Chase Sapphire Preferred 80k Reddit - Does anyone have a Chase Sapphire Preferred promo code for 80k.

0125-- Chase Sapphire Preferred® Card and Ink Business Preferred® Credit Card; If you have the Chase Sapphire Preferred® Card or the Ink Business Preferred® Credit Card, you will usually. They told me the reason was my credit score wasn’t good enough. If you redeem more points than this, the CSR is a better value. The sign up bonus is 60k points after spending 4,000 in 3 months and then an extra 10k after spending 6,000 in 6 months. It's not uncommon to get 2-4cpp (cents per point) in these transfers, making it effectively a 2-4%/4-8% card for these transfers. Side question; would it be better to just book my trips on my freedom flex and utilize the 9x on hotels and wait til the 80k or get the sapphire preferred at 60k and practically get my hotels for free via Hyatt (I …. Give it to me? But seriously, either save it for travel, or do the pay yourself back with it. 5k to $17k! I have had the same credit limit on my CSP since 2016 (over 6 years ago) at $8. They seem to be giving 80k points + Annual Fee Waived AND a $50 grocery credit. I just got off the phone with Chase reconsideration for the Chase Sapphire Preferred. Paul (MSP) to Las Vegas (LAS) using less than 7,800 Chase points, for example. Monthly Service Fee with a balance under $75,000* on each statement period. Chase has a few rules about applying for cards, but the most infamous is the 5/24, which basically says that if you apply for any 5 cards (not just Chase) within 24 months, you won't be approved for a Chase card. Chase Freedom Flex since 03/22, $3k limit, balance $2000. The Chase Sapphire Preferred® Card is one of the best-known travel rewards credit cards, featuring 5 points per dollar on travel booked through the Chase …. By getting the sign up bonus, which is enough to pay the annual fee for 8 years and that's assuming you convert the points directly to cash and applying in-branch. Its initial bonus is 60,000 points. When applying: Credit Utilization: 1% $26/$5,100 3 cards reported as 0 1 card (CFF) reported $26. If you earned a bonus on the Chase Sapphire Preferred. 24 hour urgent care penfield ny New members with little to no spend are getting $150-250 retention offers. in love tumblr If the accident is a collision with your fault, you would pay your plan deductible and the insurance company would take up all costs associated with the other car. The Chase Sapphire Preferred Card is a fantastic option for diving deeper into travel rewards. This week, I got a preselected offer for 80k points ($4000 spend, 3 months) in the mail. We are clarifying how additional points are awarded on the Amex Everyday Credit Card, the Amex Everyday Preferred Credit Card, and the American Express Gold Card to state that meal-kit delivery services and convenience stores are not included in the supermarket category. Get app Get the Reddit app Log In Log in to Reddit. belly stuffing women BofA Premium Rewards - $5,000 limit, Jan 2020. If you don't have any targeted offers through that or the pre …. If I sign up, can I immediately upgrade to the Reserve . Update 2/8/22: a Reddit report indicates that the 80,000 + waived first year annual fee offer is now again available in Chase branches. I know it's annual fee is $395 but that is offset by the $300 travel credit and 10,000 bonus miles each year. The Chase Sapphire Preferred was one of the first credit cards I ever got, and the signup bonus was 40,000 Ultimate Rewards points. It has good earning rates on select ca. The card arrived on 2021-05-19. I’d like to get a sapphire preferred card, and start traveling more. Personally I would take the CSP 80k. Capital One Venture is a better credit card than Chase Sapphire Preferred because it gives more value over the long haul with its ongoing rewards rate of 2 miles / $1 spent on all purchases. Update: Some offers mentioned bel. Applied again in Nov 2020 for CSP (at the time 80k bonus) rejected for thin file and low credit line. View community ranking In the Top 5% of largest communities on Reddit Any Potential 80k SUB for the CSP coming? Super interested in the Chase Sapphire Preferred, but stories of 80-90k SUBs have made me wary of signing up too early, given that you can only earn one Sapphire SUB in 48 months. 5 points per dollar on Lyft purchases (through March 2025) 5 points per dollar on Peloton equipment and accessory purchases of $150 or more (through March 2025, with a limit of 25,000 bonus points) 3. I had a credit line with Chase for 2300 and after a little over year and a half they pre-approved me for a second credit line of 20k. Looking to apply for Chase Sapphire Preferred, current bonus is 60k but heard it can range up to 80-100k. If you use it on hotels it's really $45. If you think the stated reasons are inaccurate, you can call the Chase reconsideration line at (888) 609-7805. To clarify, you have to go to the Chase Ultimate Rewards page, select which Chase UR card (if you have multiple), and look at the top where it will say: You're $9,738. He said he had available for customers the exclusive in-branch only SUB of: 80K Points after $4000 spend in the first 3 months, Additional 10K points after $6000 total spend in the first 6 months. A problem I see is the Charles Schwab version gives you 80k signing bonus versus the 150k. Disclosure: Miles to Memories has partnered with CardRatings for our co. It's close to the 1 year anniversary of my last credit card and I'm entertaining…. Does it happen only once a year or once every 2 years. Hey Guys, Let me know what you think! FICO: Experian: 762, TransUnion: 773 There is news that Chase is going to bring 80k offer back in two weeks. Would the Chase Sapphire Preferred be worth it for me? • • Additional comment actions. In the summer of 2021, the issuer launched an unprecedented 100,000-point sign-up bonus lasting four months. Wait a week and get the CSP SUB, apply in branch to get the $95 AF waived. Start it off with your own DP, I’m sure it will help others too. If you don't spend in those categories, or prefer cash back, the $95 AF isn't justified. The