now I feel like I could have done better (my dad just got an 80k offer in the mail). I was approved last month for the Chase Sapphire Preferred card after applying with an 80K signup offer received in the mail. With a $95 annual fee, it ranks as one of the best credit cards with annual fees under $100 and one of the top travel rewards cards for beginners. I have not paid for the rental yet, but my Chase Sapphire Preferred card is on file for the rental and I'll use it to pay the full amount currently listed on the reservation. Doubt they'd do it 2 years in a row but I'm really hoping they do. I get 15K and she gets 80K for the CSP Earn up to 75,000 bonus points per year by referring friends for the Chase Sapphire Preferred® Card. 15k points, but 2x rewards on all purchases. Pre-approval showed up only a few days ago, instant approval. Chase Sapphire Preferred 5/24. If the accident is a collision with your fault, you would pay your plan deductible and the insurance company would take up all costs associated with the other car. Have had my Amex gold for ~3 years now as well as a no-fee discover card that I've had for 5. No other loyalty program (airline or hotel), or even any other credit card program's points, can get you such good redemption values for both economy and aspirational travel. 5 cents apiece with the Sapphire Reserve. Identify the account via last 4 numbersdo not say "second Sapphire Preferred" or anything like that. Amex Gold -> Perfect for our spending categories (4x) but the $250 annual fee is annoying along with what I keep hearing about the travel partners aren't as good as Chase. You need to spend $4k in 3 months for the first 60k points, then $2kmore (for total of $6k spend) for the extra 10k points. Support our channel by choosing your next credit card using one of the card links at:- Chase Sapphire Preferred 80K Bonus: https://www. My Experian score and from the denial letter was 701. Non-refundable is non-refundable regardless of the reason you can't/won't/don't travel. Posted by u/LechePrim - 1 vote and no comments. thick fade Effective 10/5/2020 - the CSP 80k offer is now available via referral. I called Chase through the number on my credit card and they said they didn’t have points to give with my upgrade. There are some basic perks like you mentioned but if you're interested in the Chase ecosystem the Preferred is a must have. The Chase Sapphire Preferred Card is a fantastic option for diving deeper into travel rewards. Covers accidental parting which I think is exclusive to this card cuz most cards only offer. The $550 annual fee is comparable to the $95 I pay now because I would make use of the yearly travel credit and Lyft and DoorDash subscriptions. Chase Sapphire Preferred 80k in branch offer is still active today. Hello, just went into a Chase branch and applied for the Saphire Preferred w 90k sign-up bonus. Only post your link once per thread. Decline the checking/savings account offers if …. He asked the rep one cubicle over who said it was 100k that they were “honoring”. Went to apply and all they had to offer was an extra 10k bonus points for Chase Sapphire Preferred. My plan is to downgrade CSP to the Chase Freedom Flex (CFF), and then apply for CSR. Not to mention the benefits they give, and even the SUB. Update 3/21/22: Looks like it might be available online starting 4/14. We’re between Chase Sapphire Preferred and Capital One Venture Rewards. In-branch offer changes from time to time, the branch guy is tell you the truth. Let’s continue this Chase Sapphire Preferred review by looking at the six best perks. BofA Premium Rewards - $5,000 limit, Jan 2020. Get online and mobile banking support, or help with your account. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 15,000 ATMs and more than 4,700 branches. ford fairlane emblem I have a roughly 15-year customer relationship with them and ~$17k in the bank, for background. Wait a week and get the CSP SUB, apply in branch to get the $95 AF waived. My annual fee just hit the account. You need a Sapphire or CIP card in order to transfer points to travel partners, which is the big role my CSP fills. I wasn't instantly approved and the application was pending for about a week, so I was amazed when I checked my Chase account today and the CSP showed up with a $5,000 limit. Its already April Chase, lock in lol. Neither card charges a fee to add an authorized user. Chase Amazon Prime - $16k Apple Card - $10k Discover Card - $10k Barclay Mastercard - $10k Wife (don’t know can ask): Chase Sapphire preferred (currently use this to book most travel) Apple Card Discover Card FICO: 850 Oldest account: 14 yrs Income: $120k-$150k (just mine, wife is a high earner as well). I wasn’t pre approved for any chase cards and then was denied for the NFCU Flagship rewards card, but then instantly approved for the chase sapphire preferred the same day. is there a time, maybe during the holidays where this offer increases?. Hello, I