Jovia Cd Rates Today - 12, 2024: Act Now to Secure an APY up to ….

Deposit at least $500 within 10 days of opening your CD to receive the highest published interest rate and Annual Percentage Yield (APY) we offer for your CD’s term during that period. Minimum balance to open a certificate is $500 for regular; $500 for youth certificate. Opening a CD account is straightforward. clips4sal Access First National's current deposit interest rates. Generate more from your savings with a CIMA Certificate of Deposit. Capitol Federal’s Certificate of Deposit (CD) interest rates are consistently among the most competitive in the area. There’s a $1 transaction fee per $1,000 CD, and Vanguard charges $25 for. Traditional CDs with a minimum $1,000 deposit have a promotional rate ranging from 4. Interest rates that exceed those of most traditional savings accounts. To find you the highest 1-year CD rates nationwide, we review CD rates from hundreds …. Update 4/15/24: Jovia Financial Credit Union’s 5% rate is available nationwide – simply apply online to earn this competitive rate on your funds! All you need to open an account is $4. The CD holder agrees to keep a certain amount of money on deposit until the CD matures (the term length ends). Rates, terms, and fees as of 4/12/2021. Competitive, fixed-rate for term of CD - view current certificate of deposit rates at Ozark Bank. Please Select Product Type: Enter Your Zip Code for Current Rates: Go. Review Bank of America's interest rates and annual percentage yields (APYs) for checking, savings, CD and IRA accounts specific to your area. At our discretion, we may change the interest rate on your account. Mortgage rates today on 30-year fixed loans are around 6. Early withdrawals on IRA CDs may be subject to IRS early withdrawal. 01% APY, while non-promotional relationship rates range from 0. 28230 clinton keith rd With just a few clicks, we can access an endless library of songs from various platforms. Annual Percentage Yields (APYs) are accurate as of 04/19/2024. Interest may be reinvested, deposited to another account or paid by check. In November 2023, this means a 12-month CD paying 3. cheap craigslist mobile homes for sale 27%) Barclays Online CD: Best for 1-Year CD Rates, 5. According to April 2024 data from the FDIC, the average rate on a three-month CD is 1. *Weekly percentage increase/decrease from April 8, 2024, to April 15, …. Be sure to compare today’s terms and CD rates. View your current Regular CD rates. The APY applies to all savings balances; there are no tiers to worry about. 20, 2024: 1-year CD average: 1. Fixed interest rates, compounded daily. joy young and trick daddy wedding Flexible terms from 32 days to 5 years. This method applies a periodic rate each day to your balance. Jovia Financial Credit Union reviews, contact info, products & FAQ. See how your earnings grow depending on. In the event of withdrawal before stated maturity, an early withdrawal penalty will be imposed. A nationally chartered bank providing access to some of the highest CD (certificate of deposit) rates in the industry along with high-yield savings accounts, Non-QM mortgages, commercial loans, Self Directed IRA loans and more! Today’s CD Rates. Click the “ Renew ” button next to the Certificate you would like to make changes to. Now at F&M, you can choose a Certificate of Deposit with the right maturity date for you. Our mission is simple: To foster a culture of cybersecurity confidence within our community, where continuous learning, approachability, and transparency fuel our reliable and adaptable response to emerging threats. The Regions Bank Non-Promotional CDs offers from 0. A TD Choice Promotional CD may be a good choice if you want a fixed return and don't need access to your money for the duration of the term. lawn funeral home burbank il obituaries Best 18-Month CD: Northern Bank Direct. 00% APY * on your entire account balance with no monthly fees. Minimum balance to open is $250. Compare interest rates by type, term, balance, APY and more to see how much you can save with a competitive rate. Minimum balance to open and obtain Annual Percentage Yield (APY) for United Bank's Digital Rate Certificate of Deposit is $500 and maximum amount is $10,000,000. laker pontoon boats 59 % APY (1) Like a CD, a fixed-rate Share Certificate is a type of savings product that earns a set annual percentage yield (APY) rate over its entire term. These rates cannot be combined with any other promotional offer or with the Priority Banking CD preferred rates. Two-layer DVDs hold twice as much as a regu. com points out that the free partition editor GParted is available as a live CD, making it that much easier to create, resize, delete, and do whatever else you might want to. For a term of 13 or more months, the penalty is 12 months’ interest. If you're looking for a safe way to grow your savings, our Certificates of Deposit are the answer. NexBank offers high-yield CDs with terms ranging from three months to five years -- all with competitive rates. 