Chase Sapphire Preferred's 60,000-point bonus (after spending $4,000 in the first three months) isn't just $600 in cash back or gift cards -- it's potentially a multithousand-dollar. Hi everyone, I applied for Chase Sapphire Preferred as my third card a couple days ago and was approved with a CL of $5,000. Recently we have seen a 100K targeted bonus through emails, and Chase branches have a 90K bonus …. I didn’t sign up for any cards because of the 6 month rule I read about. A safe bet would be next Spring. Current cards: (list cards, limits, opening date) Discover It $8,300 3 Years, 7 months. For example, the collision damage waiver for rental cars only applies on Ink cards if. I applied for CSP three days ago and was not immediately approved. It also awards 2x points per dollar spent on broad definitions of both travel and dining purchases (1x on all other purchases). Chase Sapphire Preferred® Card holders have two ways of starting a rental car insurance claim: over the phone or online. In general: American Express, Chase, and some other banks waive the annual fees on credit cards for active duty, Guard and Reserve on 30 day or greater active orders, and dependent spouses. Ascend to a celestial sphere of advantages within the rarified air of the American Express community. Try reading this when you have a moment. Shoot me a chat if you have questions regarding specifics on …. The Chase Sapphire Preferred and the Chase Sapphire Reserve are two of the best travel credit cards on the market—but before you decide to apply for a Chase Sapphire card, it’s wor. Chase Sapphire Preferred DP Data Point I was originally going to wait a few more months before applying since I’ll be traveling but decided to pull the trigger since the bonus increased from 60k to 80k. I got approved for the CSP at a $5000 limit, instant approval, 80,000 point intro bonus, $50 grocery credit, and annual fee waived for first year. The next day they closed both accounts. The CSP 80k goes away and comes back around again. Chase sapphire Preferred 80k Bonus. The Chase Sapphire Preferred’s 60,000-point bonus (after spending $4,000 in the first three months) isn’t just $600 in cash back or gift cards -- it’s potentially a multithousand-dollar. 25 for the Chase Sapphire Preferred. I initially got the Amex Gold because of the 75k MR offer 4x categories are my highest spend categories (and because Chase kept. Is it worth getting a Freedom Unlimited card to pair with the Sapphire Preferred to get cash back and accumulate points to transfer to the CSP? Citi, or Capital One setup gets 80k points from catch-all spending, you'll only have 60k points from. United, Southwest, Hyatt Hotels) plus some of the travel protections that come with the card are very compelling (trip delay, Primary CDW for car rentals, etc. CSP just released the 80k SUB offer (with potentially the 1st AF waived. Pre-pay any utilities or auto/home insurances that allow it. You should wait 48 months from when you received the SUB for the CSP, then downgrade that to a Freedom. I did have a bit trouble seeing how much the points cost will be on some of the hotels since it keeps showing "not available to exchange points". This literally happened in my case. I see 60k bonus for Chase Sapphire Preferred, but am holding out for 80k bonus, which my friends seem to receive often in the form of preapproved mailers. Then wait at least 3-5 business days to apply for a new CSR. Sometimes, you’ll find that the standard welcome offer on the Sapphire Preferred is excellent. maybe similar to the pandemic, it'll show up online after a month or so. There's less than a week left to apply, as this limited-time welcome offer will end on May 25, 2023 at 9 a. can be used for travel, cash, etc. Chase also has a 5/24 rule so it's good to get chase cards early on. (My monthly expense should get me to the minimum spending requirement) I can stomach the annual fee but haven't really had the urge to get another CC. 13K subscribers in the Chase community. After you get approve, call Chase to have the card expedited (should be 1-2 business days). With a $95 annual fee, it ranks as one of the best credit cards with annual fees under $100 and one of the top travel rewards cards for beginners. Chase Freedom Flex $5800, since 02/2022 Chase Sapphire Preferred, $5000, since 05/2022 Chase Freedom Unlimited $3400 since 10/2022 Chase Ink Cash - $3000 since 09/2022 Blue Cash Preferred $27000, since 06/23 (plan to downgrade when AF posts) Other debt: Subsidized student loans, $5081. if the flight costs $1000, it'll cost 80,000 Chase points). I was always not at home when they sent that letter. CSP 100k Offer After Getting Approved for 80K. 25 cents/point as the Preferred card allows. Plus get 5x points on gas and groceries during the first 6 months on up to $6,000 of spend. Chase Sapphire Preferred 60k Bonus. If you’re under 5/24 then now is the best time to apply for the sapphire because it starts the clock on the sapphire SUBs. In the fall of 2020, Chase launched an 80,000-point bonus on the card for several months – at the time, its biggest welcome offer ever. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. It did however say 80k points rewards. PC the CSP to a no AF Freedom card and wait 4 days, then apply for either for the CSP or CSR (whichever one fits your lifestyle). It could be another deciding factor if you prefer to use hotel elite status. Get the Reddit app Scan this QR code to download the app now. I received an 80k SUB for the Chase Sapphire Preferred card. most of the hype comes from using it as part of the trifecta strategy. I have it on my CSP and Freedom, but not Ink+ (new card). I signed up the day before the 100k bonus came out and they said no to me 😭. My offer on the Sapphire Preferred is 100k for spending $4k in three months. So as the title says, I received the pre-selected 80,000 bonus point offer for CSP a few days ago. Or check it out in the app stores     TOPICS. Chase Sapphire Preferred 80K reward points … what to do with it? Ideas. business interest AND "Kaitlin Sullivan" However, a PIN shouldn't be required for every credit card transaction. This will be my 3rd credit card. I haven't opened a Chase Sapphire . If you want to get the higher 1. gino jennings sons This disease is uniquely contagious and deadly, though. On the Freedom Flex that’s going to net you: $500 x 3% = $15 $500 x 1% = $5 So $20/mo. They both earn 3 points per dollar spent on dining purchases worldwide, plus 3 points per dollar spent on travel on the Sapphire Reserve and 2 points per dollar …. If you "cash out" your points on freedom unlimited , they are worth 1 cent per point max. delivery restaurants nearby my location I make a great use of the platinum and got an offer for the Chase Sapphire Preferred with 80K bonus points after 4k in 3 months (I spend that in . 