just wanted to update everyone on the CSP SUB. Or check it out in the app stores   im intrested in applying for the chase sapphire preferred card (over the reverse as that 550 fee is to much) The csp gives 80k points if you spend 4k in the first 3 months. That's $352 in upfront costs before you factor in the opportunity cost of having to use the card rather than a higher Cashback card in order to hit the minimum spend. it's been over 48 months from your last Sapphire signup bonus (either Preferred or Sapphire) you product change your existing Sapphire to a Freedom and wait 4 days. And both cards include perks that can easily justify their respective annual fees ($95 for the Sapphire Preferred and $550 for the Sapphire Reserve). Travel lovers, buckle up: The Chase Sapphire Preferred® Card, a favorite among jet-setters, has increased its sign-up bonus offer. Currently, I have the free chase sapphire card from 2009. I have 3 credit cards (Delta Skymiles Gold, CSP, Chase Freedom) average 2. The Chase Sapphire Preferred credit card — one of the best travel cards — has a new intro bonus worth $800 cash back or $1,000 in travel. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. One may own multiples of the same. This is up to you but Chase seems to …. It seems like every week, people come to r/churning asking about the Sapphire card. They can help finding restaurants or ideas for trips. 250 fee, but 90k points + $200 statement credit sign up bonus. I received an invitation with 60K points but I know it was 80K couple of. Current catalogues for PYB are Airbnb, dining (including things like. I just went in branch today and asked if there was a promotion on the CSP. The Chase Sapphire Preferred card is the best place for award travel beginners, and you'll want to apply with the increased welcome offer! We may be compensated when you click on p. I was initially declined for Not enough accounts opened long enough to establish a credit history but after calling reconsideration, my new denial is lack of comparable credit lines on bankcard trades. New Chase Sapphire Preferred® Card cardholders can earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. Sapphire Preferred Credit Application. I currently have the Chase Ink Business Cash, Chase Freedom, Chase Freedom Unlimited, and. Here is the process assuming the card owner has credit that will qualify him or her for a new Sapphire SUB and it has been greater than 48 months since the last SUB, NOT CARD OPENING DATE! Call Chase and tell them you want to downgrade to original Chase Freedom Visa with Ultimate Rewards which is no longer available to new applicants. Open menu Open navigation Go to Reddit Home. Earn 5x points on Chase Travel Portal bookings with the Sapphire Preferred 5x Points On Lyft Rides. Also, a lot of DP of people getting targeted 80k CSP offers via email. We are clarifying how additional points are awarded on the Amex Everyday Credit Card, the Amex Everyday Preferred Credit Card, and the American Express Gold Card to state that meal-kit delivery services and convenience stores are not included in the supermarket category. The Chase Sapphire Preferred Card has a limited-time increased welcome offer of 80,000 points, which you can earn after spending $4,000 on the card in the first three months from account opening. john deere 1025r technical manual l3 harris salary Only customers in the United States may access this promotion. After rebranding its loyalty program in 2017, Hyatt also updated its cobranded credit card to the new World of Hyatt card. Unless it's gone up in branch since last Thursday. Sounds obvious but sometimes the link title and the actual page that opens through that link are different. She stepped away to talk to her manager, and after maybe a 30 second discussion, she had it waived and I have my first Chase Sapphire Preferred Card on its way with the 100K SUB and no annual fee for the first year. Premium cards like CSP & Amex Gold also have perks and features that may be able to justify keeping around even with lower usage levels. ( just got ) I pay all my CC's in full every month. Side question; would it be better to just book my trips on my freedom flex and utilize the 9x on hotels and wait til the 80k or get the sapphire preferred at 60k and practically get my hotels for free via Hyatt (I have 80k points sitting around)?. View community ranking In the Top 5% of largest communities on Reddit. If you're looking for a new card or are already invested in chase I would jump on it. Anyone know when Chase Preferred 80,000+ welcome bonus will be back? My wife has gotten a few 80k point mailers in the last few months For the recluses, and other people who have no one to refer, we can help! Reddit is a great big community so get money off your cable bill, get a free iPad, or whatever incentive you're offered. VX is a keeper card in most wallets. 5k to $17k! I have had the same credit limit on my CSP since 2016 (over 6 years ago) at $8. 