Myfico Credit Card Approvals - Capital one savor one approval!.

Assumed I wasted a hard pull on EQ, but no biggie because 2 …. PayPal Cashback Mastercard Approval. Is your credit card giving you the perks you want? Browse credit cards from a variety of issuers to see if there's a better card for you. Immediate credit of $1000 was offered while shopping online but I waited until the card arrived and it was $7500. 2% cashback, soft pull only, early pay (pay entire balance within 2 days of statement date to avoid interest) The Bad: 15. The Custom Cash for example has been a popular card to convert to. Well I Joined BMO 3days ago opened a checking and the next day i decided to apply for a card even tho im interested in the PLOCs But i know the underwritting is different so i choose to Build a relationship first by going for their Platinum Mastercard. I have a 10k MC from them Well I guess not yet. Congrats! To get the statment credits: "The amount of your statement credit will be based on the purchases you made on your AT&T Points Plus account during the billing cycle. Best for no annual fee: Wells Fargo Active Cash® Card. I went ahead and applied for PayPal credit today. Discover 6000 Apple 2000 Mission 1500 Mercury 1250 Merrick 1000 doubles - 6543744. Decided to bite the bullet and give it a go, seeing as this is the first time in 8 years since they offered me something (1st being a secured visa, upgraded 4 years later to an unsecured). Approved for the BCE with a low limit of $1,000. Goal Cards: Chase Sapphire, WF Autograph and PenFed Platinum Rewards. 23, the new FICO 10 model, which. Hi everyone I received what I think is a nice approval so I’m posting about it with datapoints that might be helpful for others. Instant approval, but I'm disappointed in the limit. It said he was "already approved for the Chase Freedom Unlimited SL- $2,000. @Anonymous wrote: i just applied. Build your credit score, get some cards with $5,000+ limits, and then maybe. Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640 Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812 Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850 All FICO ® Score products made available on myFICO. I know this card can have potential and with it being Saks, it kind of needs a high limit to not max it out in a small trip so I am curious what you all would recommend for a plan to continue have cli success with this card. I stepped away from credit for about 18 months and I'm surprised to see them amount of hoops that one is required to jump through for approvals from credit unions. They barely approved you for 1/10th what you need for the CSP. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Around 2017, I lost my job which led to a number of charge-offs to hit my credit report as I couldn't pay them back whatsoever. I was given a pity approval at $1000 when the card launched, and transferred $700 in unused CL from my Active Cash card. I did neither and left the screen as is while I immediatley called the underwriting reconsideration line. You should try WF while you're on a good streak 😎. Re: Two Bank of America CC Approvals. Hey MyFico Family!! Just wanted to share my story of my Chase journey today. †Advertiser Disclosure: The credit card offers that appear on the website are from credit card companies which myFICO …. I then asked if i got approved for the dillards amex or the regular dillards. FICO 8 EX 815 TU 812 EF 822 Discover IT Opened 9/1990 CL 19,000, JC Penney Opened 10/2008 CL 4700, US Bank …. Let me see what this card can do. Well, despite my 667 Equifax Fico 8 Score (according to Citi) I was immediately approved. 2 days later (today), I receive a pre-selected offer for a Rate Advantage card from USAA. So I called recon and they wanted to verify my identity. A secured credit card is just like a regular credit card, but it requires a cash security deposit, which acts as collateral for the credit limit. If you've opened five or more credit cards in the past 24 months, a card issuer who enforces the 5/24 …. And if your landlord doesn't accept online bill pay, Bilt will send a check on your behalf, without any cash advanced fees or anything of the sort. Two reasons I got this card: 1. This makes my fourth approval in 8 months. Apr 20, 2023 · Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus Total Revolving CL- $204,500 | Order of Opened Cards Delta SkyMiles Blue- SL-$1K | CL- $22. DP: No credit card apps since VentureX in November 2021. Opened nRwards Card in October 2022 ($2k deposit -- PIF each month) Every Day Checking with $3k Direct …. Patelco Credit Union "PURE MASTERCARD" $10,000. It's rare that an AF card is cancelled, so you will be fine. I remembered that I had locked my TransUnion credit report, so I immediately unlocked it, entered the full 9 digit SSN, and waited for the application to process. After I got some great advice on here i decided to apply for the PenFed Gold card. 5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K. Ally Platinum MC: $4,300 | Amazon Prime Store Card: $3,100 | Apple Card MC: $2,750 …. No SUB but offered 0% 18 months on new purchases and balance transfers. all my debt falls off and i have so many cards now. I had some old authorized user accounts on Equifax. Navy Federal Flagship during Credit Rebuild. Lastly Apple and Cap 1 Platinum in Feb '22. I was approved for a Fidelity Rewards Credit Card, but the limit is only $2k. Experian Fico 8 759, Fico 9 769, they listed my score as 742. 