731% for a 5-year adjustable-rate mortgage (ARM). 05% APY on CDs with the same time frame. Fees could reduce the earnings on the account. This translates to $352 to $528 in yearly earnings on a $10,000 deposit. In order to qualify, the borrower must maintain a credit score of 670 or higher. 3 days ago · Latest CD Rate News. Here's an overview of Bank of America's CD rates. As of April 15, 2024, the average 12-month CD paid 1. (And remember – his name is “Joseph. Current CD rates available through Schwab CD OneSource ; Maturity 3 Month CDs 6 Month CDs 9 Month CDs 1 Year CDs 18 Month CDs 2 Year CDs ; Rates up to: 5. No redemptions with penalty to switch. May apply to retirement accounts. With broadband market penetration, mailing a physical disc of information might seem quaint. For a term from 7-12 months, the penalty is 6 months’ interest. The minimum balance to open a CD and obtain the APY with a term of 90 days or more is $500. PenFed Credit Union: High APYs for Long-Term CDs. Bankrate provides valuable insights to find. Certificates of Deposit: We can help you get started with CDs. The worst experience I have ever had with a bank or credit union. Investor Relations Locations Contact Careers. Home; of Deposit (CD) is historically one of the safest ways to save your hard-earned money. 99 or a High-Yield Jumbo CD with $100,000 to $499,999. Suncoast Credit Union offers both regular IRA CDs with a $500 minimum balance and jumbo IRA CDs that require at. Routing Number: 325084426 800-719-8080. Please visit your local branch to open an account. Certificate of Deposit Account Rates. The Bank Of Denver – 5% APY On Balances Up To $15,000. Here are some of the top CD rates currently available and how much you could earn by depositing $5,000 right now: APYs as of Jan. Disclosures: APR = Annual Percentage Rate. When you deposit money into this kind of CD, the bank assigns you an initial APY. You must deposit at least $500 to open the CD and earn the disclosed APY. Tier 5- If your daily balance is $500,000. A $500 minimum deposit is required to open a Quontic Bank CD and five terms are. Find out how to join, compare cards, save, borrow, invest …. However, the regular 12-month certificate yield isn’t too shabby at APY with just a $1,000 minimum deposit. We regularly monitor the competition to ensure our rates are some of the best in the nation 2. Quontic Bank Certificate of Deposit: 5. You choose the set period of time to earn a guaranteed fixed interest rate, regardless of market conditions. Penalty may be imposed for early withdrawal of principal. 00% APY 1! Let one of our bankers help you get started now. Personal bank accounts at a credit union work for you, not for us. Our best-rate guarantee means if our rate for the same certificate and term rises within 30 days of account opening, we’ll automatically raise your rate to match. 06%: 45-Month Promotional Rate 3. Open your Certificate of Deposit in minutes. 6 days ago · Discover® Bank (FDIC Insured) CD rates are lower than Charles Schwab's, with rates ranging from 2. CDS OF LESS THAN 12 MONTHS WILL RECEIVE A 90-DAY INTEREST PENALTY; CDS OF 12 MONTHS OR GREATER WILL RECEIVE A 180-DAY INTEREST PENALTY; Want the Option to Change Your CD Rate? We are all about convenience here at First State Bank. Advertised rate is fixed for the initial term of the Certificate of Deposit (CD) only. 81%, respectively, according to FDIC’s Monthly National Rates and Rate Caps-Monthly Update as of April 15, 2024. Today's best CD rates and reviews of the 10 banks offering the best CD rates for 2024, including Bread Savings, Ally Bank and Synchrony. View account with online banking. Additional CD Rates Additional CD Rates Product Name Minimum to Open Interest Rate / APY* $500- $9,999. 5/6 ARM: The payment on a 30 year $100,000, 5/6 year Adjustable Rate Loan at 5. Jovia Financial Credit Union in Northport, NY: Reviews, Contact Info, Rates & more. 24/7 world-class customer service. The minimum balance to earn APY is based on a 30-day month. Use Online and Mobile Banking to access our credit union from anywhere at any time. Flexible qualification requirements. 