13K subscribers in the Chase community. You must redeem 60,000 points to book $750 in award travel. They are only required to honor status when booking direct. vore expansion The Chase Sapphire Preferred was my first rewards credit card, and it still holds a top spot in my wallet. Here's a screenshot of the targeted offers on my Credit Journey dashboard: https://imgur. It's correct that the CSR gives the highest reward for dining. Does anyone have a Chase Sapphire Preferred promo code for 80k points? I could really use one. It comes with a $95 annual fee and good benefits. As of a few months ago Chase Sapphire Reserve doesn't work on ticket vending machines (it works everywhere else dating up to today so it's not an issue with the card) but it's fine if you go up to the counter. I do not want to update unless it’s a bonus of at least 80k. This is just an honest comment. CSP for travel and restaurants, CFU for everything else. Chase Sapphire Reserve discussion deserves its own post, but I’ll give my take: I usually suggest the Chase Sapphire Preferred to beginners. Chase Freedom Flex $4,900 6 months (off credit score) Amazon Store Card $1,500 3 months. It seems the 90k offer in branch is still alive according to DoC, but we don’t know when it will end. escondido shooting Hope this helps someone as much as it did me. That's actually Chase's weakness because they don't have multipliers on groceries other than quarterly categories, But they code travel and restaurants/dining VERY liberally. So I got mail today for an 80,000 point offer on $4k spend. Just sharing because it does show that the offer will probably move this year but no one knows if it'll hit the all time high again of 100k. From an earlier post on reddit it sounds like the 80k/no AF in-branch offer will be extended to online applications on 4/14, since online it's going for. Some people got targeted offers, but the public offer has been that for awhile. Chase Sapphire Preferred Approval Odds. But if you are looking for travel card, Capone is much better as it has lot of travel perks. I know it's annual fee is $395 but that is offset by the $300 travel credit and 10,000 bonus miles each year. 18 (3 nights) / 75,000 points = 3. No where in the article does it mention the fact that if one were to go into a Chase branch, they could get 100,000 points and the $95 annual fee waived the first year. I got approved today for the CSR with 10k limit and 30k income 764 score. If you transfer the points (combine points it says on the app or when you log in on a computer) to your chase sapphire preferred, you can use the points for "pay yourself back" which effectively gets you 1. Chase Sapphire preferred; 80k bonus in app, but not in branch? Can't waive annual fee? I just noticed the sign up bonus yesterday in the . 25 cents/point as the Preferred card allows. Capital One Venture X Rewards Credit Card. 2M subscribers in the CreditCards community. Direct Link Let us know if it works for you. A ton of googling/searching this sub, I've only found advice about paying for a car rental using Chase Sapphire reward points, mandatory insurance purchase when renting in. rooms for rent brentwood ca craigslist We're between Chase Sapphire Preferred and Capital One Venture Rewards. I was super nervous when I was applying, was relieved when they approved me instantly. Source: The TPG Awards, November 2023. Earn up to 75,000 bonus points per year by referring friends to either Chase Sapphire ® card. I have a checking account with chase for two years. Chase Sapphire Preferred 80,000 Points Signup Bonus with $4,000 Spend. So as the title says, I received the pre-selected 80,000 bonus point offer for CSP a few days ago. Would the Chase Sapphire Preferred be worth it if I know I have a almost 4k purchase I need to make in the next few weeks anyway? I got a targeted offer for 80k. You should wait 48 months from when you received the SUB for the CSP, then downgrade that to a Freedom. The Chase Sapphire Reserve and its more budget-friendly sibling, the Chase Sapphire Preferred Card, are among the best travel credit cards due to their amazing earning rates. Amex is better if you have more luxury spend (think high end hotels). Is this across the board at all . Chase Sapphire Preferred -> I just missed out on the 100K pts intro offer. 