5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37. I started a savings with PNC back in March to get into their products from the west coast. I decided it was worth the HP …. I just got my 2nd in the same week today. Said I needed to call number and give them reference number and code 26. Establishing a positive payment history on a new cre. 9 interest (Has anyone ever been offered 8. Today I was looking at venture x card and from what I read, they pull from all 3 bureaus. Went for the last card I have been eyeing in my sprint back in with Amex, the Charles Schwab version of the Platinum. Long time lurker but just joined. Mission Lane $750 and River City Credit Union unsecured credit card $500. I opened up a checking acount earlier this week with a $100 SUB and deposited enough cash to immediately qualify for Platinum status in their Preferred Rewards program. This article brings to your knowledge the best credit cards currently available for a frequent. CREDIT CARDS *** FNBO Credit Card - (Experian Fico 9) - Shows prequalified amount and APR Most of the personal loan companies offer pre-approval via Soft-Pull - Didn't add them because otherwise post could be moved to some obscure corner of this …. Re: FordPass Rewards Visa by FNBO. Getting membership was simple enough. Was scared because I got shot down for another Amex card prior. Re: My first approvals thread! Amex. Credit cards offer various incentives to their customers in a bid to keep them loyal. Apr 6, 2023 · Re: Simon Amex (Cardless) - approved $7000. Verizon Visa Approved (But small starting line of credit) So I needed a new phone and I was wanting to switch service to Verizon so I went in the the store and gave the lady my info and she said Verizon said I could spend up to $2,500 on a new phone. I filed for Chapter 13 in July of this year and decided to not waste any time rebuilding my credit. DCU credit card approval! Hey guys! I applied for the DCU ( Digital federal Credit Union) platinum card last Friday. I received my very first pre-selected mailed today in the mail from Citi after having burned them in a CO some years ago - 2018 to be exact. Re: Fidelity Rewards Visa - $25k Approval. Re: American Express Green Card, pre-approved. Saw very good odds on CK, figured hey, couldn't hurt as only have a few inquiries, applied, instant approval for $7400 CL @ 16. 2 Amex Business Card Approvals! I haven't posted on the forums in a while and I always come back saying this but life is busy but in my journey I managed to snag 2 new AMEX Business Cards. WF said they needed to verify my ID, so I went to the branch and submitted my drivers license and 2. Within a month I paid it down to 5% increased my score 80 points. Congrats on your UPGRADE Card approval. 99% (FELL BACK IN MY CHAIR) Location: West Coast. Overall available credit before approval: $160k+. Last approval was for the Citi Premier on Dec 26 through manual review. BOA: Customized Cash Rewards - SL $500, CL: $1,500; Chopping Block: Capital One: Platinum MC - CL: $600 (they won't give me a CLI); Credit One: 2 cards with $1,500 & $2,200 CL. This is one of my favorite cards. Advertiser disclosure Congrats on your approval! My Apple Card (2% Apple Pay, sometimes 3%), Discover Card (1% or 5%), and SoFi Card (2%) are my international travel cards (all no FTF), but domestic travel is standard category. Was wanting a good cash back card and this isn't bad. 5% cash back 16%apr 5k CL (credit union) Visa 1% cash back 14% apr 1k limit (credit union student card) 7 year old account. All my other cards (Cap One, Amex, Chase) are in the 15-40k range, so I was a little bummed to have wasted a HP on Experian for that small SL (score 727 at. Currently have credit limit $62,250 and seeking to achieve $100k credit limit by the end of this year. Super happy with an approval finally. Looks like they used the same HP from Experian bc I have it locked. The main benefit is 0% interest for up to 21 months, as long as you pay on time. Just a heads-up for others that might be interested in applying. This was my first (and hopfully last) Citi card. TU Inquiries: 9/6, 26/12 (not INQ sensitive!) TU Utilization: 19%. Both applications went under review. I'm a little worried over his approval odds, however. Discover IT $17k / US Bank Ace (VSig) $13. I did it! PenFed Approval! Well, it's been quite the journey - so this is an approval thread and a special thanks to the MF community! I found and joined MF early this year and read my arse off. 2 room studio apartment for rent I intend on using it for 5% cash back on utilities and cell phone protection. I've worked mine up to $30k - Don't remember my starting CL, but I think it was lower than yours. I haven't applied any personal credit cards since the app spree back in Jul 2022. Many of us were disappointed at lower-than-expected starting limits relative to our credit profile. I just signed up for myFICO and my scores are as follows: TU -715, EQ-711, and EX-728. Scores can be delivered almost instantaneously, helping lenders speed up loan approvals. I can tell you fromexperience that wells Fargo credit cards can grow fast to large credit limits. The same day as the BofA decline I applied for the new Wells Fargo card from an offer i received. keep rebuilding as I did it! Best wishes. After it did it's thing, I got an offer for $17. eat me out gif I wish they told you the projected starting limit like the Apple Card and FNBO pre approvals do! That would help with the final decision!. Re: Chase Freedom Unlimited - Recon - Approved. Also over a decade ago in my early 20s I made some big credit card mistakes. Bank of America-BankAmericard-$19,000 S. Good morning, y'all! So, I have lied to myself and to everyone here. About 10 inqs, just opened BoA cash on Sunday, and had three new accounts in December 2016. There are alot of Whole Food stores where I live, so 5% off there is also enticing. Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640 Current FICO 8 Score in …. Applied and was approved for Flagship Visa SL $25K Total for my 2 cards currently $50K Hard Pull notified in Mission: Credit Confidence, Transunion HP confirmed. Decided to apply for two of my goal cards on 7/27, the AMEX Platinum and the. The cards we feature here are …. Nordstrom just bumped my credit limit from 1,500 to 2,000! I've been rebuilding so this a huge deal to me. Posted last week about being approved for the Citi Simplicity with a $5k SL. Hello all, I just got accepted in to Navy Federal today. May 25, 2022 · Re: SoFi Credit Card Approval. I am still in shock about the approval. I was just pre-approved today for an auto loan with Interior FCU and they pulled EQ Fico 9. Longer version, I had no FICO score in early 2019 on TransUnion and Experian, since I didn't have any accounts on them except a couple of utility derogatory items. If you've been approved for them, they're going to appear in your report. I'm hoping it'll graduate on time considering I am qualifying for unsecured cards now, and my score increased over 100+ points since Jan 2023. We live in a world where credit is everywhere. Since it is US Bank, I didn't think I'd get approved, let alone for $6500 and a 14. May 11, 2023 · KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $33,000 /. You've been approved for the Navy Federal More Rewards American Express® card!You can expect to receive your new card in a plain, white envelope in the mail in 7-10 business days. Re: Capital One Savor One Approval $300. tripadvisor jupiter fl Nevertheless I would dump the Surge and Avant cards, due to the annual fees. Re: AAA Signature Approval! congrats on the approval. USAA, CITI and AMEX were my white whales. (pc'd from SkyMiles Platinum back to Blue) Delta …. Congrats on your Citi CC approval 🎉. Just applied for the new unlimited cash rewards from BofA, since they had not given me a cli on my customized cash rewards since my sl of 3,500. I ended up applying, fully expecting either a denial or a $500 lmit and they drop the SUB. Fidelity rewards/Elan financial approval😡😔. I went to EQ and froze report and applied30,000 SL! Disco 8,000. I was approved which I am super stoked about, but I am a little bummed my credit line is only $4,000 - the lowest of all my cards. Considering this is my 8th credit card …. It's automated and asking a lot doesn't hurt you. Got approved at 8k on the CC and 7k on the LOC. craigslist wesley chapel * Credit Card Approval Details. Hey, at least it wasn't $500 given your overall profile and knowing how TD Bank rolls sometimes 😬. Welcome to the forum, and congratulations on your BCU card approval. I was approved for a $3,000 credit limit and 17. Re: $20K USAA Approval - Now I Have Questions. By clicking "TRY IT", I agree to receiv. kemono party azeru Had a targeted email offer for $150 sign up bonus, which was nice, but really got it for trying to consolidate things. 5k! But Hello everyone! So I recently had applied for a Bank of America Customized Cash Rewards credit card a few weeks ago, waited for the outcome, but only to receive a denied application and the subsequent denial letter. AOD was my lowest at $5,000 but all my other cards have 5-fig CLs. Marcus GM Rewards MC ******Approval. auto typer for nitro type extension Chase Sapphire Preferred: $5000 SL (minimum limit) APR: 20% (Range 5. Decided to take the plunge and start a relationship with BofA. Received automatic gold status in the rewards program with card approval. I got an email to call and upload my DL. I spent about $800 so far & made about $250 of early payments down on those purchases. Applied for a credit card and LOC. Get credit scores, credit reports, credit monitoring & identity theft monitoring in