5 years old, spending $2000 a month and I make about $80,000 a year. They can help finding restaurants or ideas for trips. 15, 2020, new applicants will be eligible for the following offer: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Chase Sapphire Preferred I opened a Chase Sapphire Preferred card in June of 2018. The Chase Sapphire Preferred Card is one of the most popular travel rewards cards for three main reasons: affordability, flexibility and value. No where in the article does it mention the fact that if one were to go into a Chase branch, they could get 100,000 points and the $95 annual fee waived the first year. I opened a checking account with chase as well, but I don’t believe that had any impact on the larger sub offer. Current cards: Discover It, 750$ CL, May 2020 Chase Sapphire Preferred 80k in branch offer is still active today (with 10k in branch bonus on top). Applied for the Chase sapphire preferred card yesterday and got this, “We have received your request for a Chase credit card. Currently, my FICO score is a 668 (was much higher, but I was abroad, and had an account closed) Under 5/24. but i think 100k points can hypothetically get ~3 nights at a hotel in hawaii or so. Chase sapphire preferred approval odds Currently i have BoA cash rewards 2500 opened 10/19 Chase freedom 1000 opened 01/20 Amex Hilton 2000 opened 08/20 My score is 740 and my oldest account is 3 years old I have no debt and make 30k a year i applied in aug but put i made less. If no rumors come out, I suppose I'll apply May 31. Especially since the AF is $95 (reasonable compared to Reserve) and current 80k bonus. Sapphire Preferred--Using Chase Ultimate Rewards. Ink Business Unlimited Credit Card. Have her call chase and link your account so she can send the UR to your CSP account. Chase Ink Business Preferred ® and Chase Sapphire Preferred ® are credit cards with some similarities but several significant differences. The Chase Sapphire Preferred credit card — one of the best travel cards — has a new intro bonus worth $800 cash back or $1,000 in travel. Once you complete the min spend: Get an Amex Green. Strongly recommend getting a chase checking account if you're looking to . Come to find out as of Saturday it was 90k and he confirmed. It was shipped via UPS Next Day Saver. 80k ended at the end of may and then went back down to 60. They seemed to be pretty upfront about it. Most people will get their Chase cards first due to 5/24 and then move onto something else like the Amex ecosystem. They have a 70,000 bonus offer for the Chase Sapphire Preferred. About Reddit · Advertise · Help · Blog · Careers When will Chase Sapphire Preferred bonus increase? I've also seen 80k targe. Chase Sapphire Preferred Opening Offer 75k pts/4k/3months - Can you find better? Currently looking to open a chase sapphire preferred card for various reasons, currently I'm seeing a 75K opening offer as of October 17, 2023. I applied for both the Sapphire Preferred and the Freedom Unlimited with him and I was approved for both!!. The Chase Sapphire Reserve comes with its standard bonus of 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening (worth an estimated $1,080 in. Chase Sapphire Preferred 80k in branch offer is still active today (with 10k in branch bonus on top) I thought this deal would be done but I just scheduled an appointment with my local branch. The Chase Sapphire Reserve’s 60,000-point bonus can be worth up to $900 when you redeem for travel through Chase Ultimate Rewards® or worth $600 as cash back. Earn 60,000 points after spending $4,000 on purchases in the first 3 months. In-branch offer changes from time to time, the branch guy is tell you the truth. The online offer is 60K - wondering if anyone has seen better bonus for in-branch offers. Downgrading Chase Sapphire Preferred (June 2022) I am hoping this information may be helpful for someone out there - perhaps anyone considering downgrading their Chase Sapphire Preferred in the near future. So I just got approved for a chase sapphire from a refer link from my cousin, the bonus would be the 80k but I was just wondering with the refer link from my cousin are the both of us still be able to get that 15k refer bonus or no? Thank you 😕👍🏽. The CSR definitely changes the math a bit. I'd like to go ahead and apply to the Chase Sapphire Preferred card, but my concern is that just a few days ago I applied for a Target RedCard since we do all of our grocery and household shopping at Target, so that extra 5% will make a notable difference. See whether to apply for Chase Freedom Flex or Chase Sapphire Preferred. I've heard of people going into their local branch and still being given an offer, even after it has expired. I have a checking account with chase for two years. As part of that, the Sapphire Preferred earns 5x points on Lyft rides through March 2025. Modified double dip means applying for a second Chase card the day after being approved for one. I got an 80k offer for the CSP and applied. If you don't need to the travel benefits of the CSR, get the preferred, then PC it to the CSR when 2nd year AF hits (well before your honeymoon if apply now). View community ranking In the Top 5% of largest communities on Reddit When is the 80k bonus offer for the reserve? Does anyone know when the chase sapphire reserve is going to bring back their 80k bonus offer?. See if the link for the 80k SUB still works and