80k is worth $1000 on PYB on the CSP. I went to chase branch today and got approved for a Chase Sapphire Preferred card. Nice grats! Was going to have my fiance go in branch to get the offer, but I actually just got an email from Chase that I can send referrals for the 80K bonus, with the bonus I would get I think its worth more than waiving the annual fee and no hassle to go in person. FICO score: ~780 across 3 major credit bureaus. The $550/yr is steep but like Doomhammered mentioned there's the $300 . Chase Extended Warranty (by Asurion) is garbage. The Sapphire Preferred is a premium travel card with a mid-range annual fee of $95. Actually, if you double-dip on the $300 travel credit, and product change in 13 months so that you only get charged one annual fee of $550, the CSR offer of 70k comes out ahead of the CSP offer of 90k, when taking into the 1. Modified double dip means applying for a second Chase card the day after being approved for one. I wasn't expecting that at all, but did say I wanted to cancel instead of downgrade to see what they would offer me. Switching from Delta AmEx Gold to Chase Sapphire Preferred/Reserve. Chase Sapphire Preferred Card named "Best All-Purpose Travel Rewards Credit Card" by NerdWallet writers and editors. Idt so based on the fact they do targeted 100k. I have read that old 100k and 80k referral links still work. Got 80k first then received 100k. The worst part is if you had gone in branch, you could of gotten the 90K offer. We are paying $95 for 70k miles; value! Get the CSP at your local Chase Bank branch. The next day they closed both accounts. View community ranking In the Top 1% of largest communities on Reddit "Upgrading" Chase Sapphire Preferred to CSR. New members with little to no spend are getting $150-250 retention offers. The first year is waived ($95) $50 in statement credits toward groceries (Note: I'm still unclear how to get those credits) In addition, we called the Chase Customer Service with the branch rep after the application was processed. playing it safe and applying for CFU, but I'd prefer the higher limit if CSP is likely to have one. For example, if your Chase Sapphire Preferred card only has a $5,000 credit limit and you wish to upgrade your Chase Sapphire Reserve card, you’ll need to also submit a credit limit increase request since the minimum credit limit on the Chase Sapphire Reserve card is $10,000. The best comparison to the Chase Ink Preferred would be the Chase Sapphire Preferred — not the Reserve. Simply book a flight, hotel, car rental, or cruise through your online Chase account. Hi everyone, I am debating whether it is worth getting the Chase Sapphire Preferred. I had a credit line with Chase for 2300 and after a little over year and a half they pre-approved me for a second credit line of 20k. Reddit iOS Reddit Android Reddit Premium About Reddit Advertise Blog I'm debating about the odds of approval for the Chase Sapphire Preferred vs. This new card appears in my Chase app and appears to be fully. This will be my 3rd credit card. thoughts? thanks! Some targeted 100k offers. I'd like to get a sapphire preferred card, and start traveling more. 3x on Dining/Streaming Services/online grocery (excludes: excluding Target, Walmart and. How to get Chase Sapphire Preferred 80K-100K Points Offer. I want to get one of these but the vanilla SUB is uninspiring. I have it on my CSP and Freedom, but not Ink+ (new card). (This is per cardmember year, rather than calendar year. (My monthly expense should get me to the minimum spending requirement) I can stomach the annual fee but haven't really had the urge to get another CC. This is par for the course for this site, and exactly why people who know have …. It did however say 80k points rewards. I was in Iceland with a Chase Sapphire Visa. abc57 news south bend 10% points bonus each year based on your card spending (e. Just sharing in case someone os thinking. The Chase Sapphire Preferred Card is one of the most popular travel rewards cards for three main reasons: affordability, flexibility and value. Just want to say thanks for all the advice I’ve seen on this sub! I opened my chase app after seeing about the 80K sign up bonus and I had a pre approved offer for it! I listened and signed up in branch as well. I have 80k point on chase sapphire P. Check out your own via the app or online website. I have two other cards both with $30k limits. 00 annual fee and you'll start with a $800 sign up bonus. Or check it out in the app stores     TOPICS. If I sign up, can I immediately upgrade to the Reserve . While you don't have a sapphire, just accumulate points until you get transfer partner access again in 48+ months. Is there any other way I can get more than 60K? Reddit iOS Reddit Android Reddit Premium About Reddit r/CreditCards • by josseph11. But a friend has been raving about the Amex Platinum recently. Does it happen only once a year or once every 2 years. Loam will be fully paid off this month. The Chase Sapphire Preferred card’s great travel and dining rewards, everyday bonus categories and annual bonuses make it one of the best — if not the best — travel cards with a $95 annual. I was approved for the Chase Sapphire Preferred instantly with a $17,300 limit. This is equal to $1,250 when you. I just applied for the Chase Sapphire Preferred and was rejected. Therefore, AFs aren’t always a bad thing. I'm waiting for the 80k bonus which has typically happened in the past few years around late March to April. The 90k in branch is not nearly as good an offer especially considering you have other MSRs to reach. most of the hype comes from using it as part of the trifecta strategy. Also keep in mind it isn’t 48 months from now, it’s 48 months from SUB achievement. 