one place. Looked and it was from Citadel CU. When I Pre-Approved for all 4 Truist cards back in March I was at 4/6, 7/12, 10/24 (broke down further 1/30 days, 4/4 months) so close to yours but no where near all in one day like yours. Applying for a PAN card can be a crucial step in establishing your financial identity. I didn't receive any notice it was approved. It's done by mail so of course you wouldn't have heard back yet. Before you apply for a new card, know your credit score. While some experienced borrowers worry about how many credit cards, others have different priorities. Got approved immediately for $5600. Our points-obsessed staff uses a plethora of credit cards on a daily basis. Credit scores — you have many — are one of the most important factors in a credit card issuer's decision to approve your application. Comenity AAA Daily Advantage Card. This morning I recieved an email below. Have a Fico 8 of 840, 0% utilization, income north of $225k. Re: US Bank Altitude Reserve Approval! Congrats on your approval! So they pulled TU for you. That'll be my highest CL at what I'm pretty certain is my lowest. I didn't expect such a high limit, but I'm thrilled to start a good relationship with NFCU! Pulled TransUnion. My Fico score was 800 and dropped to 790. 15 months intro 0% APR on BTs and purchases. 5 times higher that my current highest limit …. I'm late joining the WF Autograph train so I'll make this brief. Got Approved for SL of $15,000. SOCKDRAWERED FNBO JEEP CARD $7700/ WELLS FARGO ACTIVE CASH. Advertiser disclosure So I unfroze TU and EQ and pulled the tigger, after the longest 30 seconds of the application processing, I was APPROVED! $23. Consumers can check the status of a Capital One card application by contacting the toll-free number or by viewing the instant approval status online at CapitalOne. It's the recent new accounts in the past 12 months + the inquiries that may not bode well with UW. I recently stated - after my most recent July, 2021 Capital One credit card approval - that I am going to garden until August, 2022. 90% of top lenders use FICO Scores. After that, I put freezes on all of my credit reports to dissuade me from applying for cards It apparently didnt work!. In some cases, that’s not such bad advice. Congratulations on your Fidelity Bank Visa Platinum approval! Current Cards (in order of approval): Current FICO 8 | 9 (February 2024): Credit Age: Inquiries (6/12/24): Banks & CUs: Message 8 of 15. After submitting the app including the number provided on the mailer, I got to a page …. Costco Citi APPROVED!!! Hi all, New to the forum but excited to share some great news! I have been in rebuild since January '21 and have kept all cards at a $0 balance since paying statements in full prior to close and limiting my inquiries. Instant approval 6K limit @ 17. So last week I apped online for the Rooms to Go card issued by Synchrony. Capitalone Secured: $1000 deposited @and $0 fees. GL! @UFGuy2006 Im so worried about getting a baby limit (which for me is in the 2k,3k, range) Grats on the 20k. That $2,000 was my highest limit card. Was very surprised to receive an approval. CREDIT CARDS *** FNBO Credit Card - (Experian Fico 9) - Shows prequalified amount and APR - https://ww. Thought about double dipping with the diamond preferred again for the 0% purchase APR and 0% BT offer. @ChargedUp wrote: Amex rarely HP's on subsequent card approvals. My FICO 8 scores were pretty low when I applied (585 Equifax, 604 Transunion, 589 experian). 'Less than great' credit caused by my Paypal Credit acount starting to report to the bureaus, resulting in about a 50 point drop which spiked my utilization. Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7. approved for the nfl extra points card by comenity for 9,000. Re: Fidelity Rewards VISA Signature APPROVED. On the words "Pre-approved," hovering over the question mark brings this up: "Being pre-approved means you have met the issuer's strict criteria and they have selected you to receive this pre-screened offer. More details: Card: Capital One SavorOne (regular version for people with excellent credit) Credit Limit: $10,000. -Credit scores were 734 TU / 735 EQ. No idea what version of Experian that is. This leaves me with an available credit limit of $102,128. Not anything spectacular, but welcome. Apr 7, 2015 · Hello all! I just applied for the Patelco Visa Gold and was approved, but with the conditions: Credit Card - Visa Gold Var ($5,000 - $25,000) A signed Patelco loan application is required prior to final approval. KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $33,000/WELLS FARGO AUTOGRAPH $8200 CL /. Re: Choice Privileges Approval. The mistake I made was freezing my CR after appyling and getting the review message. FICO 10: How Changes Could Affect Credit Card Approvals. Discover website said I was pre-approved for their Discover Balance Transfer card so I applied and was approved!! CL $3,000. Jan 29, 2024 · Barclays CLI approval. If anyone on our team wouldn't recommend an offer to a friend or family