37 billion as of the Q3 2023 NCUA Call Report. Choose from 6-, 12-, 18- or 24-month terms. You can also monitor the federal funds rate, which largely dictates the trajectory of CD rates. beach volleyball wardrobe malfunctions $1,000 minimum deposit to open. Minimum $5 share deposit required. For instance, Apple Bank's rate for a regular two-year CD is 3. Plus, be sure to check out Jovia’s. A fixed rate means you always know what to expect from your CD. With fixed interest rates and terms ranging from 6 months to 5 years, our CD accounts are a great way to save money you don't need right away. Jovia is ready to help with all your personal banking needs. All loan types, rates, and terms are subject to change without notice. $1,000 minimum opening deposit & balance to earn interest. To find you the highest 10-year CD rates nationwide. For the Blaze Credit Union Premium certificates, you’ll need a minimum deposit of $10,000, which is a bit of a jump. A Certificate Plus lets you earn interest while still having the flexibility to make deposits that get you even closer to your goal. scranton times obituaries past 3 days 15%: Rates as of Apr 21, 2024 ET. Maturities and/or rates may not be available in all states. noemilili Established in 1938, Jovia Financial Credit Union proudly calls Westbury, New York home. Marcus by Goldman Sachs: Offers Multiple Types of CDs. Our mortgage rates are updated daily. *Annual Percentage Yield (APY) is accurate as of …. Watch your balance grow with a strong rate and a term that fits your financial goals. Our ranking of the best CDs in Pennsylvania depends largely on the accounts’ APYs. The highest current CD rates in California are near or slightly above 5. The amount of postage required to mail a CD depends on how it is packaged, with the least expensive method requiring the 2-ounce letter rate, or 70 cents, as of 2014. The minimum deposit for a Citi Fixed Rate CD is $500 ($100,000 for the top rate). Most Wells Fargo CD rates are higher than the national average CD rates, which range from 0. With Jovia's 5-day rate guarantee*, don't worry if interest rates go up! If the rate increases within five calendar days of opening your account, you'll earn the higher rate until your …. 24, 2024, based on the banks we track at. 50% Annual Percentage Yield (APY) on balances of $0. Saving money and doing business go hand-in-hand. Typically, you can expect 10-year CD rates to be similar to five-year rates. And best of all, opening a CD account is easy with the help of your local team at Flagstar Bank. Penalty may be imposed for early withdrawal, and …. Here are five of the best six-month certificates available now. com or at any of our full-service branches. Here’s an overview of the Vanguard Brokered Certificates of Deposit. 2 These Annual Percentage Yields (APYs) are accurate as of the date displayed on the Rates page and are subject to change without notice. Disclaimer: Island Federal makes every effort to ensure that the information posted is current and accurate; however, we make no warranties of any. I’ve been a customer for over 25 years and today a get a …. snoop dogg songs clean With over 220,000 members, Jovia Financial Credit Union offers a wide range of accounts, including Regular Savings (222,000+), Share Draft (131,000+), Money Market (7,000+), and Share. New York-based Bethpage Federal Credit Union (Bethpage) is the latest financial institution to reach the 5. 60% APY from Northern Bank Direct. New customers or existing customers with new money can take advantage of promotional rates by opening the Hope Preferred Certificate of Deposit account with Bank of Hope either online or at a branch. 2023 super duty production schedule forum Quick Take ProsWide range of productsHigh APY for online savingsFree checking with no. A Frost Certificate of Deposit, or CD, is a time account that pays a certain interest rate on a specific date in the future, called the maturity date. 2 Points to cash option allow members to use points to make a Jovia Visa Signature Elite Credit Card payment or a cash deposit to their Jovia accounts. Note: Annual percentage yields (APYs) shown are as of April 12, 2024. Hanscom Federal Credit Union 5% …. 29, 2024, based on the banks we track at CNET. Why do we ask for your ZIP Code? Product offerings and features may differ among geographic locations. Select the term and whether you would like to add or withdraw funds. The top rate last week at this time was a similar 4. 55% APY on a 14-month Select CD through June 19. Whether you want to earn more in the short-term or are looking to save for the future, we have a certificate of deposit account (CD) to meet your financial needs. 4 percent APY in January 2023 to 3. All quoted rates are subject to change without notice. 