80k points for spending 4k in the first 3 months, and 10k bonus points for spending 2k more in 3 more months (6k total in 6 months). I’ve been thinking about switching credit cards since I’m not getting my full value of the annual fee for the Delta AmEx card every year. When it does or doesn't make sense to use the Chase Pay Yourself Back for Sapphire Preferred cardholders to redeem points at 1. I opened the card bc I received an 80k point promotional offer and I needed a travel card to accrue points on for my honeymoon in 2023. It's not uncommon to get 2-4cpp (cents per point) in these transfers, making it effectively a 2-4%/4-8% card for these transfers. Experian: 680 5/24: 2/24 Capital one savor: $5k Credit one: $700 ( I know this card is terrible. Went in branch to sign up for Sapphire in November. Then later on this year when the SUB goes back up to 80k or 100k apply then. Conservatively, your 100,000 points are worth $1250. It has good earning rates on select ca. If you apply — and are approved for — the Chase Sapphire Preferred ® Card, you can earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. ymi tactical roblox mario 64 I applied for CFU and got approved and I applied for CSP the. just hit my 80k, working on my additional 10k now! 80k through credit journey in chase app. Call Chase and tell them you want to downgrade to original Chase Freedom Visa with Ultimate Rewards which is no longer available to new applicants. People who applied and got 2 new Sapphire cards before Chase enacted the ‘One Sapphire’ rule are fine. Your current amount of credit is enough in relation to your income. To answer your specific question, if you'd be sad about missing out on the Venture X, I'd. 80k on a $4k spend in the first 3 months. Update 2: The 90,000 points in-branch offer will end on June 10, 2023. lifeproof fresh oak stair nose It'll also likely cost you the $95 AF. 47 away from 100,000 bonus points! Spend $15,000. However, Reddit user b1900 reports that a targeted mailer is being sent out with …. What if you got a retention offer from CSR few months ago? Can you still downgrade and sign up for CSP? 1. I currently don't have any Chase credit cards, and I'm interested in getting the Chase Freedom Unlimited/Chase Sapphire Preferred duo. You want to go this route so you can get the SUB on a future CFU (Visa) or CFF which BTW is a MC so it’s not accepted in store at Costco if that matters to you. I closed on a house in early November and it doesn’t seem to show on my credit report yet. Costco citi card gives 3x points in travel + 2% for Costco executive. You can earn 80,000 points and the annual fee is waived. craigslist mini bernedoodle Expand user menu Open settings …. 60k to 80k chase sapphire preferred bonus. I hate the 5X points on rotation. $95 annual fee, not waived; No foreign transaction fees; Primary car rental insurance; $50 Annual Hotel Credit. Look at your past statements or SM Chase to figure out the exact date. Recent car loan as of March 1st, ~23k. The CSP is probably their most popular card hands down. Must be booked through the Chase Travel …. By getting the sign up bonus, which is enough to pay the annual fee for 8 years and that's assuming you convert the points directly to cash and applying in-branch. hunting land for sale in ohio CSP is an outstanding entry level travel card with easily transferrable currency. Be sure to read sub rules before posting, use the resources…. When I upgraded they told me that the bonus was for new cards only. But the key points were: Reloading by credit card was free, earned you CC rewards, and had no limit other than your available credit limit. You just missed the 90k last month in branch. My wife was pre-approved for CSP. Current Cards: Discover IT Student Cash Back. But if you have CSP or CSR AND it has has been more than 48 months since you last received a welcome bonus, I’ll explain what you can do to …. Does anyone know if the 80k offer can be targeted or any other way to receive that over the 60k?. * Earn 3x points on dining at restaurants including eligible delivery services, takeout and dining out. Premium dining & travel rewards. Since then, the Sapphire Preferred has mainly reverted to a 60,000-point offer worth $1,230. Once you complete the min spend: Get an Amex Blue Business Plus. Found some flights starting on January 8, 2025 for 30,000 Points. Points are not affected by downgrading or canceling. I closed on a house in early November and it doesn't seem to show on my credit report yet. This disease is uniquely contagious and deadly, though. I submitted all documents with the initial application. The minimum SL on the CSP is $5k. Like wise, if it was the other car's fault, they would the same. The rep confirmed some details on the application before she began the 'reconsideration process'. So