Nfcu Platinum - Nfcu membership & platinum CC approved.

5% rewards and no annual fee, vs. It's now showing $24,000, so I got a $4k auto increase. Amex Offers for Amex-issued cards are plentiful - up to 100 will show up per card, though the vast majority are not that worthwhile. DPs below: Second Navy Card 1 YR between Navy card approvals Instant Approval SL - $25K Transunion Pull TU Fico 8 - 740 TU Fico 9 - 720 Inquires Total - 12 Nov - 1 Dec - 2 Jan - 1 May - 1 New Accounts 12 in 12mo. KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $2K SL/ FIDELITY REWARDS VISA $23500 SL/ NFCU FLAGSHIP $38K CL/ NFCU MORE REWARDS $25K SL /. Learn how to apply for the Navy Federal Platinum credit card. When it comes to construction projects in Medford, NJ, finding the right contractor is crucial for ensuring a successful and stress-free experience. 00 **Approval { BK7 DC 12/2019 } target 1000/ kohls 2500/ discover IT 4500 / 2nd discover IT 6k cl/mercury 4100 /ollo 600 / firestone 2800 /legacy 2000 /first savings bank cc 2000/ cap1 QS 2k/ cap 1 savor one 3100 /comenity rewards mc 3k, Penfed PCR signature visa 7. I applied for platinum visa and was approved instantly for $12500 at 10. cash Rewards credit cards earn 1. Credit Cards and Loyalty Programs featuring TSA PreCheck®. Specifics vary by type of alert. With a Navy Federal rewards credit card, you earn at least 1 point per dollar 1 or up to 1. To enroll, simply add offers to your More Rewards Card, then use it on qualifying purchases and watch the rewards roll in. Penfed Platinum Rewards 15k Penfed Power Cash Rewards 24k FNBO World 13. We want to help you build great credit, so we offer FICO® Scores for free, for our primary cardholders. 5K | NFCU Flagship Rewards VS $23K. com/watch?v=7c_ErZRX7yY Amex Platinum Benefits: 15 Things You MUST DO Now (2021) https://www . 5K) for the More Rewards card for the 3x on supermarkets, gas and restaurants, since my wife and I spend the most in those categories. As others have said, More Rewards does not have similar offers. It's been a little while since I posted. Apr 9, 2024 · The Navy Federal Platinum Credit Card offers a 0. The index is the Wall Street Journal Prime published on the last Wednesday of the month prior, plus your margin as determined by an evaluation of your credit. 5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37. Platinum Partners · Gold Partners · Become a Navy Federal Credit Union Partners With Alacriti for Navy Federal to enable real-time payments&nb. Information concerning Navy Federal Credit Cards may also be obtained at navyfederal. 5K | CSP 40k | Chase Amazon Visa 20k | Chase Freedom Flex 5k | Chase IHG 1k | Chase Ritz 20k | AOD FCU 20k | FNBO Duck Unlimited 25k | PNC Cash Rewards 17. (3) online banking, or (4) the mobile application. Bam! 25k CL aprroved :smileyhappy: Back to the beautiful garden I go :smileytongue:. Find out if you're eligible for Navy Federal membership today!. Whether you're shopping online, over the phone or at the stores, you can use your card everywhere Visa Cards are accepted. Plus, earn points on everyday spending. The United States and United Kingdom both produce platinum, gold and silver collectible coins that can be purchased through currency online sites or currency exchanges. Annual fee is waived (assuming you are. Put the power of Visa Platinum in your wallet. If you request the limit increase first on the 1st card, you may reach your max exposure with them and they'll decline the 2nd card. From the icy coolness of platinum to the warm golden tones of honey, there are countless shades of blond that. Prepare a travel folder with copies of your travel and financial information—especially your passport, driver's license and credit cards. Navy Federal is the largest natural member (or retail) credit union in the United States, both in asset size and in membership. Navy Federal Platinum Credit Card has a variable purchase APR that ranges from 11. IMHO, I think what happened is NFCU sent you a message by only giving you a $500 CL. April 08, 2023 FICO BankCard 8. Highest line i ever had for one card, Platinum was $26K and due for an increase next month. I told him that I would think about it and get back to him. The guy was really nice and walked me through the portal and asked me if I would be interested in applying for a Credit Card. I use it heavily and pay the balance in full before the statement date. The NFCU Platinum card has some secrets you must know for guarant. Travelers and online shoppers will find value in the Collision Damage Waiver and enticing. Additional plans can also cancel the monthly payments on your loans should you become disabled or unemployed. However, keep in mind that if you make your payment using an external account, the payment could take 2 to 5 days to post to your account. 1k | Capital One Venture 13k | Capital One QS 7k. 25% APY and, whichever term you. 99% intro APR for the first 12 months from account opening. I tried applying back then for a few of their unsecured credit cards and basically got a generic you have no relationship with us kind of response. NFCU Cash Rewards18k-NFCU Platinum 18k- Discover 2kcli 9000>13500 - Chase I Freedom 5k- Citi Cash 5k-Burgdorf Goodman 7k-VS5k-True Value Discover3k-Firestone 5k-Carecredit 7k>18k …. Hit my 91/3 two days ago, I have a cash rewards visa ($500 limit). I originally requested 2k but got a letter in the mail saying I’ve reached the maximum unsecured credit limit and couldn’t give me the requested amount. Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation. The first step is to fill out an application. Bank FlexPerks® Gold American Express® Card - $85 annual fee - Every 5 years • IHG® Rewards Club Premier Credit Card - $89 annual fee - Every 4 years. Opened 12/22 - $2K recon to $5K. >/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!! closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come Rebuilding since September 2020 who i burned - chase, cap 1, TD bank, Sync, were the biggies Income 40k Total utilization around 20 pct depending on my current …. Got denied for a best buy credit card (611 Fico, 650+ vantage, 310 NFCU credit score) and. 75% if you open a bank account with Navy Federal and. Feb 28, 2023 · NFCU Platinum cli. + Rates are based on product type and creditworthiness, so your rate may differ. Hello everyone! About a year ago I applied for a NFCU Platinum card and was approved with a SL of $20,000 and 12. Take advantage of Amex-only travel perks. Approved for NFCU Platinum Mastercard Approved for NFCU Platinum …. craigslist inland empire kittens Re: NFCU Platinum - Close or Keep? @OmarGB9 wrote: Well, NFCU does offer annual APR reductions, but I don't know that they're guaranteed, and even then, I think it's only 1% down at a time, meaning it would take 6+ years to match your Langley card. You can choose to have your card expedited via FedEx for an $11. Applied in branch for membership with NFCU today, and decided to apply for NFCU Platinum Visa while I was in there. I've been with Navy for about a year and a half. Information concerning Navy Federal Credit Cards may also be obtained at : navyfederal. 