member, we wouldn't recommend it. Experian credit score was 734 at the time of the pull. Last week I checked to see if I qualified for any pre-approvals on Regions Bank's website. DPs are 788 EQ 9, 11 inquiries in the last 12 months, and 8% utilization. Congrats on your great approval. Card was opened May 15, so two days shy of the 6 month mark. 5k, Dell Biz Revolving $15k, B&H Photo, $5k. First Comenity card, they might be coyish at me. Having no foreign transaction fees too is a strong plus. wainwright unit tdcj Given it never went to collection, then your chances of getting back with them is much better. Bank Altitude Go Visa Signature. However, i do know that Penfed Credit Union seem to use Equifax almost exclusively for approvals. Congrats on your Ally Unlimited Cash Back Mastercard approval. Re: Discover It - Approved! congrats on your approval. Approved at 20k which was surprising as I have a Quicksilver at 1100 that hasn't had a CLI in 5 years. To my surprise I was just approved for the Amex Gold card with 90k sub after 6k in spending in 6 months! Data points are as follows; Tu - 6745950 - 2. HelloI have a 780 credit score and 23 credit cards. Congrats! FICO 8 Sep '23 EX 755 EQ 765 TU 739. Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion. This Personal Finance board is your place to discuss personal finance topics that don't fit in the other boards. Haven't posted here in a while so wanted to update with some recent approvals. 400% APR** Minimum Payment: 2% of your total balance, or $25, whichever is greater. 0 680) BCU- Travel Rewards Visa Sig $6,000 (TU 685) and a couple weeks later approved for $10,000 LOC. Received a targeted offer in the mail to apply for the Fidelity Rewards Visa Signature card. 99% With this card you will enjoy: Earn Unlimited 2% CASH BACK2 on every purchase. went through the very simple application they did a HP on TU and then got the splash screen "Application Approved" Thank you for choosing Mercury Mastercard® Your application for a Mercury Masterca. Inquiries-6 ( now 7 with the Alliant hp) No derogatory accounts and good payment history. Instant approval!! I applied after 6pm on a tuesday. Everyday when I login to my chase checking account it is mocking me with "You're Pre-Approved" as of 08/10/2022. With the holidays coming up, I decided to run the pre-approval tool just for kicks to see if it would offer the Visa signature version of the card (and I planned to decline the card if the SL were below $5K). Waited to check my updated scores before applying for the Citi Rewards +. Advertiser disclosure Current Cards (in order of approval): Current FICO 8 | 9 (February 2024): Credit Age: Inquiries (6/12/24): Banks & CUs: Message 5 of 15 4 …. Congrats on your Apple Card approval @DoctorManhattan ! Yes an approval is an approval and it will grow. Re: Approved for first Amex - BCE. KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA …. Revolving is a $40 balance against a $10,000 limit (it's a secured card). I hit the Amex pre-approval link and for the first time ever, was pre-approved for the Delta cards. Depending upon the card you want to change from, he card you want to change to, and in some cases how long you have held the current card Citi will permit a product change. I would have accepted if they gave me at least $10,000. So, think im ok for now and probably will stay in the garden another year. I've been a member for two months. 0% interest from NW Preferred FCU. Then at 2 years post bk7 dc i applied for the PCR, approved for 7. I'm trying to increase my amount of cards and diversify them, and I believe having and using an Amex will be beneficial for my credit scores. I don't know if it's an automatic max limit or approved as each time it's used, so take time to read up on it. ] by GZG on ‎03-12-2024 06:22 PM Latest post on ‎04-10-2024 06:23 PM by keekers. They didn't pull my credit til the day after I applied -- which I thought was weird. Advertiser disclosure Current Cards (in order of approval): Current FICO 8 | 9 (February 2024): Credit Age: Inquiries (6/12/24): Banks & CUs: Message 3 of 19 3 …. The 5% cash back on groceries and gas will fare well with me since I commute to a different city daily and am always in the grocery store. This card makes sense for us since we own two GM vehicles and particiate in the GM rewards program. ), and Citibank (legacy card division), BK policies and approvals are very different. Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus. Citi Costco Approval!!! I was sitting on this prequalified offer from Citi for a few days. Card Type: Visa Platinum-Advantage Rewards Approved Credit Limit: $20,000. Turns out they just wanted a copy of a ID. I recently applied for a second Navy Federal credit card. 2018 kenworth t880 fuse panel diagram Citi rewards+ approval! I've been getting pre-selected offers in the mail pretty steady for the last few months. My stats: already have a relationship with Chase with the Amazon Prime card …. Called today, the 2nd, and, "Approved for 5,000. Jan 30, 2023 · NFCU Flagship CC : APPROVED! After spending most of my life being an "all cash" basis mindset, I realized that I needed the options that credit would offer when my Mom died and I was scrambling to pull together money for her funeral two years ago. You could try personal loan for debt consolidation, but that may come with APRs resembling pay day loan. I was interested in the 0% interest for 18 months on Balance Transfers. Wanted to share my experience with Apple Card. She informed me that my SL is $15,800! My rebuild has been going pretty smoothly. I had moved a decent chunk of my limit from the …. Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640. Established Member Mark as New; Bookmark; Subscribe; Mute; Subscribe to RSS Feed; Permalink; Print; Report Inappropriate Content ‎10-16-2020 08:11 AM ‎10-16-2020 08:11 AM. I used the prequalification tool on their website and was "prequalified" for all cards. Because of credit scores: People can get loans faster. I would imagine you would be allowed back, especially considering you were never late with them and you paid them back in full. Hit send and was approved for $16,400. Today I was approved for their Flagship card with a $9k SL! My Data Points: Joined Navy Federal in October 2022. @gdale6 wrote: Pretty good approval, congrats on getting it. Re: Citizens Bank cash plus credit card approval. Question by Rumble on ‎01-17-2024 09:08 PM Latest post on ‎01-20-2024 04:02 PM by CreditMagic7. Congrats! 1/1/16 FICO8 Scores: EX: 407, EQ: 403, TU: 455. from joining,to apping,to actually getting the card mailed. Bank Altitude Reserve approval. In order of easiest (safe) I would say - All secured of course. I've been in the garden for much of the past two years with 0/24 inquiries on all three CRBs. I saw that the MGM Rewards Mastercard gives you automatic Pearl Status and had a $250 sign up bonus for $5,000 in spend in the first six billing periods that's only available to applicants until April 21st. 07/23 - USB Altitude Connect - $2k SL - Instant Approval. We're offered a credit card or new mortgage rate every time we turn on the TV, check email or even buy a new shirt. I have plans to put this card to good use. niagara falls ny zillow Aug 20, 2022 · Now, seriously, off to the garden! My Current Credit Bio. Below are some datapoints for the community: Salary: $175k. Turned out to be web bank in Utah. 3 inquiries from mortgage and car loans. Open Accounts: AMEX Gold Card: NPSL • NFCU Visa Signature Flagship Rewards Card: $20K • NFCU More Rewards AMEX: $19K • Fidelity Rewards Visa Signature Card: $15K (New!) • PayPal Cashback World Mastercard: $15K • NFCU Platinum Visa: $15K • U. Chase Already Approved Decision by Mail!! Last week my husband logged into his Chase checking account and had an offer from Chase. Unlike a debit card, which takes funds directly from your bank account, credit cards essentially act as an ongoing loan from the credit card issuer. Congrats on the approval! I've been considering this card at some point next year if I don't apply for a new Chase card after I'm below 5/24. I am not so sure if I can use it to pay mortgage. I noticed a soft pull on experian with todays date from WF/Dillards when checking my experian report online. CareCredit 5k / Husq $5k / Cap1 QS $4. Had success with Chase recon ( 888-270-2127) for my Sapphire card bringing total SL to 7k! I had noticed a request on my phone …. MyFICO is a subscription credit monitoring service that helps users track their FICO credit score. 99 on purchases in a billing cycle, you will receive a $10 statement credit; if you spend $1,000 …. Improving your credit score is the simplest way to increase your chances of being approved for a credit card. This morning I get the email from Chase stating that I had been approved so I log into the Chase app to see what my limit is, they approved me with a $22k limit, I was expecting $5k at the most. Advertiser disclosure Current Cards (in order of approval): Current FICO 8 | 9 (February 2024): Credit Age: Inquiries (6/12/24): Banks & CUs: Message 10 of 15 2 Kudos †. How It Works switched my direct deposit over, and the same day app for their secured credit card. My Discover is scheduled to Graduate on or after October 16th. Enjoy using your new card! FICO Bank Card 8: …. Total Revolving CL- $198,500 | Opened Cards. The are rolling out 5 new cards apparently. Checking weekly the last few months or so, no offers appeared until 2 days ago. CL is a little on the low side, $7,000. Data points - it was a single EQ hard pull, they did not pull any other CB. This card has been my dream card for about 5 years but I knew I would need to increase my income before I would consider it and I use it a lot. • Updated September 1, 2023 • 4 min read. Read many posts in reddit that it did allow for some, but it didn't for others. Been on a rebuilding journey (in earnest) since the beginning of June. You could call the Credit Services number, 888-574-1301, and see if they can bump your limit or see about approval for the VISA or store card. Re: WHALE CARD 🐳 and personal loan