25% discount on loans with automatic payment from a Kinecta account; rates will be. $500, $2,000 or $50,000 minimum balance options. scissor lift won't move 20% APY (Annual Percentage Yield). In January 2022, the typical APY, or annual percentage yield, for a one-year CD sat at a mere 0. Jovia Financial Credit Union in Plainview, NY: Reviews, Contact Info, Rates & more. Check out how much you could save just over 18 months with an M&T CD, compared to leaving funds in your savings account *. Nationally, the average interest rate on a one-year CD is 1. A CD can provide peace of mind whether you're saving for a short-term goal, next year's project, college. 70% APY with a 12-month CD from Discover. 386% for a 15-year fixed, and 7. Certificate of Deposit rates and Annual Percentage Yields are fixed for the duration of the term. Your money should work as hard as you do. As a result, the highest CD rates soared from below 1% in January 2022 to their current heights of above 4% or 5% depending on term length. 75%, offered by INOVA Federal Credit Union for 8 months. While Edward Jones CD rates go up to 5. That’s right! With Jovia’s Online Savings Account you’ll earn 5. Its seven-month and one-year options in particular offer great returns on your investment; the national. Maintain the deposited amount for at least 90 days. 85% and only requires a minimum deposit of $1,000. 1 Deposit accounts are subject to our Deposit Account Agreement, Terms and Conditions, and approval. Long Island-based Jovia Financial Credit Union (the former NEFCU) has added a new 40-month Certificate to its product line. Jovia Financial Credit Union Promotions: $50, $150, $500 Checking, CD, Referral Bonuses (Nationwide) – Ends 02/28/23 This post may contain references to products from our partners. The average APY for this category of CD is currently 1. APY is accurate as of 4/20/2024. 75%, 18-Month CD certificate rates are at 4. Automatic renewals will be at StandardRate – 9 month CD will renew at 6 month Standard rate. 65% from Dow Credit Union for 3 months. All others are compounded semi-annually. 01 or more, and on balance if First Tier qualifications are. com has a list of CD rates in Brooklyn, NY you Jovia Federal Credit Union 2 E Main St Bay Shore, NY 11706. This review focuses on Bethpage Federal Credit Union’s personal banking. Plus, $1 million in travel accident insurance included. 1 Whether you're looking for new furniture, updated appliances, or to lower your first monthly payment, a little extra cash goes a long way. Rhinebeck Bank 100 Great Oaks Blvd Albany, NY 12203. Kasasa Rewards Accounts You Deserve To Be Rewarded!. At JBT we deliver personalized CDs based on each person’s unique goals. The terms range from six months to five years. Our normal business hours are 9 a. See the current rates and terms for 3-month to 5-year certificates and learn about the 5-day rate guarantee and penalty-free withdrawals. 91%: Other Unsecured Loans/Lines of Credit: 11. It only takes a minimum deposit of $1,000 to get started. Bread Savings offers certificates of deposit at highly competitive rates. A Wells Fargo Certificate of Deposit (CD) offers an alternative way to grow your savings. Fifth Third Bank: APRs starting at 8. Earn a competitive rate on a 7-month term CD. Get Started Today Get Started Today. Come stop by! With Jovia's Virtual Branch, you can bank on the go no matter where you are. Rising Bank was launched in 2018, and carries a bare-bones suite of savings products, including:. 7-364 days: 1% of principal withdrawn; 365 days-36 months: 2% of principal withdrawn ; 36 months or greater: 3% of principal withdrawn; The amount of penalty shall not exceed interest earned, except for during the first 6 days of the term where a minimum 7-day interest penalty must be applied and may be deducted from principal. Brooklyn, NY CD Rates: Search and compare Brooklyn, NY CD rates from banks and credit unions. Auto Loan Rates Auto Loan Calculator. Banking products provided by Wintrust Financial Corp. Access a one-time rate increase during the term of your Certificate. Rates are accurate as of April 16, 2024. What is a jumbo CD? Depending on how much cash you're looking to invest, you could be eligible to open a …. With certificates of deposit (CDs) from Beal Bank and Beal Bank USA, you can maximize returns while controlling the accessibility of your deposits. Open up an Alliant certificate and get a good rate, and start earning today! Credit union certificates are often referred to as CDs. Find the highest CD yields and open an account today. 25% APY High Yield Checking Account – Up To $7,500. The rate may change after the …. Flexible terms to fit your budget and lifestyle. Interest begins to accrue on the business day of your deposit. Today's 12-month CD rates can be found at 4. Here’s how you would calculate your withdrawal penalty: Penalty = Account Balance x (Interest Rate/365 Days) x Number of Days’ Interest. 