750% for Interest-Only Home Equity Lines of Credit and are based on an evaluation of credit history, CLTV (combined loan-to-value) ratio, line amount, and occupancy, so your rate may differ. pittsburgh steelers funny pictures images NFCU Platinum CC Balance Transfer Question I'm looking to do a balance transfer, and this is what the folks at NFCU recommended me after seeing what I "pre-qualify" for. Information concerning Navy Federal Credit Cards may also be obtained at. Transportation Security Administration (TSA) that allows. NFCU Visa 30k | NFCU Platinum 30k | Cap1 QS 12K | Cap1 QS 11. Contact your credit card company or loyalty program to learn more. KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $2K SL/ FIDELITY …. Visa® and Navy Federal Credit Union reserve the right to modify or cancel this offer at any time and without notice. Most NFCU credit cards also require good or excellent credit for approval, but there is a secured Navy Federal card for building credit. Your HEL Visa® Platinum Card Guide to Benefits. NFCU send me a very interesting and well-thought-out survey. I also applied for a second card and it was denied as well. Benefits Guide to nRewards® Secured, cashRewards, and GO REWARDS®. @Falcon9 wrote: Saturday (22 May 2021) I submitted a CLI for my Platinum card. DW has a NFCU Platinum that recently passed 91/3. Aug 21, 2020 · Now on to the stuff! Approved NFCU Platinum SL $3000! 5. Citi® / AAdvantage® Platinum Select® World Elite Mastercard® Credit Card; Citi® / AAdvantage® Executive World Elite Mastercard® Credit Card; Diners Club International. I requested a CL increase on my NFCU Rewards card to $25k from $15,300 and was increased to $22,000k. 99% So now i need to cultivate good standings - 6266861. and recently PC'd to the NFCU platinum. I'm trying to pay it down but I don't make much money and I've been trying my hardest to improve my. One interesting advantage of this card is its lower than average APR range of 0. Not looking for a $80K card with them at this time. World Mastercard Cardholder Benefits - Guide to Benefits. You get the same low, variable interest rate you'd receive if you were writing a check, without the hassle of carrying a checkbook. To preface, I just joined today. No cardholder wants to incur the expense of repairing or replacing a rented car. 75% cash back rewards on net purchases with your Navy Federal cashRewards World Mastercard credit card, you must. Hello all, I have a question about refinancing an auto loan; about two years ago I got an auto loan through NFCU for $45k at 10% interest - terrible rate for sure, but I am happy to have learned from that mistake and I am being a lot more cautious. PERSONAL: AMEX Platinum- NPSL / AMEX Gold- NPSL / Macy's AMEX Card- $4,500 / SavorOne- $500 / PenFed Gold Visa- $5,000 / Venmo Visa - $20,000 / PayPal MC. I have a NFCU More Rewards that is a few days past 91/3 and no dice with the cli. Re: NFCU Platinum card approved twice, but I closed both cards. Which NFCU credit card is definitely the best for you? Find out in this Navy Fed cashRewards Card vs Platinum vs GO Rewards vs Visa . Just joined Navy Federal and got their Platinum card but the starting limit is only 3000. security jobs los angeles craigslist I opened a NFCU checking/savings/money market account back around christmas. I have a $500 Nfcu platinum card , I used $190 out of $500, paid it all back on time. I was looking for thoughts on the approval chance of a NFCU card. When prompted, tap Remember Device for a faster and more secure sign in. - I have an NFCU Platinum and a NFCU Cashrewards. The testimonials are substantively the words of the individual reviewer, but may have undergone minor clerical revisions to ensure readability, add context, or protect private information. Now my real question is it worth it to PC to the cashRewards V. >/ nfcu platinum 9k, BABY NEEDS NEW SHOES !!!!! closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come Rebuilding since September 2020 who i burned - chase, cap 1, TD bank, Sync, were the biggies Income 39k Total utilization 11 - 14 pct depending on my current usage/needs. Re: NFCU platinum CLI denied as "reached max credit limit" $20k? @GatoradeZeroGuy wrote: balance status of navy accounts and lack of direct deposit are often cited as decision reasons for Navy, I would try to sastisfy the direct deposit at a minimum and a non-trival balance if you truly want the best of Navy's limits. Lenders don't care why your UT is high, they only care about how you handle smaller limits before extending larger limits. cronus zen modern warfare best settings NFCU Platinum - Overwhelmed by interest rates. reverie 73 reviews The Navy Federal Platinum Credit Card credit limit is between $500 and $50,000. I have 4 cards on my personal 3 Crap one cards all at $500 limits and I applied for and recieved a NFCU nRewards card back in May I was originally only approved for $1,000 then I requested an increase and got $1,500 and kept it until 3 days ago whrere I applied for an increase again. The Navy Federal Credit Union Education Standard Certificate functions like a CD and offers terms from three months to seven years. Open Accounts: AMEX Gold Card: NPSL • NFCU Visa Signature Flagship Rewards Card: $20K • NFCU More Rewards AMEX: $19K • Fidelity Rewards Visa Signature Card: $15K (New!) • PayPal Cashback World Mastercard: $15K • NFCU Platinum Visa: $15K • U. Generally a maximum late charge of $10, $25 in KS, $50 in MO for equity loans; minimum late charge of $10 in ID, MD, WY and $15 in MO for equity loans. In addition, it has no annual fee, …. On Navy Federal Credit Union's Website. The best Navy Federal balance transfer credit card is the Navy Federal Credit Union Platinum Credit Card because it offers an intro APR of 0. Was instantly approved 20k @ 13. Amex offers rewards you at places you like to shop, dine, travel, and more. My platinum is my only Visa card & I have a Costco membership, so I'd need to app for a new Visa. Re: Advice Needed - New NFCU Platinum card @keekers556 to further add to this - add a CD account and add a pledge loan - combine those with the DD mentioned and your interenal score is going to shoot up giving you a better chance for a CLI in 91/3. For example, I've been a years-long …. 