try it out. If you're under 5/24 then now is the best time to apply for the sapphire because it starts the clock on the sapphire SUBs. The 48 months clock start from the date that your sapphire was posted on your account. Conservatively, your 100,000 points are worth $1250. I have a checking account with them that. Chase Sapphire Preferred, 90K Signup Bonus In-Branch. She stepped away to talk to her manager, and after maybe a 30 second discussion, she had it waived and I have my first Chase Sapphire Preferred Card on its way with the 100K SUB and no annual fee for the first year. Is it possible? I have been pre-approved many times over. This is an extremely generous. Hello all, it looks like per a Doctor of Credit Article there is an elevated 70k point in-branch Chase Sapphire Preferred SUB Offer. I closed on a house in early November and it doesn’t seem to show on my credit report yet. I just applied for the Chase Sapphire Preferred and was rejected. Points are not affected by downgrading or canceling. Or check it out in the app stores   im intrested in applying for the chase sapphire preferred card (over the reverse as that 550 fee is to much) The csp gives 80k points if you spend 4k in the first 3 months. I've applied for a Sapphire Preferred card. Chase Sapphire Preferred - increased SUB above 60k? Does anyone think Chase will again offer the 80k sign up bonus this spring like it seems it has done in the last 2 years? I want to pull the trigger on signing up but don't want to miss out on the extra points which appear to have been offered in April/May the last 2 years. I just recently upgraded my chase sapphire preferred to the reserve. Hello, just went into a Chase branch and applied for the Saphire Preferred w 90k sign-up bonus. Chase (alone) doesn't ask social securty numbers for AUs so i got family in EU PP accounts. how to use k2 paper View community ranking In the Top 1% of largest communities on Reddit Chase Sapphire Preferred - Spending Min. Reddit iOS Reddit Android Reddit Premium About Reddit Advertise Blog Careers Press. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered. I do think being at 1/6 and 2/12 helped a bit - might be difficult with anything over that. Credit cards approved in the past 24 months: 1. Pre-selected, pre-qualified, pre-approved, & pre-whatever are. Or check it out in the app stores Went into Chase branch for a Sapphire Preferred and the bonus is 70k instead of the 80k points from 2022. I just went in branch today and asked if there was a promotion on the CSP. Hey all, just wondering if anyone has any recent experience with getting the 2x points under the travel category on their Chase Sapphire when purchasing Costco Travel. Context: I got the AA biz two weeks ago and CSP a week ago. The rep came back and said I was approved for a 12k account!. Current cards: Discover IT $2,500 limit, Oct 09, 2020 CFF $5,000 limit, Apr 20, 2021 CFU $12,300 limit, Nov 29, 2021 FICO Score: 732 (Experian) 728 (TransUnion) Oldest account age: 1 year 5 months Chase 5/24 status: 3/24. Our community is your official source on Reddit for help with Xfinity services. craigslist free stuff clearwater fl Told them I was there for the 80k sign up bonus. Hope this helps someone as much as it did me. I have been at 5/24 for awhile so I'm really happy for this. Yes, it has been over 48 months since I earned the CSP bonus. Timeframe for downgrading Chase Sapphire Preferred to Freedom Flex. In the past, Chase has only permitted cardholders of either the Chase Sapphire Preferred ® Card or Chase Sapphire Reserve ® to refer individuals to the specific card they possessed. They did it again in the spring of 2021, bringing back an 80,000-point offer on the Preferred Card. I have 3 cards, 2 capital one and 1 apple card. I'm looking to open a Chase sapphire reserve card. Or check it out in the app stores Approved Chase Sapphire Preferred 80k offer! Data Point Just got approved for the CSP 80k + $50 groceries offer today with a $13,500 limit! Annual Fee (waived?) - Chase Sapphire Preferred (w/100,000 Points Bonus). 18 billing cycles 18 billing cyc. This is award after the annual fee …. As mentioned earlier, the Chase Sapphire Preferred® Card has an annual fee of $95. Overview of the Chase Sapphire Preferred benefits. They are only required to honor status when booking direct. I recently opened a Capital One Savor One card back in February (over 3 months ago now). That means you can book this $96. I feel so bad of missing the 100k or 80k points now they offer only 60k. I started by calling Delta to get proof it was delayed by a covered incident. It also comes with free Citi Bike Annual membership, which if you live in area where you have access to it cuts the AF to zero. The Chase Sapphire Preferred card has an annual fee of $95, which is actually on the low end for a travel rewards credit card with so many protections and benefits. I was pretty flattered to see the chase sapphire. I'm not a frequent air traveler (especially now, of course) so the additional non-monetary travel perks of the Sapphire Preferred aren't a. BofA Cash Rewards - $1,700 limit, Jul 2014. The Points Guy is paid a fee for each approved Chase Sapphire Preferred account referred through its site. Simply book a flight, hotel, car rental, or cruise through your online Chase account. It has the same 1:1 transfer partners as the Chase Sapphire Reserve® and a similarly robust sign-up bonus: Earn. I know pre-selected means probably would be approved, so there’s still that question. Just got approved for the CSP 80k + $50 groceries offer today with a $13,500 limit! After spending many hours researching if Chase or Amex trifectas were better for me, I finally decided on the Chase ecosystem and went for the CSP, especially with it's current offer. Chase Sapphire Preferred 80k UR bonus floating around (targeted offers) I saw on my Chase app’s pre-approved offers today that I have the 80k UR point signup bonus (20k more than public offer) listed on the CSP. I've been waiting for the CSP card to give the 80,000-100,000 bonus because I missed it last time and wasn't aware I've been checking it for