50% APY from TotalDirectBankfor 12 months and Vibrant Credit Unionfor 13 months. Terms range from 7 days to 5 years1. First Internet Bank's two-year CD is among the best you'll find. See what today’s average and top rates are for 3-month, 6-month, 1-year, 24-month and 36-month CDs. Growing your money is easier with a fixed-rate CD. Choose investment terms ranging from 3 months to 60 months or more. Open your CD in one of our branches! view savings, cd's & money market rates. Refer to the Deposit Interest Rates on asbhawaii. sniffies fresno ca With Go Green Checking, you can earn a special bonus rate on checking account balances up to $25,000 each month when you: Spend $250 on everyday purchases (like buying groceries) using your debit card. Start your journey with a minimum deposit of $100,000. The top rate last week at this time was a similar 5. 50% APY for 14 months ($10,000 minimum to open; for existing deposits)1. Certificates of Deposit (CDs) Deposit as little as $500 and let your money grow anywhere from 91 days to 5 years. 04 % APY (1) Share Certificate 9-Month 4. Rates are not effective until the account is opened. 00% APY 1 on a 10-Month Promotional CD! A certificate of deposit (CD) can allow you to enjoy higher fixed interest rates while still having all the security of an FDIC-insured 2 savings account. The Best Jumbo CD Rates State Bank of Texas 1 Year CD Special : 5. 3,6, and 9 month term CDs compound at maturity. 00 percent APY and balances $100,000 and more earn 3. Small differences in savings or CD rates may seem trivial. Freedom Credit Union’s share certificate terms range from six months to five years. Note: Annual percentage yields (APYs) shown are as of April 18, 2024. Maximize your dividend earnings and return on savings. The challenge is that a jumbo certificate requires a $75,000 minimum deposit. You can earn a high yield, and get back into the market quickly should yields stay high. (In the last year, the 12-month Certificate gained a total of 440 bps. 00 – $2,500, if First Tier qualifications are met. All deposit rates are effective as of 02/02/2024. grayson county criminal records National savings average rate courtesy of the FDIC’s Weekly National Rates and Rate Caps, as of 03/18/2024; average rate used is for deposits under $100,000. As a not-for-profit, member-owned credit union, you can bet your bottom dollar that we have lower rates on loans and higher earnings on deposits. Early withdrawal penalties may apply. The best rate on today's jumbo CDs is 5. Rates offered for CDs may be changed at any time without notice. Capital One’s 360 CD rates are among the best available and far better than the national average CD rates. Update 4/15/24: Jovia Financial Credit Union’s 5% rate is available nationwide – simply apply online to earn this competitive rate on your funds!All you need to open an account is $4. While you’d be lucky to get a 1. Solvay Bank 197 Downer St Baldwinsville, NY 13027. Fees may reduce earnings on the account. For the 12-month CD, balances under $100,000 earn 2. 60% APY on your 30-Month Certificate, plus you have the flexibility to choose a one-time rate “bump-up” if we offer a higher rate on our 30-Month or 2-Year term Certificate during the …. $1,000 minimum opening deposit requirement. face split diving accident actual video 00% APY 5 and get 60,000 bonus miles 6 with our 6-month, in-branch HawaiianMiles ® Jumbo CD Special. To get started: Make a list of everything you’re saving for (down payment on a home, a special event, tuition, medical expenses). Click on the "View Report" button to see a detailed schedule of your CDs balance and interest earned. You've got the keys, we've got the cash. Consider rates, CD types and account minimums when. 1 Monthly payments per $150,000 borrowed. Share this: For the second year in a row, Long Island’s Jovia Financial Credit Union was named by Forbes Magazine as one of the top credit unions in the state based on member satisfaction and recommendation scores. 1636 Marcus Ave New Hyde Park, NY. For Direct Deposit tax refunds, you must open the CD within 15 days of credit. Current jovia CD rates on the credit union's 40-month CD, are at 5. 75% from MapleMark Bank for 1 year, and 5. This provides protection from rising interest rates. furniture consignment shops in greensboro nc Open a Tiered Long-Term CD with $10,000–$99,999. Mar 19, 2024 · You can now earn some of the best CD Rates from Jovia Financial Credit Union. 3 APR = Annual Percentage Rate. Open up an Alliant certificate and get a good rate, and start earning today! be_ixf;ym_202404 d_20; ct_50. 