24/7 access to stateside member reps. Dec 9, 2022 · NFCU has a practice of assigning a lower starting limit to your first card, and a more generous starting limit to your second. When it comes to hair color, blondes have always had a special allure. If your application was denied by the card issuer or lender due to information in your credit report, you have 60 days after you receive the adverse action notice to request a free …. Have had a checking and savings account with no activity. The minimum payment floor is the lowest minimum payment you can be charged, regardless of your …. I'm a homebody these days and I don't travel. Total revolving limits 721200 (619200 reporting) FICO 8: EQ 725 TU 723 EX 700. Flagship at 2% and $49 annual …. 00% APR, are based on product type and creditworthiness, and will vary with the market based on the U. NFCU Platinum $15,000 increased to $21,000 (asked for 25K) Was carrying a balance of $11,500 at the time of increase. I was approved for the NFCU Platinum Card on April 28th at 14. 💰 Yotta High Yield Savings: https://bit. I use the card heavily, multiple payments each month, and let it report a small balance ($5-$20) for the statement. Then 3 months later I applied for the platinum card and got approved for $25,000. "Net purchases" means the sum of your eligible purchase transactions minus returns and refunds. 24% - 18% (V), depending on creditworthiness. The Navy Federal Credit Union Platinum card is an economical and secure choice, eliminating standard fees like annual, balance transfer and foreign transaction costs. Navy Federal Credit Union Platinum Credit Card Are you looking for a credit card with a low-interest rate, I think the Navy Federal Platinum . Platinum Feral Credit Union is dedicated in providing a variety of services to its business members from deposit needs to mobile banking to a variety of other products to help with your day to day finances. This is not an official community for NFCU. 24% and 18% applies* Pay no annual, balance transfer, or foreign transaction fees* Terms apply, see rates and fees; See the full Navy Federal Credit Union Platinum Card review. Merchant transit categories classified as railway, ferries/water trip, taxis, limousines, bus lines, charters, tour buses, tolls. 2 You'll also get access to exclusive special offers, our featured Deal of the Week and free shipping from select retailers. © 2023 Navy Federal NFCU 573CC (11 . That's when it got interesting. I got this card because I am paying off balances I was carrying on other cards I have, and the NFCU platinum is supposed to be one of the best balance-transfer cards. The Navy Federal cashRewards Credit Card takes a straightforward approach to rewards. Offers an introductory 0% APR rate on balance transfers for up to 12 months , which is the average period for 0% APR balance transfer cards. American Express and is used by the issuer pursuant to a license. These cards usually require a minimum deposit. I have 18 year credit history and U. 99% for 12 months on balance transfers. WalletHub Answers is a free service that helps consumers access financial information. The card also features no balance transfer fee. TU was 693, 22% overall utilization, 7. Navy Federal Platinum Credit Card: What to Never Do as a Cardholder If You Want to Truly Boost Your NFCU Internal Score. AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $20000 SL/ AMEX BLUE BUSINESS PLUS $5000 SL/ FIDELITY REWARDS VISA $23500 SL/ FNBO JEEP CARD $7700/ SOCKDRAWERED WELLS FARGO ACTIVE CASH …. CashRewards World Mastercard Cardholders will earn 1. Select Text Message as your 2-Step Verification method, then tap Send. Whether you need a checking account, a loan, a credit card or an investment, …. Just to clarify, the maximum for any one card is $50k except for Flagship, which is $80k. Travel & Entertainment Experience world-class entertainment. 99% intro APR on purchases for the first six months of account opening, followed. Select your credit card account in the From list. Points must be redeemed in quantities equal to multiples of 2,500 (i. After recon, I was approved for 1700 CL. No matter what happens to Your rental car, You can be covered with Auto Rental Collision. 5 hrs depending on SF and with buyers in tow. 99% you already have on your Amex Rewards. The Navy Federal Credit Union® Platinum Credit Card could be a great fit for someone seeking a break on high-interest debt. 6% groceries and streaming, 3% gas and transit. Pulled TU TU 770 (as of today) AAoA 2. 3/5 according to our proprietary credit card rating system. I decided to apply for the NFCU Platinum to try my luck. Got approved for my first NFCU card (cashRewards) in Dec and have been impatiently waiting for the 91/3 point to try for the Platinum, as I wanted to take advantage of the intro BT offer. Yesterday, I went into my local branch and applied for the Platinum Mastercard. Navy Federal Platinum Credit Card has a rating of 4. Make sure your credit report is accurate. I've been following various youtubers and lurking on churning subreddits since I turned 18 and got a discover it card. From discounts on flights, hotels and car rentals, to accident insurance. More details from Navy Federal Credit Union. show me your bust chapter 7 Cash Rewards, and the Flagship rewards are good good flat rate cash back. 99% intro APR on balance transfers for the first 12 months of account opening, followed by a 11. Navy Federal Credit Union credit cards are known for low annual fees (usually $0), attractive rewards and only being available to members of the military community. I assured her that a CLI would be a SP. I was a little surprised at how low it was due to having a 784 credit score, < 8% utilization, and high income. 5% cash back for cardholders without direct deposit. Side Note: NFCU Updated the CC designs! I do not like the New cashrewards or flagship design but like the platinum design. finally nfcu platinum- approved!! I joined NFCU in January and opened a Flagship Checking and Savings Account along with a NFCU nRewards secured Visa. I'm trying to pay it down but I don't make much money and I've been trying my hardest to improve my situation but nothing is coming back. Platinum is among the most abundant e. Try for the platinum in a few months. Recently applied for platinum Card for the low APR/Balance transfer and was successful, but now i am confused? Flagship - 35k limit @ 15. Some card issuers have no balance transfer fees, but 3-5% of the amount you plan to transfer is typical. It is worth noting that Navy Federal credit cards usually have a starting credit limit of $500, …. ; Expanded rewards site – Redeem your points for merchandise, gift cards …. Just know — you’ll need to be a member of Navy Federal Credit Union to be eligible. The NASA Federal VISA Platinum Advantage Rewards credit card puts you in control: 1 to $1 rewards – Earn 1 point for every $1 you spend!; Earn bonus points – Earn extra points at selected in-store and online merchants. 