months and nothing it's still been at 60,000. Or check it out in the app stores and was offered the 80k bonus points. I wanted to share my personal experience recently. Chase Sapphire Reserve discussion deserves its own post, but I’ll give my take: I usually suggest the Chase Sapphire Preferred to beginners. This number, which is reserved specifically for Chase Sapphire cardholders, should also be printed on the back of your credit card. FICO score: Transunion 762, Experian 799. Upon I approval I went online and it …. Currently, I have the free chase sapphire card from 2009. I wasn't instantly approved and the application was pending for about a week, so I was amazed when I checked my Chase account today and the CSP showed up with a $5,000 limit. Will just reduce your balance to use the points this way. Take advantage the CFF's rotating categories, use CSR for travel, then use CFU for everything else. Ink Preferred also gives you the highest bonus (publicly) out of all the Chase UR cards for 80k UR or $1200 if redeemed for travel with the CSR. 25 cent (CSP) cent redemption rate for Chase Travel bookings or to transfer UR points to airlines/hotels transfer partners for higher value, you must have a CSP to do both. At that point, my FICO 9 was at about 740. Get online and mobile banking support, or help with your account. Remember when you cash out on spend - you forego the points gained on that spend and right now for groceries that's 3x points. Call Chase and tell them you want to downgrade to original Chase Freedom Visa with Ultimate Rewards which is no longer available to new applicants. If it has a fixed apr, your chances are higher. foodliner driver pay Chase Sapphire Reserve: 80k points bonus. Costco citi card gives 3x points in travel + 2% for Costco executive. You’ll find it hard to get approved for the card due to the type of income you make. If you transfer the points (combine points it says on the app or when you log in on a computer) to your chase sapphire preferred, you can use the points for "pay yourself back" which effectively gets you 1. I’ve read there is currently a 70k points offer available in branch, is there any way of getting that same offer from an online app? Or is in-branch the way to go? In branch is the only way. trailer parks that rent trailers It was a reloadable Target debit card that acted like a RedCard, giving you 5% back at Target. There also don't seem to be problems with people who have product changes Freedom's to end up with multiple Sapphire's. One of the phones in the family started to have issues with the battery. i havent really traveled much but would like to in the future and figure the savings/rewards towards that would be beneficial. You can start the clock on the sapphire bonus now. This is par for the course for this site, and exactly why people who know have a very unfavorable opinion of them. I’ll go in-person to a branch to check for offers, never done this before as I do everything online, but it sounds like there are some potential offers including preapproved that are not visible on the chase app. Before applying for a new CC you should pay down your current debt and get your credit utilization in place. Is this across the board at all . 5 years ago) WF Autograph (2k limit, opened 0. You must redeem 60,000 points to book $750 in award travel. Which card to use for Costco travel ? Citi Costco vs Chase sapphire preferred. I did just open a checking account with Chase last night. The VX has much more benefits than the CSP, while being at the same 1st year effective AF (395-300 = 95). My Experian score and from the denial letter was 701. I was wondering the same for Reserve. The 90k in branch is not nearly as good an offer especially considering you have other MSRs to reach. 70k income, and I have a Chase Checking account. Additionally, only the Sapphire Reserve card will provide coverage for a medical evacuation. Technically, if you hold a Sapphire card, you cannot apply for a new 2nd Sapphire card. The only eligibility rules are: no open Sapphire; no Sapphire SUB in last 48 months. Rental company held on to my $1500 deposit until the repair was paid. It comes with a $95 annual fee and good benefits. I got approved today for the CSR with 10k limit and 30k income 764 score. In that case, $7 for 80k points is really great option for people who struggle to meet the minimum spend. I opened a checking account with chase as well, but I don't believe that had any impact on the larger sub offer. Most of my expenses are on dining and I take a couple big trips per year. If you looking for general/overall cashback card, then CSP is definitely better and has more perks with lower annual fee. Terms & Policies Go to CreditCards r/CreditCards • by Momentum313. I just got a sapphire preferred to get the the 80k points in July 2023. Next year you can upgrade to CSR or downgrade to Chase Sapphire/Chase Slate as you wish to avoid paying AF, but . The difference of $205 in AFs and 80k SUB points (worth $1000 with CSP) or 50k SUB points (worth $750 with CSR) will determine which card is worth it in the first year. Update: Some offers mentioned below are no longer availabl. After 366 days, cancel the Platinum and Green cards. How to get Chase Sapphire Preferred 80K-100K Points Offer. But a friend has been raving about the Amex Platinum recently. * Earn 3x points on dining at restaurants including eligible delivery services, takeout and dining out. For example if you spend $25,000 you’d earn 2,500 bonus points. 60k Points after $4k spend in 3 months. I have a plan to hit the spending threshold. While you don’t have a sapphire, just accumulate points until you get transfer partner access again in 48+ months. Debating on accepting a “pre-approved” offer through my chase banking app for a sapphire preferred. This is true of cards like Amex Business Platinum, Citi AA, Chase Ink Preferred, you name it. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Any other monthly-billed services that have an annual option, switch to it. Chase Sapphire Preferred is still a great option, though, and it’s good for travelers who want a lot of value upfront. Chase Sapphire Preferred - Approval Odds? Card Recommendation Request (Template NOT Used) Received a referral from a friend. Bank Of America Customized Cash Rewards Not Offered Not Offered 21. It'll cost you an extra 1/24, though, unless one of the following happens: the first never appears on your credit reports; you convince the credit reporting agencies to remove it. higher sign up bonus of points that can be transferred to rapid rewards 1:1 2x points on all travel, not just southwest, and points are worth 25% more through UT portal primary rental car insurance which comes in handy when traveling $50 annual hotel credit through UR portal. Chase Sapphire Preferred 5/24. They have a bigger lounge network than Chase (priority pass + plaza + centurion + delta). Here is the process assuming the card owner has credit that will qualify him or her for a new Sapphire SUB and it has been greater than 48 months since the last SUB, NOT CARD OPENING DATE!. r/CreditCards • Credit Karma: "A new card could help you increase your available credit" - Ignore these BS spam emails. harris county active incidents Although there are many ways to cover the difference amongst the different earning categories, assuming a basic 1x spend, you'd need to spend $182k in the first year to have the. Wanting to get a CSP as I have a lot of travel planned in the coming months and want an elevated SUB. And In the mean time open a checking account with Chase to build a relationship. 250 fee, but 90k points + $200 statement credit sign up bonus. Chase Sapphire Preferred Limit - $10,000 Income - $157,400 Utilization - 12% r/ATT stands with the Reddit community in protest of the API changes. The $550 annual fee is comparable to the $95 I pay now because I would make use of the yearly travel credit and Lyft and DoorDash subscriptions. sean ganzhorn obituary 3x on Dining/Streaming Services/online grocery (excludes: excluding Target, Walmart and. FICO score: ~780 across 3 major credit bureaus. Last week, Chase rolled out a brand new 80,000 point offer on its most popular travel rewards credit card: The Chase Sapphire Preferred® Card. If you apply — and are approved for — the Chase Sapphire Preferred ® Card, you can earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. i do see some of the different categories of exchanges. I'd 100% be behind AA Biz over regular Aviator, then get the CSP purely because of the absurd 100k SUB. My plan is to downgrade CSP to the Chase Freedom Flex (CFF), and then apply for CSR. Read about the Chase Sapphire Preferred® Card to understand its benefits, earning structure & welcome offer. The Chase Sapphire Preferred card’s great travel and dining rewards, everyday bonus categories and annual bonuses make it one of the best — if not the best — travel cards with a $95 annual. $300 travel credit, $15 Instacart, $5 DoorDash, global entry, lounge access, all of the travel insurances. Direct Link Let us know if it works for you. I applied and was approved for the chase sapphire preferred card two days before the sign up bonus changed from 60k to 80k. I know all the differences between the perks, benefits, and bonus rates. The Sapphire Preferred Card is one of the best rewards credit cards with an annual fee under $100, with a generous welcome bonus offer of 60,000 bonus. View community ranking In the Top 1% of largest communities on Reddit Does the Chase Sapphire Preferred still have 5X points on Lyft with it's new 80K SUB? I'm curious about this as I live in the city and rideshare is one of my big spending categories. This option may be worth a try if you’ve recently resolved any issues that may …. (this was "broken down" by taking both of their promo deals and dividing the cash amount (750) by the point values that were given (60,000 vs 75,000. Idt so based on the fact they do targeted 100k. Unless it's gone up in branch since last Thursday. Hi all, Booking done travel on Costco portal worth 800$ dollars. For the quadfecta, add the Rewards+ (no Chase equivalent) for …. Without considering the new mortgage, my FICO score ranges between 770-800 depending on who you ask. Obviously use that if it's available to you. Neither card charges a fee to add an authorized user. Use points for stays at places like the Park Hyatt St. People who applied and got 2 new Sapphire cards before Chase enacted the 'One Sapphire' rule are fine. Reddit iOS Reddit Android Reddit Premium About Reddit Copy link Embed Go to CreditCards r/CreditCards • by wireddifferent420. CSP for travel and restaurants, CFU for everything else. The Chase Sapphire Reserve’s elevated welcome bonus is for 80,000 bonus points after spending $4,000 on purchases in the first three months from account opening. VX is a keeper card in most wallets. If your interested in getting into the chase ecosystem besides the cobranded cards its a great idea to get it now. Willing to take anything 70k or above :) If you have referral links for Chase Sapphire Reserve for 70k, 80k or 100k please share. The reasons stated for rejection were. It's a travel card, which means it's used for travel and non-USD (no FTF). Hi Everyone, just got approved for the CSP in Branch for 80k points, AF waived first year, $50 grocery credit, expedited shipping. There is a Chase Freedom to Sapphire Preferred upgrade offer that is going out to some targeted card holders. So like $120 if transferring the full $4K. charlotte pudding fanart I'm debating between the two as I have nearly $8,000 worth of travel spending coming up, and I want to set up the Chase Trifecta (on top of the Amex Plat/Gold combo). The high amex offers of 90K and 150K are still there and they will very likely give you an actual instant card number to use after you apply. For a reasonable $95 annual fee (assuming yours isn't waived the first year), you'll enjoy a 25% points bonus for travel booked through the Ultimate Rewards portal, 1:1 point transfer opportunities with 10 airline and three hotel loyalty programs, no foreign transaction fees and much more. I went in branch and was offered 70k. We only allow one Reddit account per person. Has anyone heard anything