approvals! $6,000 personal loan for home improvement from USFFCU. Mark all as New; Mark all as Read; Float this item to the top;. CHASE Amazon Prime Rewards Visa Signature Card. For the past three months, with no spending. Please expect your card in 7-10 days". The 100,000 UR point - 6383619. I figure I use it some and pay it off each month so I can get CLI action!. Had 9 inquiries, with 2 cards in the last 6 months, and 4 cards in the last 12 months. This is credit card #31, I do carry a balance with some of my cards, overall utilization is little under 30%, my highest CL is Chase Sapphire Reserve at $27,100 , I do have 2 other Citi cards Double Cash and Rewards+, had them for almost 3 years. Bad news: The new FICO score changes could impact the credit cards you qualify for. I have been hesitant for some time about obtaining anymore cards, but I know I would put heavy (for me) spend on this card because of the great rotating categories. BofA Customized Cash Rewards - 03/22 - $2. Navy fed platinum is new haven't received card yet, 7 months on Navy fed Amex, 4 months on Discover it, Navy fed auto loan just got, 8 months Elan financial, credit one 8 months. At the time of applying, I had 12 lates, 2 collections, and 2 charge offs DTI. Keybank Cashback Credit Card, $10K approval! I started my journey of rebuilding my credit with a $300 Keybank secured credit card about three years ago. I was scouring the interforums and seen a post about Justice Credit Union. I had 4 green stars along side 4 different already approved offers. I confirmed 9 ways that I am eligible for the 100K bonus after $5K spend and having the Ritz card does not make me ineligible like it does …. Navy Federal Platinum Approval! Just approved for Navy Federal Platinum Card! I opened my NFCU account yesterday and deposited a total of $50 split between a checking and savings account. 99% APR, I figured what the heck. applied for Macy's store card and got a low SL of $300. They pulled Experian which was my worst score - 735. Store Cards - APPROVED! I always read the posts for advice on here and I decided to apply for a store card since I didn't have one (have Cap1, Household Bank, Credit Union CC). 0/6, 1/12, 2/24 for inquries and new accounts on all 3 …. We origionally got our rings on a 24 month 0% offer for $6,000 then on our 5 year aniversery we got celebration rings which were closer to $7,500 they offered us 36 months 0% if we went over $10,000 I believe it was 36-48 months 0% at …. I haven't posted anything for a almost 2 years. Hopped out of the Garden for a Citizens $100K BLOC Approval So decided to apply for The GM Rewards card (I own a Cadillac Escalade) The rewards are decent + 0% APR for 12 months. why did joan boyce leaving hsn Today for the 1st time being with DCU I saw approval for Platinum Visa and others! Normally yellow button means no HP! Credit Card for 10K - 6154294. Apple $3000 / Citi Doublecash $3000 / Capital One QuicksilverOne $2350 / Nordstrom Visa $2200. 09/10 - NFCU More Rewards - $20K SL - …. So I applied for Chase Freedom Unlimited, I got an approval for $2600! I applied for this card, because of points, $200 cash back when you spend $500 in the first 3 months, and mainly their Doordash discount. USB Altitude Reserve 5/23 - $23. 1/26/20 AmEx Cash Magnet $35k CL, wife. " For some reason unknown even to me, I …. After searching on something else, I stumbled on a post/thread regarding this card and the prequalify site, so off I went to test my luck. When asked what I was looking for in a credit card, I chose Balance Transfer. Told them I needed more for home improvement project, asked for $8K, they countered with $3500 and said to ask for a CLI in 6 months. I spend a lot of time in the "Rebuild Credit" section, as that is what I am doing. DW also applied for their unsecured card on 1/14 and didn't get approved. KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / …. (I had one AMEX personal card approval in 11/21 and one …. Subscribe to RSS Feed; Mark Topic as New; Get your FICO ® Score for free. My goal has been to have credit good enough to get all of the higher tiered cards: Chase Freedom, Chase Sapphire, Amex, Citi, etc. Yes, getting approved can feel like an accomplishment worth celebrating. Congrats on your BOA Premium Rewards approval. Before this approval my available credit (w/o heloc) was 112k (203k including auth user lines). Advertiser disclosure Is your credit card giving you the perks you want? PNC Credit Card- Score needed for Approval? I appd in December with a TU FICO of 670 and was turned down. - No Chase CC preapproved on their preapproval site. Currently, my cumulative credit limit stands at $121,550, with $19,422 in credit card debt spread across two cards, both at a 0% interest rate (part of a debt consolidation strategy). I will be heading to the garden for a while. After researching lots on here, I figured I would be "stuck" at this SL forever. The total utilization on those were $5045. So I finally pulled the trigger around 2 AM haha, and it just said approved but didn't give me a. All scores are over 815, dtr 6%, multiple top tier cards with. I used the card and paid it off each month for about 4 months and yesterday decided to. The main challenge many people with bad credit face when applying for a credit card is having a limited number of good options. Approved for only $500 - I'm sure it will grow with time. I lifted the freeze, Apped and was approved for $10,000😁. Saw an add for the Ross credit card, I applied, was expecting to be given the store card instead of the MC and low and behold instantly approved for the Ross Rewards Mastercard from Comenity with a $2000 SL. Elan "Max Cash" -vs- US Bank Cash+. 