550 oak ridge road hazle township pa Platinum credit card, Sub prime credit cards TAGS: Navy Federal, Credit Union, Navy Federal Credit Union BEST Navy Federal Credit Union . For example, if you have a balance of $2,000 and the minimum payment percent is 2%, your minimum payment will be $40. NFCU does occasionally offer BT offers for existing cardholders but they are few and far between. PenFed Platinum Rewards Visa Signature® Card, and PenFed Gold Visa® Card. Most of my other 6 cards average 25K. Your Visa® Platinum Card Guide to Benefit. Write yourself a loan, anytime, up to your approved credit limit, plus have checking protection for your checking account. This APR is based on your creditworthiness and will vary with the market based on the U. Credit Two months later applied for capital one platinum 300 credit limit. The Navy Federal credit card cash advance limit is 30% of your total credit line. It offers an 18-month 0% APR period, longer than the Navy Federal Card, but charges a 3% balance transfer fee. By providing us with a few pieces of information, we're able to run a quick credit check (with no impact to your credit score) and see if you're eligible to receive a specific card before. Re: Navy federal product change -what is the easiest way? My experience is three years old but I called and they took care of it in about 5 minutes. TAGS: Navy Federal, Credit Union, Navy Federal Credit Union, nRewards, EasyStart Certificate Cash Rewards, Is Navy Federal a scam? Is Navy . More Rewards runs on the Amex payment network, but it is not an Amex card, so it doesn’t get you into the Amex family. Got an auto pre-approval at their listed rate of 4. I have two questions about the Flagship card and a question about the gorewards card. For Flagship Checking, no monthly service fee if average daily balance is $1,500 or more; $10 if less than $1,500. @Anonymous wrote: Your Transunion score is good enough to get approved for a credit card. Navy Federal Credit Union Platinum Credit Card: https://w. Question, is it possible/recommended to use the recon line to see if I can get a lower interest. The Navy Federal nRewards Secured Card requires a refundable deposit (minimum of $200), and the deposit becomes your credit limit. Filed BK7: 7/2012 (start score EQ 560. South Africa is rich in minerals, and it supplies a large amount of the world’s production of these minerals thanks to an active mining industry. "Total revolving credit $286,000 Current UTIL >1%". Applied by phone and - 5071191. Review information on the Confirm Transfer screen and then select Make Transfer. Current fico score 2018 TU762 EQ755 EX760 >. By providing us with a few pieces of information, we’re able to run a quick credit check (with no impact to your credit score) and see if you’re eligible to receive a specific card before. kp9 trigger DW was just approved for $7500SL NFCU Platinum. Current Navy Federal Credit Union Money Market Account rates breakdown as follows: Balances from $0 to $2,499 earn 0. Explore card features and benefits for cardholders. How It Works; Pricing; Education; Community; Support; Member Dashboard; NFCU Platinum CLI $39,100 >>> $47,100! Options. I requested a new limit of $30,000 just to see if they would give it to me. Re: NFCU Platinum - Close or Keep? Product change? US Bank Altitude Reserve, Delta Gold Am Ex, PenFed Power Cash Rewards, PenFed Pathfinder, Navy Federal Flagship, Chase Freedom, IHG Rewards Club Premier, Marriott Bonvoy Premier. We generally stick with PenFed or I have the PenFed Platinum Rewards credit I have the PenFed Platinum Rewards credit card . Her $200 secured card hasn't even hit 6 months and unsecured yet. 5k | Citi Premier 14k | Citi Custom Cash …. so I opened up a Checking and Saving Acct with NFCU and waited a few days after it was opened and received a phone call from a Rep from NFCU. USAA stands out in one NFCU vs. >/ nfcu platinum 9k, BABY NEEDS NEW SHOES !!!!! closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come Rebuilding since September 2020 who i burned - chase, cap 1, TD bank, Sync, were the biggies Income 39k Total utilization around 20 pct depending on my current usage/needs. Wondering if there is a consensus is on how the DCU Platinum Visa and NFCU Platinum Visa compare. The Credit One Bank Platinum X5 card is a great option for those looking to maximize their cash-back on purchases. I wanted to see if Navy would show me love after AR. 120 Days since first card with $500 SL and then increased to $1500 at 91/3. One data point I learned was when trying to change my Flagship card to Cash Rewards card. The card has a $0 annual fee, $0 in balance transfer fees, and. NFCU typically has larger credit limits, and lower interest rates, but tacks on 2% interest if you do a cash advance rather than a balance transfer. There is no cash advance fee if you use your credit card at a Navy Federal branch or ATM. A letter I received stated that "You've reached Navy Federal's maximum unsecured …. A 3% fee on $5,000 would mean you would pay $150 upfront. $27378 balances (almost all 0%, anything not 0%. Applied for a second Navy Platinum Visa yesterday & was approved, yay! The downside is that it's only for $2,600 SL, ahhh! Oh well it - 6715191 - 2. bella vegas $100 no deposit To avoid interest charges on your Navy. Mar 28, 2024 · The Navy Federal Credit Union Platinum Credit Card is notable for its 0. 5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K. Instant approval! DPs follow: SL $3400 with 17. Once you obtain the cash, initiate the balance transfer. Check your monthly statement to see what your exact cash advance APR is. I've done product changes with them several times through secure email. I intend on using this to pay off the very few baddies I have while kindly paying back this …. Find out if a Navy Federal credit card is right for you. So on 11/10 I went into the nfcu app to request a CLI on my platinum card. Locations; Contact Us; Routing Number: 256074974 menu Navy Federal Credit Union logo, home page menu Navy Federal Credit Union logo, home page Navy Federal Credit …. On 7/15/17 (3 statements, more than 90 days) I pressed the CL increase and it was denied. So I reached the 91/3 with my nRewards Secured Card with NFCU and decided to try for an unsecured card with them. I joined NFCU (Navy Federal Credit Union) 2 years ago. And, since that time, our vision statement has remained focused on. I used to could see it but now I can't see it anywhere. I opened 4 new accounts in January and score just took a little dip. Here are the best NFCU credit card reviews on my site: Navy Federal Credit Union credit cards include: You can earn 35k bonus points (a $350 value!) when you spend $4,000 within 90 days of opening a Flagship Rewards account, plus get a free year of Amazon Prime ® (a $139 value!). I want to do a balance transfer and this is my second NFCU card. They said "sure" and they offered me the lowest rate @ 5. She called yesterday and requested a SP CLI, they told her that because she was asking for it it's a HP and that she would have to wait a year before she could be eligible for an auto SP CLI. -NFCU Flagship Visa, 12k limit, October 2019. Credit Cards | Editorial Review Updated June 1, 2023 REV. This afternoon got an email saying my app was approved but only at $1k and 14. 