about chase bringing back the 80K or 100K bonus points offer for the Chase Sapphire Preferred card?? I see a lot of other cards offering promos but not chase. Should I get the Chase Sapphire Preferred? I just recently received a "Pre-approved" invitation from Chase to apply for the Chase Sapphire Preferred Credit card with a 100,000 point bonus if I spend 4k within the first 3 months (which I could easily do). The first year annual fee waived showed up on the rep’s screen when he pulled up the card. If you are able to find a 100,000-point welcome bonus offer after you've applied through the 80,000-point offer link, the best strategy is to save the URL and take a screenshot of that page. In reality this warranty turned out to. Currently, new applicants for the Sapphire Reserve will earn 60,000 Chase Ultimate Rewards points after spending $4,000 on purchases in the first three months from account opening. Please include date you signed up and if you happen to know if all branches participate or if it's selective branches. How often does chase give a bonus on CSP of 80,000-100,000. Sounds obvious but sometimes the link title and the actual page that opens through that link are different. ( just got ) I pay all my CC's in full every month. I spend 200-250 a month on groceries/food and that's pretty much it. While this bonus is worth less. Side note, if so, there's a better offer if you go into a Chase branch, adding 10,000 more UR when you spend another $2,000 over a 6 month period (or, you can think of it as $2k over the 3 months following the first 3). Affinity cards are generally pretty well isolated from the card provider's other lines of credit. Increased Offer! Hilton No Annual Fee 70K + Free. My SavorOne credit limit was increased this week though to $6,000, bringing the total to $8,800 in credit line. I wasn't expecting that at all, but did say I wanted to cancel instead of downgrade to see what they would offer me. 00 annual fee and you'll start with a $800 sign up bonus. 60k to 80k chase sapphire preferred bonus. Data Point Went in branch for the 80k points - 3 months/90k points -6 months SUB and got approved! Approved for 10,600!. Discussion Still worth to get a chase sapphire preferred card? Look like I missed the 80k Bonus and now the bonus is 60k, but I do have plans to travel this year. So let me list the benefits that Costco card offers since they don't do a lot of advertisements like Chase Sapphire Preferred: No annual fee. No other loyalty program (airline or hotel), or even any other credit card program's points, can get you such good redemption values for both economy and aspirational travel. If I redeem the points through Chase Ultimate Rewards, this would be a $1,250 value. how to unlock benny's in gta I've been using the chase freedom unlimited card for around 4 years now along with a Costco citi card and a couple of other store ones. Booking directly will count as general travel, which is 3x. So I got 80k points and I want to know the best way to spend them I don’t plan on traveling so any of those options are a no go but I have 2 options showing I. The rewards are completely separate, as the Amazon Prime Reward Visa does not participate in the Ultimate Rewards program. Still, Sapphire Reserve can be a better choice for some high-spending frequent travelers. The Chase Sapphire Preferred Card's 80,000-point sign-up bonus is only available to new cardholders. Pros of Chase Sapphire Preferred: 60,000 bonus points. Chase Sapphire preferred; 80k bonus in app, but not in branch? Can't waive annual fee? I just noticed the sign up bonus yesterday in the . Thrive Market counted as US Supermarkets 3x for me on Oct 21. Cancel one or both a year from now. So you're at almost $400 opportunity cost to get the higher bonus in branch rather than getting the 60k points offer online. Received Chase Sapphire Preferred pre-selection offer. If all your spend is generating UR points, having the CSR will make all your points worth 1. Earn 2x on other travel purchases. This lets you earn Hyatt points which are widely considered the easiest high-value points redemption. From SLC (Salt Lake City) to UIO (Quito). Chase Sapphire Preferred -> I just missed out on the 100K pts intro offer. Assuming spending enough on travel to get the $300 travel credit for the CSR, then the AF's for the two are 95 and 250. While that’s less than some premium travel cards charge, including the higher-end Chase Sapphire Reserve®, you. In year 2 or 3, they could product change to the Chase Freedom (a no annual fee card that you can earn rewards on. The sign-up bonus for the Sapphire Preferred varies, but right now, it's pretty great at 60,000 bonus Ultimate Rewards points after $4,000 in spending in the first three months. Also, the CSP has some pretty good point multipliers if you go to restaurants a lot, do your grocery shopping online, or have online streaming services like Netflix and YouTube TV. I hate the 5X points on rotation. Well the card earns effectively 3. She has no credit cards with chase, nor does she have any intention . A credit card PIN is similar to a debit card PIN. I applied and got approved for the CSP credit card on June 1st. Just got a pre-selected offer for the CSP with 80,000 bonus points and want to know if it would be worth getting? The perks of the CSF sound . Posted by u/LechePrim - 1 vote and no comments. The Series 7 Exam Subreddit is a professional community of Reddit users focused on the passing of the FINRA SIE Exam as well as FINRA. Card Recommendation Request (Template Used) Current cards: Chase Freedom Unlimited, Chase Freedom Flex, Affinity FCU Cash Rewards. Hey guys Curious on others' thoughts on what would be the best travel credit card to apply for given the current state of both cards. The Chase Sapphire Preferred® Card is the winner over Chase Sapphire Reserve®. 25 (PYB or travel) = $225 - $95AF = $130 earned per year. I'm not deep into the CC game, and I'm struggling to understand the hype behind the chase sapphire preferred card. Does anyone know if the 80k offer can be targeted or any other way to receive that over the 60k?. Just wanted to note here that to my surprise, I got a retention offer of $150 when I called to cancel today after getting the Venture X. Was just approved a few minutes ago. 80k Sign up Bonus for Chase Sapphire Preferred. 