736 score, 8 inquiries over 12 months, 0% utilization. Mar 3, 2020 · Please add more if i missed any. My credit history is 1 year and 5 months. tldr I was approved today for a US Bank Altitude Go Visa with a credit limit of $10,000. Instant approval for the exact $8,800 SL. 08/02 - USB Harris Tetter - $2K SL - Manual Approval. I had the Macy's store card for a couple years, but they auto closed it for probably non use last year. Starting with a Self Builder account. tattoo designs skull sleeve Plus the 5% back on streaming services, internet, and cell phon. Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus Total Revolving CL- $204,500 | Order of Opened Cards Delta SkyMiles Blue- SL-$1K | CL- $22. I've just began rebuilding my credit (again) , I was just approved for The discover it secured card. @triplej0718 wrote: Hey I got approved for 25k Chase Business card with 1. Paypal Mastercard Approved !!! 25k. The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. I asked for $4K and it counter offer for $3K. As some of you may (or may not) know, I am VERY Annual Fee (AF) …. † Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation. I entered my information and boom- $5,000 approved ($250 immediately available for online purchases until the card arrives)!!! My card should arrive within 7-10 days!. Musicians Friend instant approval. I submitted an application online last week for the US Bank Platinum card as it was pre-approved on the creditcard. KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU …. They run chexsystems for membership. For that reason alone I've been contemplating getting the …. (My fastest, IKEA is my second) Put a little spend on it hit the CLI love button every 3 months. CU affliated with law enforcement. DPs: recently sold my home due to divorce and now renting. I’ve been rebuilding for a little under two years now and have been able to recently replace a bunch of subprime credit cards and shopping cart trick credit cards with higher quality credit cards. The application came back with a further verification is needed and it will be processed within 7-10 days message. I opened a Chase Checking account online a couple days ago and to make a long story short, they locked my account for suspicious activity and I needed to come into the branch to open a new account. Chase has been hammering me with pre-approval emails for the CSP lately, so today I decided to pull the trigger. I shop at Neiman Marcus regularly and decided to see what the board says about their store card. - TU Fico = 791 (and EQ 792 & EX 774). NFCU Flagship CC : APPROVED! After spending most of my life being an "all cash" basis mindset, I realized that I needed the options that credit would offer when my Mom died and I was scrambling to pull together money for her funeral two years ago. Hello again! I joined DCU a couple days ago and completed my login registration today. Finally pulled the trigger and instantly approved for requested amount of $20k!! Gave them a call in the morning talked to the rep and asked if I wanted any other products …. Re: Wells Fargo CLI Approval With A Soft Pull. 500 with a confirmmed 0% APR for 20 months and hard interest rate of 15. †Advertiser Disclosure: The credit card offers that appear on the website are from credit card companies which myFICO receives compensation. Last Derog - Jan 2017 120 late (5 in the last 2 years, all on the same card) INQ - 4 / 2 in last 6 months with this one included. Bank of America approved me for $21,000. It was also a FICO Bankcard 9 pull, not the score 8. I added another $100 to checking as a reward. While running up credit card debt you can’t immediately pay of. Hello first time here, long time lurker. Meijer Mastercard Approved! I waited until Citi and Meijer made this card available online, then applied, instantly approved, you are given the choice between the store card version and Mastercard version, I picked the Mastercard, terms are the same on both, approved with a $2,000. I plugged in the required info and boom. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Holy smokes! That's one heck of a SL! Well done on an impressive approval! FICO 8 Sep '23 EX 755 EQ 765 TU 739. I was unsure what steps to take next, but …. Was going to apply two years ago but held off and gardened instead. 3Y, newest account 1 year (student loan transfered to Nelnet). Metal card with 3 colors to choose from.