5k | Citi Premier 14k | Citi Custom Cash 31k | US Bank Alt Connect 20k. destiny forums For FedEx, UPS or other express courier delivery, please send to: Navy Federal Credit Union c/o BOS. We also offer enhanced security features to help you protect your money and data. Platinum only if you need balance transfer or making large purchase and need to carry balance with low APR. This country has some of the bigge. A bank offered 8% on a 20k loan. You also have to be an NFCU member to apply for one of their credit cards. Make sure to do it via the app. 3B Scores 03/2024----Message 9 of 18 0 Kudos …. I thought I would share my success in getting an instant CLI on my NFCU Platinum account. Navy Federal More Rewards American Express® Card Since 1933, Navy Federal Credit Union has grown from 7 members to over 13 million members. Exceeding this limit can result in a fee. Had new cards in hand in a week. It takes 1-2 business days to get approved for a Navy Federal credit card limit increase after requesting it. The best credit card types for beginners. It provides cost, fee, and other important information about your account. Navy Federal Credit Union® More Rewards American Express® Credit Card: Basics Annual fee: $0. Variable Annual Percentage Rate As Low As. Navy Federal Credit Card Reviews. I am switching over my direct deposit and everything to this bank. I have the Visa signature Card with a $22,500 limit and a Platinum Card with a $3,500 limit and now this $25,000 dollar new Platinum Card. I normally pay off balances every month to avoid paying any interest, but have accumulated $12K on 4 other cards that I can't pay off for a little while. Navy Federal Credit Union Platinum. • Navy Federal Credit Union Visa Signature Flagship Rewards - $49 annual fee but only available for members of the armed forces, veterans and their families • U. They help reduce harmful emissions from the engine and are made up of precious metals like platinum, pa. Also, if you're approved for the 2nd card, Navy is typically more generous with a limit increase on that card after they see how your handle both. Is this something new? I know it was there for my cash rewards card that I did a CLI on 3 months ago. Mar 20, 2024 · The Navy Federal Credit Union Platinum card stands out as a wallet-friendly choice because it lacks annual, balance transfer and foreign transaction fees. I had applied to BT around $2900. tuscaloosa county jail mugshots We'll ask you for some personal information, like your annual income, employment status and housing information. Many credit cards reward you with a set amount of cash back or points for every dollar you spend. My cash rewards started at 3700 12/2021 and my platinum started at 1k 4/2022. Card delivery times will vary, depending on the customs and postal service procedures in each country. Navy Federal Credit Union announced new Navy Federal Credit Union has announced new Platinum Credit Card: Get an introductory 0 . Platinum Free Gold Card Authorized User Community for users of Navy Federal Credit Union to discuss banking with NFCU. 1/5 according to our proprietary credit card rating system. 75% cash back on net purchases for cardholders with direct deposit at Navy Federal, or 1. PenFed and USAA both have cards that do not charge a cash advance fee (YMMV). :smileyhappy: First, my Goldman Sachs Apple card increased by $10K. I wanted to the join the club with all these Navy CLI's. When you choose PFCU, you’ve got a banking partner who knows a thing or two about doing business within the community. A balance transfer credit card that gives a window to pay off your credit card balance interest-free can be a great way to get out of debt. If anyone receives an email for a 2024 balance transfer offer, please post here. Details in >Thread Message 21<. Haven't decided on which card to get. I went for the Platinum as hopefully just getting a foot in the door and was approved for SL of $1,000 with a 12. NFCU is all over the board though. NFCU says to allow 1-2 weeks for the transfer to complete. 1k Discover It 3k Lowe's Advantage 25k. Navy Federal Platinum Approval Hacks That Get You a Super-Massive Limit Immediately. 99% APR on the transferred balance for 18 months. I was instantly approved for $23,400 @8. I asked for $47,000, but they are bound and determined to give me that extra $100 every time!😂 Hopefully in 6 more months I can get the $50K cap. If the system deems you eligible for a CLI, it will offer you one without a hard inquiry. Learn more File a Claim Online. Re: NFCU CLI approval and 2nd card request. I have been working the cash back game for the past few years and thought it was time to do a bit of consolidation. 24% and 18% on purchases and balance transfers. Navy has been SP for all CLIs since Dec 2019. I did get approved for 2 other cards in the last year. Navy Federal Credit Union Platinum Card. Navy Federal Credit Union credit cards on the Visa and Mastercard network can be used in more than 200 countries worldwide. NFCU Platinum CLI - APPROVED! My previous CL was $24k, so without shooting for the moon, i asked for $30k. Comments27 · 10 Things Frugal People Avoid at All Costs · 10 Reasons to Join Navy Federal Credit Union (#8 - $50,000 No Doc Loan) · 3 Tips for. Navy Federal is widely regarded as the best credit union that exists. If you need to pay by cash or check. Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 687. And, since that time, our vision statement …. APPLY NOW UPLOAD DOCUMENTS LOAN STATUS. Compare to other cards and apply online in seconds We're sorry, but the Bank of. Adding another one to the front page here. seymour jail roster NFCU cards on the American Express network enjoy lower international acceptance, as they can be used to make purchases in more than 160 countries abroad. After that, a variable APR between 8. :smileyvery-happy: It wasn't an instant approval & not max limit, so there's more room for impr. NFCU Platinum $500 It has been my goal to become a member of NFCU since 2013 when I joined myfico forums. slap battles doom music id Don't let them go to waste! Increased Offer! Hilton No Annual Fee 70K + Free Night. NFCU Platinum Card I just applied and was approved with a SL of 3000. I started with a $500 rewards card with navy federal. No promotional APR for purchases. Card Started at $25,000 in March 2020. After that, your variable Standard APR applies. I was debating on pulling the trigger to apply for the navy federal platinum card on new years eve. You can keep your account in good standing by paying your minimum amount due each month. As of February 1, 2019, rates range from 8 point 2 4 percent A P R to 18 percent A P R, are based on product type and creditworthiness, and will vary with the market based on the U. I decide to apply for the Platinum to take a. This credit report inquiry will likely drop your credit score by about 5 to 10 points, but you'll be able to get back on track with a few months of on-time payments. Otherwise, get the CashRewards. While the Navy Federal cashReward card’s rewards rate isn’t the highest in the world of credit cards, it does come with relatively low APR: 1. But the only way you'll get a CLI with a soft pull is if the system offers you one without you asking. Sign-up bonus: Earn 30,000 bonus points when you spend $3,000 within 90 days of account opening. Re: NFCU Flagship vs PenFed duo. This isn't the longest 0% intro APR period available on a balance transfer card, but it is still a reasonable amount of time. Navy Federal Credit Union Platinum approval for $500 They didn't like something about your profile, but as many others have already pointed out, Navy cards aren't a dead end. Platinum is used to make a variety of substances and consumer goods, including catalytic converters, coins, jewelry and industrial appliances. I already was approved for a NFCU Plat Visa about 13-14 months ago that started off just at $500 but it has grown to $4,500 thanks to Navy's steady CLI process. Greetings all, After a recent credit score boost, I decided to app for the NFCU Platinum card. So, if your balance is $5,000, a 3% fee would cost you $150. I just joined NFCU today and decided to pull the trigger on the Platinum card. Nominated for numerous awards, the seven-times platinum-certified album was something of a transitional moment. Matched to the dime the Amex More Rewards Card exactly. You could enjoy a 3-Month Trial Subscription to SiriusXM's Platinum Plan. The NFCU Platinum will only go up to 25k Instant approval but you could move the CL from the NFCU More Rewards to the NFCU Platinum once it's approved. 24! This is higher than all my other credit cards combined. Over-limit fee: Credit card companies set a limit to how much you can charge to a card. Current Navy Federal Credit Union Jumbo Money Market Account rates breakdown as follows: Balances from $0 to $99,999 earn 0. Rates based on creditworthiness, so your rate may differ. NFCU Platinum $8000 CLI I really enjoy jotting down dates on my calendar for opportunities when it comes time to request SP CLI's. It works like a regular credit card and is tied to your existing HELOC. Congratulations on your NFCU membership and Platinum approval! They are a great CU and their service has been outstanding! Thank you! I've heard similar praise from a few in my family and seen plenty of posts here about them so I'm glad to be eligible, I actually called them on a whim and expected to be told I didn't fit their criteria since I. I'd like to take advantage of their liberal BT policy, but it's hard to do with such a small CL. It's been 9 months since I applied for and received my NFCU nRewards Visa. Nov 14, 2023 · After that, the fee will be 5% of each transfer (minimum $5). Credit-building cards are a great choice if you have no credit history and are also perfect for people rebuilding their credit. Thank you everyone for free tips. I was approved for $20,000 SL at 12. Things to consider if you currently hold no Navy cards: First card my not yield a sizable credit limit to BT. 75% back on all purchases if you have direct deposit at Navy Federal Credit Union. These programs and coverages apply to travel and retail purchases. Calendar with 6 months, 12 months, 15 months. I hit them up on chat and asked about the PC and if I could check what the APR would be before decided. Which NFCU credit card is definitely the best for you? Find out in this Navy Fed cashRewards Card vs Platinum vs GO Rewards vs Visa Signature Flagship Reward. If you're a NFCU member, you may benefit from one of these cards. If you’re planning a trip across Australia and are considering taking the iconic Indian Pacific train, one of the most important aspects to consider is the train fares. Navy Federal Credit Union® cashRewards Credit Card: Best for Flat-rate cash back. Community for users of Navy Federal Credit Union to discuss banking with NFCU. This was the Platinum Visa turn. Compare to other cards and apply online in seconds. To break it down further, Navy Federal Platinum Credit Card earned a score of 5. Daily Carry: PenFed Power Cash • NFCU Flagship • NFCU More Rewards • Chase Freedom. 5k | Citi Premier 14k | Citi Custom Cash 31k | US Bank Alt Connect 20k | Union Bank Cash Rewards 12. A balance transfer can help consolidate credit card debt and lower your interest rate. After my NFCU auto CLI yesterday, I decided I had to step out of the garden to apply for the NFCU Platinum, since I wanted that card & now is as good a time as any. My last NFCU approval was in November with my cashRewards Visa Signature card and I was approved in April 2021 for the More Rewards card. Specifically, you'll get a purchase and balance . >/ nfcu platinum 3k, BABY NEEDS NEW SHOES !!!!! closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come Rebuilding since September 2020 who i burned - chase, cap 1, TD bank, Sync, were the biggies Message 12 of 19 2 Kudos Reply. Here are 3 ways a cash advance may be more costly than you realize: Most credit card issuers charge a cash advance fee every time you take a cash advance. ( I have Cash Rewards and More Rewards, still have to decide between Platinum and Go Rewards for card #3) Looking only at Cash Rewards at 1. lynn item police log Even those that start with low limits and high APRs can grow over time. Check your text messages for the NFCU security code. According to the University of California at Berkeley, platinum alloys can be magnetic. 