here's the trick: If you go to your Chase mobile app and click on the credit card, go down to digital wallets and add it to Apple Pay! Once you sign up for the card, it takes maybe a day or two to become "activated" on the backend. The last one I received was last week for 60k, but I had an …. Using multiple accounts to post the same referral links is not allowed. There’s no question that the Chase Sapp. Try reading this when you have a moment. I applied for both the Sapphire Preferred and the Freedom Unlimited with him and I was approved for. Or check it out in the app stores Home I'd like to catch that 80k bonus and keep that card just for restaurants and some travel in the future. the 48 month clause is for applying for a new Sapphire card (either preferred or reserve) you also can't apply for a new Sapphire card if you already have one In order to get a new Sapphire and therefor a new signup bonus, you'd need to close or product change your existing Sapphire before that time (4 days for a product change or 30 days for a. The first year annual fee waived showed up on the rep’s screen when he pulled up the card. If you have a Chase account, you can get a 70k CSR bonus. They also like to see you have 1 card with over 10k limit to show you can handle it. 1yr later I downgraded to avoid the annual fee. If annual fees are a consideration, look at a combination like the Sapphire Preferred and Amex Delta Gold card. So let me list the benefits that Costco card offers since they don't do a lot of advertisements like Chase Sapphire Preferred: No annual fee. Its initial bonus is 60,000 points. x = $620 (62,000 points redeemed). One other thing, with the $50 hotel credit this is a $45 annual fee. Thus, if you were looking to get the card soon, you may want to check out your local branch. If your interested in getting into the chase ecosystem besides the cobranded cards its a great idea to get it now. I’ll ask about the waived 1st year annual fee. Good timing too, the offers on Amex cards are really high (150k + 10x restaurants on platinum, 90k + 250$ on gold, 50k + 150$ on green). 75x on dining (Cap 1 SavorOne gets 3% on dining for free). Hey guys Curious on others' thoughts on what would be the best travel credit card to apply for given the current state of both cards. Take the 80k for 4k spend, much better offer. I just got off the phone with Chase reconsideration for the Chase Sapphire Preferred. I haven't opened a Chase Sapphire . Expand user menu Open settings menu. But lady asked me if I wanted to try. Welcome to Mumbai's Reddit Community! A subreddit where everyone can come together and discuss and share everything from posts, news articles, events, activities, pictures, hold meetups & overall general stuff. 74% (V) annual fee $550 rewards rate 1 - 10 points / $1 Bonus Offer 60,000. Downgrading Chase Sapphire Preferred (June 2022) I am hoping this information may be helpful for someone out there - perhaps anyone considering downgrading their Chase Sapphire Preferred in the near future. Yes, your income and score are sufficient (assuming you fulfill the other requirements). reasons given: You have too many active accounts or too much available credit. Does the Chase Sapphire Preferred still have 5X points on Lyft with it's new 80K SUB? I'm curious about this as I live in the city and rideshare is one of my big spending categories. Then eventually upgrade back to the. I just want to get the most out of it if possible. Without a doubt, the Chase Sapphire Preferred is one of the best travel credit cards available. Personally I wouldn’t downgrade it until closer to the 4 years are up. In the past, Chase has only permitted cardholders of either the Chase Sapphire Preferred ® Card or Chase Sapphire Reserve ® to refer individuals to the specific card they possessed. Citi Costco vs Chase sapphire preferred. Pre-pay any utilities or auto/home insurances that allow it. Chase has a few rules about applying for cards, but the most infamous is the 5/24, which basically says that if you apply for any 5 cards (not just Chase) within 24 months, you won't be approved for a Chase card. Get the Reddit app Scan this QR code to download the app now Chase Sapphire Preferred 80,000 Points Signup Bonus is now publicly available on Chase Website (limited-time offer). Seems like a pretty socially irresponsible policy given the current situation. This week, I got a preselected offer for 80k points ($4000 spend, 3 months) in the mail. Facebook Twitter Tumblr Reddit Print Share via Email. I had issues signing up online with the website saying the offer was no longer valid despite being within the expiration date. Despite saying apply by 11/7/20 through a referral link for 80k sign up bonus, it still works! I just applied about 15 minutes ago and my chase dashboard shows progress needed towards 80k sign up bonus! It has to be though a 80k friend referral link though which is easy enough to find. As a college student who just started