80k is a strong SUB, standard is 60k but they may do a public 80/90k offer in the spring. Chase 5/24 status: 1/24 (I think?) Income: $120,000. commercial rental space craigslist The Chase Sapphire Preferred card earns flexible Ultimate Rewards points, while the Hilton Surpass card earns valuable Hilton Honors points. I took a chance and mailed the offer in. Until then eligible new cardmembers can earn 80,000 bonus points after spending $4,000 on. 59 x 64 blinds Chase called today and asked if I had applied and said to hold a moment. You can register a sole proprietorship at IRS website for no cost in like 15 mins. Edit: I just created a new link. I opened Sapphire preferred cards in May 2021 when they offered 80k points. Anyway to still get the Sapphire Reserve 80K offer? The holidays got the best of me and I missed the last day of the offer (yesterday). I was in Iceland with a Chase Sapphire Visa. In this case, you would apply for the CSR, and then the day after being approved for it, apply for the CSP. It is important to pay them in full and on…. I wonder if this is guarantee approval. This is up to you but Chase seems to …. 60,000 for $4,000 in 3 months and then an extra 10,000 for a total of $6,000 in 6 months. Or check it out in the app stores Home I'd like to catch that 80k bonus and keep that card just for restaurants and some travel in the future. Particularly if your using the Chase Trifecta, the Sapphire Reserve is the best option for you if you want the best travel card, with lounge access & travel protection. Always been very good with paying the full balance every month. 25 cents per point when redeemed for travel through Chase’s travel. Chase referral links can be a little behind in changes. Otherwise the freedom unlimted paired with either sapphire card is a good match. 5% back, all with no annual fee. I'd take it now and start your 48-month clock towards your next Sapphire bonus! This is a very common question, and the common answer is that no one knows if/when that 100k offer will return. 25% and the 5% rotating categories become 7. Hi! I'm thinking of applying for the CSP to take advantage of the 80k-point intro bonus. As long as you’re not over 5/24 you should be good id say. As long as you use the travel credit the AF is only $250 but you can offset that (DashPass and $60/year DoorDash credits, $25/year Global Entry, $15/month Instacart, 15% off Lyft, and Priority Pass). I'm currently a student, I heard about. Without a doubt, the Chase Sapphire Preferred is one of the best travel credit cards available. Chase Sapphire Preferred Offer. Your auto insurance covers liability (the other car), property damage and medical. It's a great card and I've held it or the Sapphire Reserve for probably 6-7 years or more. If you have questions about your services, we're here to answer them. Let’s continue this Chase Sapphire Preferred review by looking at the six best perks. My wife currently has the Chase Sapphire preferred. sword art online alicization lycoris best weapons The cards take a week if rushed. $550 AF but that is offset by the elevated SUB and $300 travel credit, plus you can potentially double dip on another $300 credit next year before you downgrade to CSP/CFF/CFU. However, a card I own, the savor one card gives 3% back on dining and grocery in general (doesn’t have to be online) AND it have NO annual fee. Therefore, AFs aren’t always a bad thing. But if you have CSP or CSR AND it has has been more than 48 months since you last received a welcome bonus, I’ll explain what you can do to …. (ht FM) Update 3/21/22: Looks like it might be available online starting 4/14. r/CreditCards · Sapphire Preferred Retention . But I don’t really care about the hotel credit. Signup for the Chase Sapphire Preferred and get 80,000 points after $4,000 in spend within the first three months. With the bump in annual fee recently, it's not as value driven as it was, but the two main perks I use are $300 annual travel credit, the Door Dash Pass (although I probably don't order enough. Just sharing in case someone os thinking. perkins auto paducah Look at the referral threads here, you'll see they all have the same "apply before date". The easiest way you can reach the Chase Sapphire Preferred customer service is by sending them a secure message online or by calling them at (800) 493-3319. I'm waiting for the 80k bonus which has typically happened in the past few years around late March to April. For however long you are waiting for the SUB to be whatever it could be, you’re leaving money/spend on the table. I felt slighted and called chase in case and they said there is nothing they could do Reply reply More replies. I don't think you have very good chances with Chase cards atm but you can probably get whatever you want from Amex, in my experience. My concern is velocity and pre approvals aren't worth squat, they're marketing gimmicks. The Sapphire Preferred is billed as the best travel card but it's only 2% on travel and dining. I will be studying abroad in ~4 weeks and will be booking numerous flights, so this seems to be. I am currently planning a Europe trip getaway for sometime in the last quarter of this year (2022). At rare, irregular points in time, the bonus has increased to 80k points, and at even rarer moments, we have seen 100k points as a limited time offer. 75x on dining (Cap 1 SavorOne gets 3% on dining for free). Effectively making the annual fee $5 (if you use the credit and points). I have not paid for the rental yet, but my Chase Sapphire Preferred card is on file for the rental and I'll use it to pay the full amount currently listed on the reservation. I got a targeted offer in the mail for the Chase Sapphire Preferred with an 80k SUB. Not if you aren’t traveling enough every year. We chose 100k since it was worth more but just go and check in the branch. I am looking at the World of Hyatt and Chase Sapphire Preferred cards.