8k (PC'd to Rewards+ 6/21) BofA Cash Rewards 9. NFCU Platinum auto CLI I just logged into my NFCU account to see if my upcoming deposit would show up yet, and happened to take a look at my Platinum card information. Re: NFCU Platinum Visa "SP" CLI to $50,000. NFCU Cash Rewards CLI & App for Platinum My 91/3 was today. The Navy Federal Credit Union Platinum card offers a cash-advance APR that is only 2% higher than your regular APR, and it will not exceed 18%. Plan is to transfer part of the balance off of my cashRewards card. The Navy Federal Credit Union Visa Signature® Flagship Rewards Credit Card is an amazing card . Well, since I came out of the garden to successfully app for Disco, I decided to pull the trigger with NFCU and add a Platinum card to compliment my Go Rewards card. Navy Federal Credit Union travel insurance benefits include Collision Damage Waiver and Travel and Emergency Assistance. The Navy Federal Platinum Credit Card 's minimum payment is $20 or 2% of your new statement balance, whichever is greater. ) The real surprise was the credit line: $15K. (Update: Took 50 Days!) X1 Balance transfer to Navy, taking their time. It's up to you, as the 6 month cadence for requesting CLIs with NFCU is on a per-card basis and not per account. I applied for a second card today, Platinum and I received this message Your application has been accepted and is currently being reviewed. I was going to wait, but I had heard that they use the same credit pull (it was TU) if you apply for credit, and I wanted. I recently joined NFCU so I applied for their CC to build that - 6040181. 7k NFCU cashRewards Sig | $15k NavChek | $7. Tap on the date field to adjust the date you'd like to submit the payment and click Continue. PERSONAL: AMEX Platinum- NPSL / AMEX Gold- NPSL / Macy's AMEX Card- $4,500 / SavorOne- $500 / PenFed Gold Visa- …. Our take: If you have average credit, the Navy Federal Platinum Credit Card provides a rare opportunity to get a year-long intro APR on balance transfers without paying a balance transfer fee. You can also call (888) 842-6328 for. It went to review after the request last night, checked this morning and increase was available. Navy Federal Credit Union is a trusted financial partner for military members and their families. If, for example, you’re transferring a $5,000 balance, you’d pay a $150 fee at 3% or $250 at 5%. New Platinum cardholders can pay a low intro APR of 0. Since 1933, NFCU has grown from 7 members to over eight million members. See our review! We may be compensated when you click on product l. All cards are PIF each month so rate. A Processor will be assigned to review your application and will contact you to discuss the details within 3 …. Navy is 80% relationship oriented and 20% score related use some products with them they will open the flood gates. Subject: Message from Navy Federal Credit Union [Incident:201205-XXXXXX] Navy Federal Response 12/04/2020 : Thank you for you. As of 04/21/2024, n Rewards® Secured card rate is 18. 99% for 12 months from account opening on balances transferred within 60 days. If you're approved for a credit limit increase to $2,000, your credit utilization is instantly halved to 15%, provided you don't. I still have some debt to pay off and read that NFCU's cloc is like a personal loan but with lower interest rate compared to other loan companies. Re: Navy Federal product change Platinum to Flagship. I requested 8k but expected 6k knowing if your cl is below 4k the max cli is 3x the limit. 7 Plus, get a one-time $98 statement credit when you pay $49 or more for an annual Walmart+ membership. how to get the statue of perfection In store instant approval for $25,000 SL at a high 600s credit score. So, make sure you have enough available credit to cover the transaction and any fees. Usually, on your 2nd card with them, they'll give you an even crazy credit limit. So you should save for your second application the card on which you would want a larger credit limit. 5k | Citi Premier 14k | Citi Custom Cash 31k | US Bank Alt Connect 20k | Union Bank Cash Rewards 15. 5k -- was really hoping to break that 20k, guess I need to wait another 6 months. CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo …. As of 04/13/2024, n Rewards® Secured card rate is 18. I think the $500 limit is actually the minimum amount for a CLOC as opposed to the maximum. Navy Federal Credit Union® nRewards® Secured Credit Card: Basics and benefits. As mentioned up thread, second card usually has a higher starting limit. When you choose PFCU, you've got a banking partner who knows a thing or two about doing business within the community. In addition to international acceptance, Navy Federal …. NFCU reached max unsecured credit limit. Got the dreaded 24-48 hours message. Find out if the Navy Federal GO Rewards credit card is right for you. 00% APR and will vary with the market based on the U. No annual fee 1 and no foreign transaction fee 1. today 2/28/23 cli to 9k = 6k cli. Ok guys, I was prepping my credit for a mortgage (pushing hard for 740). Which ones better and why? - 5714334 - 2. monday left me broken gif The Navy Federal More Rewards American Express® Card is a solid pick among credit cards for everyday spending. Increasing your credit limit may reduce your credit utilization ratio and can increase your credit score. As I mentioned in another post, I've been in the garden for over 2 years. The Navy Federal GO REWARDS® Credit Card has a strong benefits package for new cardholders. Would definitely be nice! Hoping the BT offers come in for all you NFCU card holders looking for one! Current F8 Scores- EQ 711 - TU 729 - EX 714. I asked for an 8k increase and they countered and gave me my standard 6k on my Platinum. The Platinum has been a goal card for me because of the awesome 5. An instant CLI from 8100 to 16000. You can have 1 of each credit product w/Navy Federal- I got the Flagship Visa (20K)-NRewards (5k)-NavChek LOC (15K) all in one day-and every time I call in they ask if I am interested in an Auto Loan (soon, very soon-lol) First Tech Federal Visa Platinum (15K CL); Simmons First Visa Platinum (9K CL); Wells Fargo Visa Platinum (7. With this card, eligible purchases earn unlimited 1. One of the repliers ( @debtphobe ) to a previous post about my CLI approval on my Platinum card stated I should request an APR reduction from the 10. Explore the features and benefits available to all cardholders. keeper everyday cards/ amex charles schwab platinum npsl/ amex gold npsl / amex green npsl/ amex everyday preferred $30,000 cl/ amex blue business plus $5000 sl/ amex blue cash everyday $6000 / fidelity rewards visa $23,500 sl/ nfcu flagship $38,000 cl/ nfcu more rewards $33,000 /. I didn't have any other cards that were close - I think at the time my highest limit was $5K. Credit Cards: Capital One Spark Visa $700 6/8/2002 19 yrs | Navy Federal Flagship Rewards $15,000 9/24/2014 7 years | Victoria's Secret $4100 11/17/2014 7 years | Amazon $6000 12/1/2015 6 years | Discover Miles #1 $6300 1/19/2017 4 years | Navy Federal AmEx $10,000 7/6/2017 4 years | …. I will be PCing my Cash Rewards to a Platinum and now my Navy trifecta is complete (More Rewards being the third). Generally, the combined credit limit for your Checking Line of Credit accounts will be $500 if your application is approved. 