81% APY (as of April 15, 2024) depending on the CD term, according to the Federal Deposit Insurance Corporation (FDIC). Bethpage is known for its competitive rates, especially with its money market account and certificates of deposit (CDs). Interest Rate Annual Percentage Yield (APY) 90 Day Fixed Rate: 4. The bank also offers jumbo and promotional CDs with rates as high as 5. Rates Locations About Us Community Contact Us Personal Business Loan Commercial Real Estate. Citi® Step Up CD: 30-month CDs with rates that increase every 10 months, from 0. Note: Annual percentage yields, or APYs, shown are as of Jan. milwaukee road conditions today The free, open source Ophcrack Live CD is a. National deposit rates for a 3, 6, and 12-month CD are 1. Certificates of deposit (CDs) are widely regarded as a wise choice for beginning investors and those who are looking to diversify their portfolios with lower-risk investment produc. $100 minimum initial deposit must be met within two weeks of account opening and must remain in account for 90 days. We compared 142 CD and certificate accounts at 84 nationally available banks and credit unions to find some of the. 35% APY depending on the account balance. Discover CD rates come in well-above the national average according to the FDIC. Learn more about credit union loans available through Jovia!. Certificate of Deposit Calculator. Savers who opened five year CDs in 2008 immediately after the financial crisis were able to lock in rates in the 6% range, a great move considering two years later a five year CD paid below 3%. The minimum balance to open a Certificate of Deposit and earn the APY. 00% APY from DollarSavingsDirect and Transportation Federal Credit Union. pill ip 203 00 % (APY) Rising Rate CD: 2nd 90 days: $2,500. dillards fit and flare dresses A total of 20 nationwide CDs are still paying rates of 5. Credit Boost Secured Card is just what you need to get your credit history on the right track. Best 3-Month CD: Dow Credit Union. Jovia Financial Credit Union stewards over $4. Receive an additional Bonus CD rate when opened with select checking accounts. The value of new vehicles is determined by MSRP, and the value of used vehicles is determined by Retail Kelley Blue Book. After 11 Fed hikes between March 2022 and July …. In order to maintain an account, funding must occur. 10% higher, but these CDs have a high opening minimum: usually around $100,000. 40% APY from Northern Bank Direct. 50% on the first $20,000, and then an interest rate of 0. Learn more about our certificates and start earning today. Today's nation-leading rate across all CD terms remains 5. Below, we look at the best banks and credit unions for no-penalty CDs. For comparison, in January, 2024, the lowest national average yield on a CD according to the Federal Deposit Insurance Corporation (FDIC) was 0. Certificate of Deposit Annual Percentage Yield (APY) is valid as of today and subject to change at any time without prior notice. Rates may be higher based on applicant's creditworthiness. *Weekly percentage increase/decrease from April 8, 2024, to April 15, 2024. CD rates surveyed July 27, 2023 and September 14, 2023. 00%, 48-Month CD certificate rates are at 3. The current national average rate on a two-year CD is 1. Add up to $10,000 more during your term. Use of your card for purchases and balance transfers constitutes your agreement to the stated terms, as well as your account terms as a Visa® cardholder. 75% APY from Andrews Federal Credit Union, 5. Quarterly dividends paid directly to your certificate’s balance (or savings or checking account by request; doing so will. Unlike regular savings accounts, most. As of April 15, 2024, the average APY for a two-year CD stood at 1. 90% from Pelican State Credit Union for 2 years, 5. Today’s mortgage rates in Corpus Christi, TX are 7. 00% on a 12-month CDTruist doesn’t disclose other interest rates. Best 6-month CD rates; Best 1-year CD rates; Best 5-year CD rates; Get Your CarsDirect Target Price Today;. Rates and terms may vary depending on loan to value ratio, credit evaluation and underwriting requirements. All of them are traditional CDs, meaning that they have early withdrawal penalties. To put these CD rates into perspective, below is the national average for CDs terms 6 months to 5 years according to FDIC data pulled September 14, 2023: 6 month CD rates – 1. At the time of the increase, additional funds may be added up to the amount of the original deposit, in increments of $1,000 (limited to initial deposit). Lock in a great rate and peace of mind. A good CD rate in 2024 is about 4. With APYs on the downward trend. Annual Percentage Yield (APY) 4. Alternative terms are not allowed. NerdWallet's Best 3-Month CD Rates for April 2024. The amount of interest rate (or return) is a guaranteed.