out last January, the chase sapphire preferred goes so hard because I am mainly focusing on chase cards (currently at 3 personal 3 business), so all my points just funnel into Hyatt. By clicking "TRY IT", I agree to receive n. kulvers menu Get it and downgrade it till you get the CSP. I was able to add the card to my Apple Wallet book the Airbnb with Apple Pay!. However, in some cases you can bind your card with PPK and pay your rent with a flat rate of $7. Increased Offer! Hilton No Annual Fee 70K + Free Night Cert Offer! The Chase Sapphire Preferred credit card is quite popular for good reason. Take advantage the CFF's rotating categories, use CSR for travel, then use CFU for everything else. mission valley movie times So you personally can have up to 24k with Chase. View community ranking In the Top 5% of largest communities on Reddit I have a 80k preferred offer, is there a way to 80k for reserve. Just got a pre-selected offer for the CSP with 80,000 bonus points and want to know if it would be worth getting? The perks of the CSF sound . Generally, you’ll need to have a credit score of at least 700 in order to qualify for the Chase Sapphire Preferred® Card. The Chase Sapphire Preferred® Card is currently running an outstanding welcome offer of 100,000 Chase Ultimate Rewards, which is the largest bonus ever offered on the card. Is it possible? I have been pre-approved many times over. Depending on the flavor, you get different reward categories. See if the link for the 80k SUB still works and try it out. I got my Chase Sapphire Preferred about 6 months ago. Chase Sapphire Preferred SUB I am wanting to sign up for the CSP but unfortunately the 80k offer is no longer publicly available. Looking into settling for the 80,000 point bonus instead of waiting for the 100k bonus to return. It won't be a problem for me to hit this through normal spend. And as an aside, purchasing 70k miles from Delta probably costs $400 at least. I have only applied for 3 cards in the past 24 months so I don't need to worry about Chase's 5/24 rule. So the equal value point (x) for these two cards would be: (1. received 80k SUB offer in mail, with QR code to apply. You might not always be targeted, but the account does have to be open BEFORE the quarter starts to have a chance. As far as I know, the answer to the question is no. Sapphire Preferred is suited for personal use, whereas Ink Business Preferred is a business credit card. That means this sign-up bonus is worth a minimum of $800 + $95 + $50 = $945 which is fantastic. I noticed that they charged annual fee starting May 2021. I wouldn't take it as a guarantee that it'll work in the machines. Currently, my FICO score is a 668 (was much higher, but I was abroad, and had an account closed) Under 5/24. The Chase Sapphire Preferred's increased welcome bonus gives you 80,000 bonus points after spending $4,000 on purchases within the first three months from account opening. Should i go for it ? As my wife already got the same card. A subreddit for discussing any aspect of credit cards. Chase Sapphire Preferred 80k UR bonus floating around (targeted offers) I saw on my Chase app’s pre-approved offers today that I have the 80k UR point signup bonus (20k more than public offer) listed on the CSP. The CSR gives you more points (3 pts on travel/dining), an annual $300 travel credit, a TSA PreCheck/Global Entry credit ($100 for 5-year subscription, so I value at $20/year) for a $450 annual fee. Remember when you cash out on spend - you forego the points gained on that spend and right now for groceries that's 3x points. But what if you could make the deal even sweeter — and get the $95 annual. *An average beginning day balance of $75,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances. I just opened a CSP card a month ago to get the 60k bonus but I'm now I feel like I could have done better (my dad just got an 80k offer in the mail). We also accept operator relay calls. Or check it out in the app stores If you apply and get the Chase Ink Preferred, it has the 80k SUB, and you also get 3% on travel. There's less than a week left to apply, as this limited-time welcome offer will end on May 25, 2023 at 9 a. As long as you use the travel credit the AF is only $250 but you can offset that (DashPass and $60/year DoorDash credits, $25/year Global Entry, $15/month Instacart, 15% off Lyft, and Priority Pass). I book our cruises with Princess then transfer the booking to Costco Travel. After a year you can convert one of those cards to another Chase card. Hi there, I'm new to the travel card rewards game. The actual CPP value here is slightly less than 1. Bank of America Platinum Card as authorized user for 4 years. I got a targeted offer in the mail for the Chase Sapphire Preferred with an 80k SUB. Shoot me a chat if you have questions regarding specifics on …. Data Point Went in branch for the 80k points - 3 months/90k points -6 months SUB and got approved! Approved for 10,600!.