65% and got the 24 Hour message. Jan 8, 2024 · Maria Adams, Credit Cards Moderator. For questions about your balance, call 1-888-842-6328. The Navy Federal Credit Union Platinum credit card* has a 5. Effective November 1, 2015 the cash advance limit on your account will be 50% of your overall credit limit. -Amex Platinum, October 2021 (originally opened as gold for Sub, upgraded last year for the Platinum sub) FICO score: 780. This will likely be my line up until my BK. ) Points are redeemed for cash back (or as redemptions against previous. I currently have the NFCU Platinum Visa and considering applying for their CashRewards card, the reason is solely for a good balance transfer card, with hopefully another initial high CL, which looks to currently be the best option not including the Platinum card. My journey with this card and NFCU in general has been dreadfully slow. Late night is questionable, I got my second card ever with NFCU. Over-limit fees typically range from $25 to $35. kutty movie net Hello MyFicoers, It's been a little while since I posted. For instance, the Navy Federal Credit Union Platinum Credit Card features a regular APR of 11. I still can't get an increase on my 1K Cash Rewards for anything, but very thankful for the generous CLI from Navy on. The latest offers are: Visa Signature® Flagship Rewards Credit Card. I PC'd my More Rewards card to the Platinum this morning. Re: NFCU Maximum unsecured credit limit. Congrats on the strong approval! - 6752583. For quick access to your HELOC funds, we suggest using our Home Equity Line Platinum Card. I didn't expect such a high limit, - 6708269. However, some cardholders report limits as high as $15,000. I'm doing some minor recovery and rebuilding, and this was step one! Data points: -Previous limit 18k. The card was approved after 2 days with a SL of $3,500 (had requested a BT …. Cause I had similar scores to yours when I opened my More Rewards with them and I got a $2500 SL, and they were my 3rd account opened over 24 mos. @SSgtUSMC wrote: All, I wanted to see if anyone has faced something similar as I recently did. Looking to PC NFCU platinum (18. Re: Navy Federal Credit score requirements. ADMIN MOD NFCU Platinum Visa card. Everyone who gets approved for the Navy Federal Platinum Credit Card is …. NFCU Approval - Is this Normal ? I joined NFCU and applied for NFCU Platinum card on September 3rd 2022 and was denied, I was surpised as my TU score was 760 With no baddies, I had over $110k in Total Credit limit, 1% Util, No new account, No new inquiries, and 5 years age of credit. Navy Federal Credit Union® More Rewards American Express® Credit Card: Best for Everyday spending. More Rewards American Express Card: 14. I know there is nothing special abo. I knew I wanted to do a PC and tonight I called NFCU Customer Service to change to the More Rewards AMEX Card. " Your Checking Line of Credit accounts cannot exceed a combined total of $5,000. And, for a limited time, you can get a one-time $98 statement credit when you pay $49 or more for an annual Walmart+ membership. Get a Digital Card number to start using it right away. For starters, PenFed's user interface on the web is garbage and antiquated, even though they claim it's just been updated. Been a member of NFCU for about 4-5 months,never applied for a NFCU CC, but after unsecuring my CC and getting a CLI from $1,000 to $5,000 from my employers CU, I decided it was time to apply for NFCU Platinum. I originally applied a few days before the 90 days / even though 3 statements cut (February only has 28 days and I guess it matters. Navy Federal has many options to help you finance your home projects, such as renovations, emergency repairs and more. NAVY FEDERAL PLATINUM CREDIT CARD: 5 Brand-New Things You Must Know About This Credit Card. 99% APR BT promotion on their cards beginning of the year. I applied for the NFCU More Rewards card and got approved for a $20,000 credit limit at 18% interest. If you bank with Navy Federal, add travel notifications to your accounts online or call us at 1-888-842-6328 to speak. Longtime member 10+ years, checking with direct deposits bi-monthly, savings, kids also have accounts, 1 other credit card with 0 balance. Navy's total revolving credit limit is $80K per customer, and growing the FSR to $80K is possible. I have a AMEX where the BT promo is ending and I've gotten a lot of expenses from a new home, baby, proposal, all in the matter of 6 months! I'm going to do the 1. If you use your card at our online Member Deals, you’ll even have the chance to multiply the rewards you earn while shopping at your favorite …. Your overall credit limit shown above. Navy Federal offers various affordable Payment Protection Plan options. DCU's checking has the 2-day early direct deposit. The CLOC is the closest thing Navy has to a personal line of credit - a revolving credit line 100% of which is available for cash. 01, 2024 and lets new cardholders earn 30,000 points, representing a value of $300, after. As always, if you have any issues with our app, you can call us at 1-888-842-6328 or 1-703-255-8837, or reach us via Twitter at @NavyFederalHelp. I used the prequalification tool on their website and was "prequalified" for all cards. Join today and experience the difference of a credit union that …. The Navy Federal Credit Union Platinum card ranked No. When it comes to choosing a credit card that aligns with both your financial needs and lifestyle, Navy Federal Credit Union offers a diverse range of options that …. NFCU Platinum 50k | NFCU More Rewards 30k | BofA Merrill+ 45k | BofA Premium Rewards 25k | Affinity FCU Cash Rewards 22. There's been an NFCU branch My Mid just got turned down for the Amex Platinum Card (with an 800 credit rating) for " . In addition, you pay no cash-advance fees if you use an NFCU ATM. Benefits Stay secure, no matter where you go. I had a 60k credit line on the Flagship and they told me they could do the change, but would have. To request a card, call us at 1-888-842-6328 or visit a branch. Maria Adams, Credit Cards Moderator. The Navy Federal Platinum Credit Card offers a 0. Today was a few days past my 91/3 and I applied for the platinum card. Re: New NFCU Member - Platinum VISA Approved! Congratulations on your NFCU Platinum approval! Current Cards (in order of approval): Current FICO 8 | 9 (September 2023): Credit Age: Inquiries (6/12/24): Banks & CUs: Message 8 of 21.